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Arkansas State Bank Department

The mission of ASBD is to maintain a legal and regulatory structure for Arkansas's financial industry. This structure provides the public with convenient, safe and competitive banking, which fosters economic development within this State. Our mission is accomplished through efficient allocation of available human and other resources existing in our Examination, Information Technology and Administrative Services Divisions.

Message from the Bank Commissioner

As of December 31, 2023, I am pleased to report that the Arkansas banking industry is in excellent condition. Arkansas has 73 state chartered banks with over $161 billion in aggregate total assets. We have witnessed significant growth and high levels of performance during the past few years as we effectively managed the impact of the pandemic. Many challenges face both the banking industry and the financial services sector in the year ahead and we are certainly operating in a period of economic uncertainty. As in years past, our Arkansas banking industry is prepared to meet these challenges and continue to serve the needs of their customers and communities. The Arkansas State Bank Department remains committed to working with our regulated institutions to maintain a safe and sound banking system and encourage and support economic development in Arkansas.

Susannah Marshall
Bank Commissioner

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The Great Seal of Arkansas

The State Bank Department was created by Act 113 of 1913. The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas. These 73 banks hold assets of over $161 billion as of December 31, 2023. The Department also is charged with supervising the bank holding companies of Arkansas state-chartered banks; state-chartered trust companies; regional and county industrial development corporations; industrial loan institutions; and capital development companies. The Department operates to ensure the safety and soundness of, and public confidence in, these institutions and organizations.


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