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Congressional District 4

  1. Ashley
  2. Bradley
  3. Calhoun
  4. Chicot
  5. Clark
  6. Cleveland
  7. Columbia
  8. Dallas
  9. Desha
  10. Drew
  11. Garland
  12. Grant
  13. Hempstead
  14. Hot Spring
  15. Howard
  16. Jefferson
  17. LaFayette
  18. Lincoln
  19. Little River
  20. Logan
  21. Miller
  22. Montgomery
  23. Navada
  24. Ouachita
  25. Pike
  26. Scott
  27. Sevier
  28. Union

 

 

REPORT OF PROGRAM ACTIVITY

FISCAL YEAR 2008: July 1, 2007 – June 30, 2008

1st Half of FY2008 = July 1, 2007 – December 31, 2007

2nd Half of FY2008 = January 1, 2008 – June 30, 2008

HOMEOWNERSHIP

Home-to-Own (H2O)

General Statistics

 

Time Period

No. Loans

Dollar Amount

Mean Loan Amount

Median Loan Amount

07/2007 – 12/2007

75

$5,330,848.00

$71,077.97

$64,500.00

01/2008 – 06/2008

71

$5,742,815.00

$80,886.72

$75,613.00

Total FY2008

146

$11,073,663.00

$75,847.00

$70,056.50

Loan Cancellation Rate – Total FY2008:

07/2007 – 12/2007

11 (12.8%)

01/2008 – 06/2008

24 (25.3%)

FY2008 Total

35 (19.3%)

