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| Accident Reporting and Insurance Verification Procedures |
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| Accident Reporting - SR-1 |
| A Safety Responsibility SR-1 accident report must be submitted within thirty (30) days when damage to the property of any one person is in excess of $500.00 or results in the injury or death of any person regardless of who is at fault. The SR-1 form may be obtained by contacting Safety Responsibility at 501-682-7098 or download the PDF document below. |
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| How do I show financial responsibility after an accident? |
- An SR-21 proof of liability insurance in force form filled out by your insurance company.
- A deposit of security as tabulated by this office.
- A written release of liability signed by the other party in the accident.
- A final civil adjudication of non-liability from a court of competent jurisdiction. Trial in traffic court over a traffic citation is not an adjudication of non-liability.
- A covenant not to sue signed by the other party which must be notarized.
- A written statement which has been accepted by the appropriate parties to the payment of damages in installments.
- A written statement by the adverse party or his liability insurance carrier that they have reimbursed you for your property damage.
- A written request to this department for a hearing to determine if there is a reasonable possibility that a judgment may be rendered against you as a result of the accident. If the hearing indicates a judgment does not seem reasonable, then the department will not require the security deposit.
- A copy of a bankruptcy petition with a list of creditors naming all parties.
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| If I am not ticketed in an accident, is that proof of no fault for financial responsibility purposes? |
| No. That is only an indication no ticket was issued. A possibility of a judgment being entered against you can still exist requiring that you show financial responsibility. |
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| Insurance Verification |
The purpose of the Insurance Verification Program is to verify that all owners of motor vehicles registered in Arkansas maintain liability insurance as required by law.
The purpose of this manual is to provide insurance carriers with the information they need to comply with the Arkansas Insurance Verification and Notification Network. The success of the program is dependent on the participation of all insurance carriers issuing automobile liability insurance in Arkansas.
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| Why was my vehicle indicated as being uninsured when I renewed my automobile registration even though I have an insurance policy? |
| The "not insured" status is indicated only if the insurance carrier has not reported your insurance policy or has sent a cancellation of that vehicle policy. There may also be an error in the information provided which must be corrected before reporting. Contact your insurance carrier for clarification. |
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