Loans by Originator / Branch

7/1/07 - 12/31/07

1/1/08 - 6/30/08

TOTAL FY 2008

ORIGINATOR / BRANCH

COUNTY

NO. LOANS

DOLLAR AMOUNT

NO. LOANS

DOLLAR AMOUNT

NO. LOANS

DOLLAR AMOUNT

First National Bank, Paris, AR

Logan

2

$112,360.00

0

$0.00

2

$112,360.00

Scott

1

$94,470.00

0

$0.00

1

$94,470.00

Subtotal

3

$206,830.00

0

$0.00

3

$206,830.00

Bank of Little Rock Mortgage, Benton, AR

Grant

1

$65,964.00

0

$0.00

1

$65,964.00

Hot Spring

0

$0.00

1

$88,609.00

1

$88,609.00

Jefferson

2

$120,750.00

1

$58,537.00

3

$179,287.00

Subtotal

3

$186,714.00

2

$147,146.00

5

$333,860.00

Elk Horn Bank, Arkadelphia, AR

Clark

2

$148,500.00

4

$339,050.00

6

$487,550.00

Garland

0

$0.00

2

$203,535.00

2

$203,535.00

Subtotal

2

$148,500.00

6

$542,585.00

8

$691,085.00

First Western Mortgage, Fort Smith, AR

Logan

2

$113,100.00

2

$154,574.00

4

$267,674.00

First National Bank, Hot Springs, AR

Garland

1

$76,000.00

0

$0.00

1

$76,000.00

Little River

1

$58,500.00

0

$0.00

1

$58,500.00

Montgomery

0

$0.00

1

$26,300.00

1

$26,300.00

Polk

0

$0.00

1

$40,000.00

1

$40,000.00

Subtotal

2

$134,500.00

2

$66,300.00

4

$200,800.00

Moore Mortgage, Little Rock, AR

Ashley

1

$44,304.00

0

$0.00

1

$44,304.00

Chicot

0

$0.00

1

$29,764.00

1

$29,764.00

Grant

1

$154,278.00

1

$75,810.00

2

$230,088.00

Union

1

$59,073.00

0

$0.00

1

$59,073.00

Subtotal

3

$257,655.00

2

$105,574.00

5

$363,229.00

Priority Bank, Ozark, AR

Logan

1

$99,700.00

0

$0.00

1

$99,700.00

Pulaski Mortgage Company, Little Rock, AR

Hot Spring

1

$57,545.00

0

$0.00

1

$57,545.00

Jefferson

1

$54,568.00

0

$0.00

1

$54,568.00

Subtotal

2

$112,113.00

0

$0.00

2

$112,113.00

Regions Mortgage, Benton, AR

Garland

1

$88,609.00

0

$0.00

1

$88,609.00

Hot Spring

0

$0.00

2

$128,773.00

2

$128,773.00

Subtotal

1

$88,609.00

2

$128,773.00

3

$217,382.00

Regions Mortgage, Cabot, AR

Drew

1

$78,300.00

0

$0.00

1

$78,300.00

Regions Mortgage, Little Rock, AR

Garland

1

$127,000.00

0

$0.00

1

$127,000.00

Hot Spring

0

$0.00

1

$86,640.00

1

$86,640.00

Subtotal

1

$127,000.00

1

$86,640.00

2

$213,640.00

Regions Mortgage, Texarkana, AR

Little River

1

$48,000.00

0

$0.00

1

$48,000.00

Simmons First National Bank, Pine Bluff, AR

Chicot

1

$30,069.00

0

$0.00

1

$30,069.00

Dallas

0

$0.00

1

$135,867.00

1

$135,867.00

Desha

1

$54,556.00

0

$0.00

1

$54,556.00

Drew

2

$149,433.00

0

$0.00

2

$149,433.00

Jefferson

42

$2,914,298.00

43

$3,726,305.00

85

$6,640,603.00

Lincoln

1

$99,114.00

2

$121,105.00

3

$220,219.00

Subtotal

47

$3,247,470.00

46

$3,983,277.00

93

$7,230,747.00

Summit Bank, Benton, AR

Hot Spring

2

$117,000.00

0

$0.00

2

$117,000.00

Summit Bank, Hot Springs, AR

Garland

4

$365,357.00

2

$130,671.00

6

$496,028.00

Loans by New / Existing

7/1/2007 - 12/31/2007

1/1/2008 - 6/30/2008

TOTAL FY 2008

EXISTING OR NEW

COUNTY

Existing

Ashley

1

$44,304.00

0

$0.00

1

$44,304.00

Chicot

1

$30,069.00

1

$29,764.00

2

$59,833.00

Clark

2

$148,500.00

3

$277,400.00

5

$425,900.00

Dallas

0

$0.00

1

$135,867.00

1

$135,867.00

Desha

1

$54,556.00

0

$0.00

1

$54,556.00

Drew

3

$227,733.00

0

$0.00

3

$227,733.00

Garland

7

$656,966.00

5

$409,819.00

12

$1,066,785.00

Grant

2

$220,242.00

1

$75,810.00

3

$296,052.00

Hot Spring

3

$174,545.00

4

$304,022.00

7

$478,567.00

Jefferson

45

$3,089,616.00

45

$3,862,129.00

90

$6,951,745.00

Lincoln

1

$99,114.00

2

$121,105.00

3

$220,219.00

Little River

2

$106,500.00

0

$0.00

2

$106,500.00

Logan

5

$325,160.00

5

$330,534.00

10

$655,694.00

Montgomery

0

$0.00

1

$26,300.00

1

$26,300.00

Polk

0

$0.00

1

$40,000.00

1

$40,000.00

Scott

1

$94,470.00

1

$68,415.00

2

$162,885.00

Union

1

$59,073.00

0

$0.00

1

$59,073.00

Subtotal

75

$5,330,848.00

70

$5,681,165.00

145

$11,012,013.00

New

Clark

0

$0.00

1

$61,650.00

1

$61,650.00

Loans by Loan Type

7/1/2007 - 12/31/2007

1/1/2008 - 6/30/2008

TOTAL FY 2008

LOAN TYPE

COUNTY

NO.

DOLLAR AMOUNT

NO.

DOLLAR AMOUNT

NO.

DOLLAR AMOUNT

Conventional

 

Clark

2

$148,500.00

4

$339,050.00

6

$487,550.00

Drew

1

$78,300.00

0

$0.00

1

$78,300.00

Garland

4

$428,109.00

3

$255,935.00

7

$684,044.00

Hot Spring

2

$117,000.00

0

$0.00

2

$117,000.00

Jefferson

3

$160,775.00

0

$0.00

3

$160,775.00

Little River

2

$106,500.00

0

$0.00

2

$106,500.00

Montgomery

0

$0.00

1

$26,300.00

1

$26,300.00

Polk

0

$0.00

1

$40,000.00

1

$40,000.00

Subtotal

14

$1,039,184.00

9

$661,285.00

23

$1,700,469.00

FHA

 

Ashley

1

$44,304.00

0

$0.00

1

$44,304.00

Chicot

1

$30,069.00

1

$29,764.00

2

$59,833.00

Dallas

0

$0.00

1

$135,867.00

1

$135,867.00

Desha

1

$54,556.00

0

$0.00

1

$54,556.00

Drew

1

$88,609.00

0

$0.00

1

$88,609.00

Garland

3

$228,857.00

2

$153,884.00

5

$382,741.00

Grant

2

$220,242.00

1

$75,810.00

3

$296,052.00

Hot Spring

1

$57,545.00

4

$304,022.00

5

$361,567.00

Jefferson

42

$2,928,841.00

39

$3,242,565.00

81

$6,171,406.00

Lincoln

1

$99,114.00

2

$121,105.00

3

$220,219.00

Logan

2

$113,100.00

2

$154,574.00

4

$267,674.00

Scott

0

$0.00

1

$68,415.00

1

$68,415.00

Union

1

$59,073.00

0

$0.00

1

$59,073.00

Subtotal

56

$3,924,310.00

53

$4,286,006.00

109

$8,210,316.00

Rural Dev.

 

Drew

1

$60,824.00

0

$0.00

1

$60,824.00

Logan

3

$212,060.00

3

$175,960.00

6

$388,020.00

Scott

1

$94,470.00

0

$0.00

1

$94,470.00

Subtotal

5

$367,354.00

3

$175,960.00

8

$543,314.00

VA

 

Jefferson

0

$0.00

6

$619,564.00

6

$619,564.00

Borrowers’ Profile

7/1/2007 - 12/31/2007

1/1/2008 - 6/30/2008

TOTAL FY2008

ETHNICITY

COUNTY

NO. LOANS

DOLLAR AMOUNT

NO. LOANS

DOLLAR AMOUNT

NO. LOANS

DOLLAR AMOUNT

Minority

Chicot

1

$30,069.00

0

$0.00

1

$30,069.00

Clark

1

$84,000.00

1

$61,650.00

2

$145,650.00

Dallas

0

$0.00

1

$135,867.00

1

$135,867.00

Garland

2

$169,500.00

1

$116,500.00

3

$286,000.00

Jefferson

26

$1,602,712.00

21

$1,740,480.00

47

$3,343,192.00

Logan

1

$99,700.00

0

$0.00

1

$99,700.00

Subtotal

31

$1,985,981.00

24

$2,054,497.00

55

$4,040,478.00

Non-Minority

Ashley

1

$44,304.00

0

$0.00

1

$44,304.00

Chicot

0

$0.00

1

$29,764.00

1

$29,764.00

Clark

1

$64,500.00

3

$277,400.00

4

$341,900.00

Desha

1

$54,556.00

0

$0.00

1

$54,556.00

Drew

3

$227,733.00

0

$0.00

3

$227,733.00

Garland

5

$487,466.00

4

$293,319.00

9

$780,785.00

Grant

2

$220,242.00

1

$75,810.00

3

$296,052.00

Hot Spring

3

$174,545.00

4

$304,022.00

7

$478,567.00

Jefferson

19

$1,486,904.00

24

$2,121,649.00

43

$3,608,553.00

Lincoln

1

$99,114.00

2

$121,105.00

3

$220,219.00

Little River

2

$106,500.00

0

$0.00

2

$106,500.00

Logan

4

$225,460.00

5

$330,534.00

9

$555,994.00

Montgomery

0

$0.00

1

$26,300.00

1

$26,300.00

Polk

0

$0.00

1

$40,000.00

1

$40,000.00

Scott

1

$94,470.00

1

$68,415.00

2

$162,885.00

Union

1

$59,073.00

0

$0.00

1

$59,073.00

Subtotal

44

$3,344,867.00

47

$3,688,318.00

91

$7,033,185.00

7/1/2007-12/31/2007

1/1/2008 - 6/30/2008

TOTAL FY2008

ETHNICITY

COUNTY

MEAN INCOME

MEDIAN INCOME

MEAN INCOME

MEDIAN INCOME

MEAN INCOME

MEDIAN INCOME

Minority

Chicot

$37,284.12

$37,284.12

$0.00

$0.00

$37,284.12

$37,284.12

Clark

$29,640.00

$29,640.00

$25,416.76

$25,415.76

$27,527.88

$27,527.88

Dallas

$0.00

$0.00

$49,548.00

$49,548.00

$49,548.00

$49,548.00

Garland

$35,823.84

$35,823.84

$51,011.52

$51,011.52

$43,417.68

$43,417.68

Jefferson

$32,700.19

$31,640.16

$46,051.82

$41,559.60

$39,376.00

$36,599.88

Logan

$47,688.00

$47,688.00

$0.00

$0.00

$47,688.00

$47,688.00

Subtotal

$33,434.35

$33,311.28

$45,544.31

$29,681.16

$34,489.33

$31,496.22

Non-Minority

 

Ashley

$31,248.36

$31,248.36

$0.00

$0.00

$31,248.36

$31,248.36

Chicot

$0.00

$0.00

$33,960.00

$33,960.00

$33,960.00

$33,960.00

Clark

$39,228.00

$39,228.00

$45,726.40

$44,700.00

$42,477.20

$41,964.00

Desha

$47,572.80

$47,572.80

$0.00

$0.00

$47,572.80

$47,572.80

Drew

$34,420.36

$30,000.00

$0.00

$0.00

$34,420.36

$30,000.00

Garland

$37,730.83

$40,548.00

$34,448.22

$34,668.66

$36,089.52

$37,608.33

Grant

$28,420.22

$28,420.22

$37,965.36

$37,965.36

$33,192.79

$33,192.79

Hot Spring

$43,704.60

$43,452.00

$44,075.37

$47,545.26

$43,889.99

$45,498.63

Jefferson

$40,881.62

$41,600.04

$46,132.55

$45,113.58

$43,507.08

$43,356.81

Lincoln

$28,599.84

$28,599.84

$59,712.42

$59,712.42

$44,156.13

$44,156.13

Little River

$33,103.56

$33,103.56

$0.00

$0.00

$33,103.56

$33,103.56

Logan

$32,111.97

$35,909.76

$30,491.16

$31,303.80

$31,301.56

$33,606.78

Montgomery

$0.00

$0.00

$42,480.12

$42,480.12

$42,480.12

$42,480.12

Polk

$0.00

$0.00

$30,121.92

$30,121.92

$30,121.92

$30,121.92

Scott

$34,620.00

$34,620.00

$60,708.00

$60,708.00

$47,664.00

$47,664.00

Union

$35,008.32

$35,008.32

$0.00

$0.00

$35,008.32

$35,008.32

Subtotal

$37,739.83

$40,194.48

$43,310.01

$42,889.56

$40,524.92

$41,542.02

7/2007 - 12/2007

1/2008 - 6/2008

FY2008 TOTAL

Gender of Head of Household

County

No Loans

Pct

No Loans

Pct

No Loans

Pct

Female

Clark

0

0.0%

1

1.4%

1

0.7%

Dallas

0

0.0%

1

1.4%

1

0.7%

Drew

1

1.3%

0

0.0%

1

0.7%

Garland

2

2.7%

2

2.8%

4

2.7%

Grant

1

1.3%

1

1.4%

2

1.4%

Hot Spring

2

2.7%

2

2.8%

4

2.7%

Jefferson

29

38.7%

16

22.5%

45

30.8%

Little River

1

1.3%

0

0.0%

1

0.7%

Logan

3

4.0%

5

7.0%

8

5.5%

Subtotal

39

52.0%

28

39.4%

67

45.9%

Male

Ashley

1

1.3%

0

0.0%

1

0.7%

Chicot

1

1.3%

1

1.4%

2

1.4%

Clark

2

2.7%

3

4.2%

5

3.4%

Desha

1

1.3%

0

0.0%

1

0.7%

Drew

2

2.7%

0

0.0%

2

1.4%

Garland

5

6.7%

3

4.2%

8

5.5%

Grant

1

1.3%

0

0.0%

1

0.7%

Hot Spring

1

1.3%

2

2.8%

3

2.1%

Jefferson

16

21.3%

29

40.8%

45

30.8%

Lincoln

1

1.3%

2

2.8%

3

2.1%

Little River

1

1.3%

0

0.0%

1

0.7%

Logan

2

2.7%

0

0.0%

2

1.4%

Montgomery

0

0.0%

1

1.4%

1

0.7%

Polk

0

0.0%

1

1.4%

1

0.7%

Scott

1

1.3%

1

1.4%

2

1.4%

Union

1

1.3%

0

0.0%

1

0.7%

Subtotal

36

48.0%

43

60.7%

79

54.1%

County

7/2007 - 12/2007 Average Age

1/2008 - 6/2008 Average Age

FY2008 TOTAL Average Age

Ashley

26.0

0.0

26.0

Chicot

68.0

22.0

45.0

Clark

46.5

41.5

44.0

Dallas

0.0

62.0

62.0

Desha

Unknown

0.0

Unknown

Drew

26.3

0.0

26.3

Garland

37.1

28.4

32.7

Grant

24.5

25.0

24.7

Hot Spring

26.3

28.0

27.1

Jefferson

34.3

36.0

35.1

Lincoln

34.0

50.5

42.2

Little River

36.5

0.0

36.5

Montgomery

0.0

20.0

20.0

Polk

0.0

28.0

28.0

Logan

28.8

23.4

26.1

Scott

49.0

44.0

46.5

Union

43.0

0.0

43.0

CD Total

36.9

34.1

33.2

County

7/2007 - 12/2007 Average House Size

1/2008 - 6/2008 Average House Size

FY2008 Average House Size

Ashley

1.0

0.0

1.0

Chicot

3.0

1.0

2.0

Clark

2.0

2.3

2.1

Dallas

0.0

1.0

1.0

Desha

4.0

0.0

4.0

Drew

1.7

0.0

1.7

Garland

1.7

1.8

1.7

Grant

2.0

1.0

1.5

Hot Spring

1.3

2.3

1.8

Jefferson

2.3

2.4

2.3

Lincoln

4.0

2.0

3.0

Little River

2.0

0.0

2.0

Logan

2.4

2.0

2.2

Montgomery

0.0

2.0

2.0

Polk

0.0

3.0

3.0

Scott

4.0

3.0

3.5

Union

3.0

0.0

3.0

CD Total

2.6

2.0

2.2

Down Payment Assistance Program (DPA)

General Statistics

Time Period

No. Loans

Dollar Amount

Mean Loan Amount

% of H2O Loans

07/2007 – 12/2007

45

$175,913.00

$3,909.18

60.0%

01/2008 – 06/2008

52

$230,046.00

$4,423.96

73.2%

Total FY2008

97

$405,959.00

$4,185.14

66.4%

Loans by Homebuyer Counselor

7/1/07 - 12/31/07

1/1/08 - 6/30/08

TOTAL FY 2008

HOMEBUYER COUNSELOR

COUNTY

NO. LOANS

DOLLAR AMOUNT

NO. LOANS

DOLLAR AMOUNT

NO. LOANS

DOLLAR AMOUNT

Chicot Housing Assistance Corp.

Ashley

1

$4,777.00

0

$0.00

1

$4,777.000

Chicot

0

$0.00

1

$5,170.00

1

$5,170.00

Union

1

$2,993.00

0

$0.00

1

$2,993.00

Subtotal

2

$7,770.00

1

$5,170.00

3

$12,940.00

Crawford Sebastian CDC

Logan

2

$3,913.00

2

$8,020.00

4

$11,933.00

Dream Makers

Chicot

1

$2,800.00

0

$0.00

1

$2,800.00

Desha

1

$5,100.00

0

$0.00

1

$5,100.00

Drew

1

$3,525.00

0

$0.00

1

$3,525.00

Hot Spring

1

$4,265.00

0

$0.00

1

$4,265.00

Jefferson

29

$120,569.00

14

$66,625.00

43

$187,194.00

Subtotal

33

$136,259.00

14

$66,625.00

47

$202,884.00

In Affordable Housing

Garland

1

$6,000.00

0

$0.00

1

$6,000.00

Grant

1

$2,010.00

0

$0.00

1

$2,010.00

Subtotal

2

$8,010.00

0

$0.00

2

$8,010.00

One Stop Homeowner’s Center

Garland

0

$0.00

1

$2,400.00

1

$2,400.00

Grant

1

$4,622.00

0

$0.00

1

$4,622.00

Little River

1

$1,900.00

0

$0.00

1

$1,900.00

Subtotal

2

$6,522.00

1

$2,400.00

3

$8,922.00

South Arkansas CD

Clark

1

$3,750.00

1

$1,900.00

2

$5,650.00

Garland

1

$6,000.00

0

$0.00

1

$6,000.00

Polk

0

$0.00

1

$2,000.00

1

$2,000.00

Subtotal

2

$9,750.00

2

$3,900.00

4

$13,650.00

Southern Good Faith Fund

Dallas

0

$0.00

1

$6,000.00

1

$6,000.00

Jefferson

1

$1,340.00

24

$110,910.00

25

$112,250.00

Grant

0

$0.00

1

$4,452.00

1

$4,452.00

Lincoln

0

$0.00

1

$6,000.00

1

$6,000.00

Subtotal

1

$1,340.00

27

$127,362.00

28

$128,702.00

Unknown

Drew

1

$2,349.00

0

$0.00

1

$2,349.00

Garland

0

$0.00

1

$4,770.00

1

$4,770.00

Subtotal

1

$2,349.00

1

$4,770.00

2

$7,119.00

Loans by New / Existing

7/1/2007 - 12/31/2007

1/1/2008 - 6/30/2008

TOTAL FY 2008

EXISTING OR NEW

COUNTY

NO.

DOLLAR AMOUNT

NO.

DOLLAR AMOUNT

NO.

DOLLAR AMOUNT

Existing

Ashley

1

$4,777.00

0

$0.00

1

$4,777.00

Chicot

1

$2,800.00

1

$5,170.00

2

$7,970.00

Clark

1

$3,750.00

1

$1,900.00

2

$5,650.00

Dallas

0

$0.00

1

$6,000.00

1

$6,000.00

Desha

1

$5,100.00

0

$0.00

1

$5,100.00

Drew

2

$5,874.00

0

$0.00

2

$5,874.00

Garland

2

$12,000.00

2

$7,170.00

4

$19,170.00

Grant

2

$6,632.00

1

$4,452.00

3

$11,084.00

Hot Spring

1

$4,265.00

2

$8,129.00

3

$12,394.00

Jefferson

30

$121,909.00

39

$179,890.00

69

$301,799.00

Lincoln

0

$0.00

1

$6,000.00

1

$6,000.00

Little River

1

$1,900.00

0

$0.00

1

$1,900.00

Logan

2

$3,913.00

2

$8,020.00

4

$11,933.00

Montgomery

0

$0.00

1

$1,315.00

1

$1,315.00

Polk

0

$0.00

1

$2,000.00

1

$2,000.00

Union

1

$2,993.00

0

$0.00

1

$2,993.00

Subtotal

45

$175,913.00

52

$230,046.00

97

$405,959.00

New

0

$0.00

0

$0.00

0

$0.00

Borrowers’ Profile

7/1/2007 - 12/31/2007

1/1/2008 - 6/30/2008

TOTAL FY2008

ETHNICITY

COUNTY

NO. LOANS

DOLLAR AMOUNT

NO. LOANS

DOLLAR AMOUNT

NO. LOANS

DOLLAR AMOUNT

Minority

 

Chicot

1

$2,800.00

0

$0.00

1

$2,800.00

Dallas

0

$0.00

1

$6,000.00

1

$6,000.00

Garland

1

$6,000.00

0

$0.00

1

$6,000.00

Jefferson

13

$46,627.00

18

$81,865.00

31

$128,492.00

Subtotal

15

$55,427.00

19

$87,865.00

34

$143,292.00

Non-Minority

Ashley

1

$4,777.00

0

$0.00

1

$4,777.00

Chicot

0

$0.00

1

$5,170.00

1

$5,170.00

Clark

1

$3,750.00

1

$1,900.00

2

$5,650.00

Desha

1

$5,100.00

0

$0.00

1

$5,100.00

Drew

2

$5,874.00

0

$0.00

2

$5,874.00

Garland

1

$6,000.00

2

$7,170,00

3

$13,170.00

Grant

2

$6,632.00

1

$4,452.00

3

$11,084.00

Hot Spring

1

$4,265.00

2

$8,129.00

3

$12,394.00

Jefferson

17

$75,282.00

21

$98,025.00

38

$173,307.00

Lincoln

0

$0.00

1

$6,000.00

1

$6,000.00

Little River

1

$1,900.00

0

$0.00

1

$1,900.00

Logan

2

$3,913.00

2

$8,020.00

4

$11,933.00

Montgomery

0

$0.00

1

$1,315.00

1

$1,315.00

Polk

0

$0.00

1

$2,000.00

1

$2,000.00

Union

1

$2,993.00

0

$0.00

1

$2,993.00

Subtotal

30

$120,486.00

33

$142,181.00

63

$262,667.00

7/1/2007 - 12/31/2007

1/1/2008 - 6/30/2008

TOTAL FY2008

ETHNICITY

COUNTY

MEAN INCOME

MEDIAN INCOME

MEAN INCOME

MEDIAN INCOME

MEAN INCOME

MEDIAN INCOME

Minority

Chicot

$37,284.12

$37,284.12

$0.00

$0.00

$37,284.12

$37,284.12

Dallas

$0.00

$0.00

$49,548.00

$49,548.00

$49,548.00

$49,548.00

Garland

$47,742.36

$47,742.36

$0.00

$0.00

$47,742.36

$47,742.36

Jefferson

$38,925.36

$33,372.00

$48,002.34

$44,886.30

$43,463.85

$39,129.15

Subtotal

$39,403.74

$35,904.00

$48,083.69

$47,271.15

$43,743.72

$41,560.58

Non-Minority

 

Ashley

$31,248.36

$31,248.63

$0.00

$0.00

$31,248.36

$31,248.36

Chicot

$0.00

$0.00

$33,960.00

$33,960.00

$33,960.00

$33,960.00

Clark

$39,228.00

$39,228.00

$36,319.20

$36,319.20

$37,773.60

$37,773.60

Desha

$47,572.80

$47,572.80

$0.00

$0.00

$47,572.80

$47,572.80

Drew

$33,630.54

$33,630.54

$0.00

$0.00

$33,630.54

$33,630.54

Garland

$56,489.16

$56,489.16

$38,845.98

$38,845.98

$42,667.57

$42,667.57

Grant

$27,920.22

$27,920.22

$37,965.36

$37,965.36

$32,942.79

$32,942.79

Hot Spring

$43,452.00

$43,452.00

$40,605.48

$40,605.48

$43,452.00

$43,452.00

Jefferson

$42,005.30

$41,600.04

$47,941.78

$46,385.16

$44,960.04

$43,992.60

Lincoln

$0.00

$0.00

$51,216.84

$51,216.84

$51,216.84

$51,216.84

Little River

$29,160.00

$29,160.00

$0.00

$0.00

$29,160.00

$29,160.00

Logan

$35,935.32

$35,935.32

$31,326.00

$31,326.00

$33,630.66

$33,630.66

Montgomery

$0.00

$0.00

$42,479.04

$42,479.04

$42,479.04

$42,479.04

Polk

$0.00

$0.00

$30,121.92

$30,121.92

$30,121.92

$30,121.92

Union

$35,008.32

$35,008.32

$0.00

$0.00

$35,008.32

$35,008.32

Subtotal

$35,008.32

$35,008.32

$44,254.38

$38,405.67

$39,631.35

$36,706.99

7/2007 - 12/2007

1/2008 - 6/2008

FY2008 TOTAL

Gender

County

No Loans

Pct

No Loans

Pct

No Loans

Pct

Female

Dallas

0

0.0%

1

1.9%

1

1.0%

Drew

1

2.2%

0

0.0%

1

1.0%

Garland

0

0.0%

1

1.9%

1

1.0%

Grant

1

2.2%

1

1.9%

2

2.1%

Hot Spring

1

2.2%

0

0.0%

1

1.0%

Jefferson

17

37.8%

14

26.9%

31

32.0%

Logan

1

2.2%

2

3.8%

3

3.1%

Subtotal

21

46.7%

19

36.5%

40

41.2%

Male

Ashley

1

2.2%

0

0.0%

1

1.0%

Chicot

1

2.2%

1

1.9%

2

2.1%

Clark

1

2.2%

1

1.9%

2

2.1%

Desha

1

2.2%

0

0.0%

1

1.0%

Drew

1

2.2%

0

0.0%

1

1.0%

Garland

2

4.4%

1

1.9%

3

3.1%

Grant

1

2.2%

0

0.0%

1

1.0%

Hot Spring

0

0.0%

2

3.8%

2

2.1%

Jefferson

13

28.9%

25

48.1%

38

39.2%

Lincoln

0

0.0%

1

1.9%

1

1.0%

Little River

1

2.2%

0

0.0%

1

1.0%

Logan

1

2.2%

0

0.0%

1

1.0%

Montgomery

0

0.0%

1

1.9%

1

1.0%

Polk

0

0.0%

1

1.9%

1

1.0%

Union

1

2.2%

0

0.0%

1

1.0%

Subtotal

24

53.3%

33

63.5%

57

58.8%

Average Age of Head of Household

7/2007 - 12/2007

1/2008 - 6/2008

TOTAL FY 2008

County

Average Age

Average Age

Average Age

Ashley

26.0

0.0

26.0

Chicot

68.0

22.00

45.0

Clark

38.0

25.0

31.5

Dallas

0.0

62.0

62.0

Desha

Unknown

0.0

Unknown

Drew

27.5

0.0

27.5

Garland

31.0

21.5

26.3

Grant

24.5

25.0

24.8

Hot Spring

29.0

27.0

28.0

Jefferson

34.0

35.6

34.8

Lincoln

0.0

59.0

59.0

Little River

25.0

0.0

25.0

Logan

32.0

23.0

27.5

Montgomery

0.0

20.0

20.0

Polk

0.0

28.0

28.0

Union

43.0

0.0

43.0

CD Total

34.4

31.6

36.2

Average Household Size

7/2007 - 12/2007

1/2008 - 6/2008

TOTAL FY 2008

County

Average House Size

Average House Size

Average House Size

Ashley

1.0

0.0

1.0

Chicot

3.0

1.0

2.0

Clark

1.0

1.0

1.0

Dallas

0.0

1.0

1.0

Desha

4.0

0.0

4.0

Drew

2.0

0.0

2.0

Garland

2.0

2.0

2.0

Grant

2.0

1.0

1.5

Hot Spring

1.0

2.0

1.5

Jefferson

2.3

2.4

2.4

Lincoln

0.0

3.0

3.0

Little River

2.0

0.0

2.0

Logan

1.5

1.5

1.5

Montgomery

0.0

2.0

2.0

Polk

0.0

3.0

3.0

Union

3.0

0.0

3.0

CD Total

2.3

1.8

2.2

American Dream Downpayment Initiative (ADDI) Program

General Statistics

 

Time Period

No. Loans

Dollar Amount

Mean Loan Amount

% of H2O Loans

07/2007 – 12/2007

9

$45,943.00

$5,104.78

12.0%

01/2008 – 06/2008

2

$4,900.00

$2,450.00

2.8%

Total FY2008

11

$50,843.00

$4,622.09

7.5%

Loans by Homebuyer Counselor

7/1/07 - 12/31/07

1/1/08 - 6/30/08

TOTAL FY 2008

HOMEBUYER COUNSELOR

COUNTY

NO. LOANS

DOLLAR AMOUNT

NO. LOANS

DOLLAR AMOUNT

NO. LOANS

DOLLAR AMOUNT

Credit Counseling of Arkansas

Garland

1

$5,600.00

0

$0.00

1

$5,600.00

Dream Makers

Jefferson

4

$21,861.00

0

$0.00

4

$21,861.00

Family Service Agency

Garland

1

$5,178.00

0

$0.00

1

$5,178.00

One Stop Homeowner’s Center

Garland

2

$8,254.00

0

$0.00

2

$8,254.00

South Arkansas CD

Garland

0

$0.00

1

$2,200.00

1

$2,200.00

Southern Good Faith Fund

Jefferson

1

$5,050.00

0

$0.00

1

$5,050.00

Unknown

Jefferson

0

$0.00

1

$2,700.00

1

$2,700.00

Loans by New / Existing

7/1/2007 - 12/31/2007

1/1/2008 - 6/30/2008

TOTAL FY 2008

EXISTING OR NEW

COUNTY

NO.

DOLLAR AMOUNT

NO.

DOLLAR AMOUNT

NO.

DOLLAR AMOUNT

Existing

 

Garland

4

$19,032.00

1

$2,200.00

5

$21,232.00

Jefferson

5

$26,911.00

1

$2,700.00

6

$29,611.00

Subtotal

9

$45,943.00

2

$4,900.00

11

$50,843.00

New

0

$0.00

0

$0.00

0

$0.00

Borrowers’ Profile

7/1/2007 - 12/31/2007

1/1/2008 - 6/30/2008

TOTAL FY2008

ETHNICITY

COUNTY

NO. LOANS

DOLLAR AMOUNT

NO. LOANS

DOLLAR AMOUNT

NO. LOANS

DOLLAR AMOUNT

Minority

 

Garland

1

$3,500.00

0

$0.00

1

$3,500.00

Jefferson

5

$26,911.00

1

$2,700.00

6

$29,611.00

Subtotal

6

$30,411.00

1

$2,700.00

7

$33,111.00

Non-Minority

 

Garland

3

$15,532.00

1

$2,200.00

4

$17,732.00

7/1/2007 - 12/31/2007

1/1/2008 - 6/30/2008

TOTAL FY2008

ETHNICITY

COUNTY

MEAN INCOME

MEDIAN INCOME

MEAN INCOME

MEDIAN INCOME

MEAN INCOME

MEDIAN INCOME

Minority

Garland

$23,905.32

$23,905.32

$0.00

$0.00

$23,905.32

$23,905.32

Jefferson

$20,422.10

$25,524.00

$22,484.88

$22,484.88

$21,453.49

$24,004.44

Subtotal

$21,002.64

$25,693.88

$22,484.88

$22,484.88

$21,743.76

$24,089.38

Non-Minority

 

Garland

$22,445.52

$22,316.98

$21,852.00

$21,852.00

$22,153.76

$22,084.49

Gender of Head of Household

7/2007 - 12/2007

1/2008 - 6/2008

FY2008 TOTAL

Gender

County

No Loans

Pct

No Loans

Pct

No Loans

Pct

Female

Garland

2

22.2%

0

0.0%

2

18.2%

Jefferson

5

55.6%

1

50.0%

6

54.5%

Subtotal

7

77.8%

1

50.0%

8

72.7%

Male

Garland

2

22.2%

1

50.0%

3

27.3%

Average Age of Head of Household

7/2007 - 12/2007

1/2008 - 6/2008

TOTAL FY 2008

County

Average Age

Average Age

Average Age

Garland

32.3

25.0

28.7

Jefferson

28.8

26.0

27.4

Subtotal

30.5

25.5

28.1

Average House Size

7/2007 - 12/2007

1/2008 - 6/2008

TOTAL FY 2008

County

Average House Size

Average House Size

Average House Size

Garland

1.3

1.0

1.2

Jefferson

2.8

1.0

1.9

Subtotal

2.1

1.0

1.6

TOTAL HOMEOWNERSHIP:

 

07/2007 – 12/2007

01/2008 – 06/2008

Total FY2008

$5,552,704.00

$5,977,761.00

$11,530,465.00

HOUSING PRODUCTION (HP)

NAME

Counties in Cong. District Served

  • American Community Development, Inc.

Miller

  • Bradley Housing Authority

Lafayette

  • C & P Developers, LLC

Desha

  • Chicot Housing Assistance Council

Chicot

  • City of Dermott

Chicot

  • City of Lake Village

Chicot

  • Desha County

Desha

  • Drew County Public Facilities Board

Drew

  • Economic Development Fund of Monticello

Drew

  • Eudora Terrace II LP

Chicot

  • Meadows Apartments LLC

Desha

  • Neighborhood Builders, Inc.

Drew

  • ParkRidge @ Texarkana II LP

Miller

  • Pine Bluff Jefferson County EOC

Jefferson

  • RichSmith Development LLC

Miller

  • Seaside Development Corp

Chicot

  • Spa Area Independent Living Services

Garland

  • Village Park I 2007 LLC

Miller

  • Village Park II 2007 LLC

Miller

  • Warren Housing Authority

Bradley

  • West Central Planning & Development District

Garland

 

HOME Allocations / Board Approvals by Type

7/2007 - 12/2007

1/2008 - 6/2008

FY2008 TOTAL

Type

County

No. Units

Dollar Amount

No. Units

Dollar Amount

No. Units

Dollar Amount

Acquisition Rehab

Chicot

0

$0.00

8

$300,000.00

8

$300,000.00

Desha

0

$0.00

10

$400,000.00

10

$400,000.00

Miller

0

$0.00

20

$800,000.00

20

$800,000.00

Subtotal

0

$0.00

38

$1,500,000.00

38

$1,500,000.00

Homeowner New Construction

Chicot

0

$0.00

5

$467,500.00

5

$467,500.00

Jefferson

0

$0.00

10

$467,500.00

10

$467,500.00

Subtotal

0

$0.00

15

$935,000.00

15

$935,000.00

Homeowner Rehab or Mortgage Subsidy

Bradley

7

$390,779.00

7

$335,389.00

14

$726,168.00

Chicot

9

$367,333.00

8

$416,911.00

17

$784,244.00

Drew

0

$0.00

10

$400,000.00

10

$400,000.00

Garland

0

$0.00

8

$173,053.00

8

$173,053.00

Desha

0

$0.00

5

$439,321.00

5

$439,321.00

Subtotal

16

$758,112.00

38

$1,764,674.00

54

$2,522,786.00

Rental New Construction

Miller

0

$0.00

10

$400,000.00

10

$400,000.00

Rental Rehab

0

$0.00

0

$0.00

0

$0.00

Tenant Based Rental Assistance

Garland

0

$0.00

55

$279,950.00

55

$279,950.00

Lafayette

15

$51,300.00

0

$0.00

15

$51,300.00

Subtotal

15

$51,300.00

55

$279,950.00

70

$331,250.00

FY2008 Total CD4

31

$809,412.00

156

$4,879,624.00

187

$5,689,036.00

Low Income Housing Tax Credits / Board Approvals (only one round per fiscal year)

County

No. Units

Federal Fund Dollar Amount

State Funds Dollar Amount

Total Dollar Amount

Chicot

24

$196,699.00

$0.00

$196,699.00

Desha

32

$167,753.00

$0.00

$167,753.00

Drew

32

$345,035.00

$0.00

$345,035.00

Miller

138

$1,098,209.00

$111,327.00

$1,209,536.00

CD 4 Total

226

$1,807,696.00

$111,327.00

$1,919,023.00

Multifamily Housing Bonds

No Multifamily Housing Bond Program Activity FY2008

TOTAL HOUSING PRODUCTION:

 

07/2007 – 12/2007

01/2008 – 06/2008

Total FY2008

$809,412.00

$6,798,647.00

$7,608,059.00

 

DEVELOPMENT FINANCE

7/2007 - 12/2007

1/2008 - 6/2008

FY2008 TOTAL

Type

County

No. Projects

Dollar Amount

No. Projects

Dollar Amount

No. Projects

Dollar Amount

Average Per Unit

Bond Guaranty

Hot Spring

0

$0.00

1

$1,635,000.00

1

$1,635,000.00

$1,635,000.00

Higher Education Facilities

Hot Spring

1

$825,000.00

0

$0.00

1

$825,000.00

$825,000.00

Sevier

0

$0.00

1

$2,000,000.00

1

$2,000,000.00

$2,000,000.00

Subtotal

1

$825,000.00

1

$2,000,000.00

2

$2,825,000.00

$1,412,500.00

Other

Hot Spring

2

$1,435,000.00

0

$0.00

2

$1,435,000.00

$717,500.00

Lafayette

0

$0.00

1

$312.00

1

$312.00

$312.00

Miller

1

$931.00

1

$309.00

2

$1,240.00

$620.00

Subtotal

3

$1,435,931.00

2

$621.00

5

$1,436,552.00

$287,310.40

Safe Drinking Water Revolving Loan Fund

Ashley

0

$0.00

1

$5,000,000.00

1

$5,000,000.00

$5,000.000.00

Pike

0

$0.00

1

$25,000,000.00

1

$25,000,000.00

$25,000,000.00

Subtotal

0

$0.00

2

$30,000,000.00

2

$30,000,000.00

$15,000,000.00

State Facilities Financing

Calhoun

1

$3,500,000.00

0

$0.00

1

$3,500,000.00

$3,500,000.00

Wastewater Revolving Loan Fund

0

$0.00

0

$0.00

0

$0.00

$0.00

 

DEVELOPMENT FINANCE:

 

07/2007 – 12/2007

01/2008 – 06/2008

Total FY2008

$5,760,931.00

$33,635,621.00

$39,396,552.00

OTHER PROGRAM(S)

Rehab / Disability Loan Program

7/2007 - 12/2007

1/2008 - 6/2008

FY2008 TOTAL

County

No. Loans

Dollar Amount

No. Loans

Dollar Amount

No. Loans

Dollar Amount

Average Per Unit

Union

1

$20,050.00

0

$0.00

1

$20,050.00

$20,050.00

 

TOTAL FUNDS FOR

Congressional district 4

07/2007 – 12/2007

01/2008 – 06/2008

Total FY2008

$12,143,097.00

$46,412,029.00

$58,555,126.00

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