Congressional District 2
 |
|
REPORT OF PROGRAM ACTIVITY
FISCAL YEAR 2008: July 1, 2007 June 30, 2008
1st Half of FY2008 = July 1, 2007 December 31, 2007
2nd Half of FY2008 = January 1, 2008 June 30, 2008
HOMEOWNERSHIP
Home-to-Own (H2O)
General Statistics
|
Time Period |
No. Loans |
Dollar Amount |
Mean Loan Amount |
Median Loan Amount |
|
07/2007 12/2007 |
193 |
$17,952,531.00 |
$93,018.30 |
$88,500.00 |
|
01/2008 06/2008 |
202 |
$19,352,001.00 |
$95,801.99 |
$88,800.00 |
|
Total FY2008 |
395 |
$37,304,532.00 |
$94,441.85 |
$88,650.00 |
Loan Cancellation Rate
Total FY2008:|
07/2007 12/2007 |
30 (13.5%) |
|
01/2008 06/2008 |
60 (22.9%) |
|
FY2008 Total |
90 (18.6%) |
Loans by Originator / Branch
|
7/1/07 - 12/31/07 |
1/1/08 - 6/30/08 |
TOTAL FY 2008 |
|||||
|
ORIGINATOR / BRANCH |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
First Home Mortgage, Jacksonville, AR |
Pulaski |
0 |
$0.00 |
3 |
$248,935.00 |
3 |
$248,935.00 |
|
White |
1 |
$38,265.00 |
0 |
$0.00 |
1 |
$38,265.00 |
|
|
Subtotal |
1 |
$38,265.00 |
3 |
$248,935.00 |
4 |
$287,200.00 |
|
|
First Security Bank of Conway, Conway, AR |
Conway |
1 |
$82,845.00 |
0 |
$0.00 |
1 |
$82,845.00 |
|
Faulkner |
7 |
$755,080.00 |
6 |
$579,932.00 |
13 |
$1,335,012.00 |
|
|
Pulaski |
0 |
$0.00 |
1 |
$81,357.00 |
1 |
$81,357.00 |
|
|
Yell |
2 |
$111,727.00 |
0 |
$0.00 |
2 |
$111,727.00 |
|
|
Subtotal |
10 |
$949,652.00 |
7 |
$661,289.00 |
17 |
$1,610,941.00 |
|
|
First Security, Searcy, AR |
Faulkner |
0 |
$0.00 |
1 |
$148,919.00 |
1 |
$148,919.00 |
|
Pulaski |
3 |
$357,713.00 |
0 |
$0.00 |
3 |
$357,713.00 |
|
|
White |
4 |
$317,105.00 |
12 |
$984,500.00 |
16 |
$1,301,605.00 |
|
|
Subtotal |
7 |
$674,818.00 |
13 |
$1,133,419.00 |
20 |
$1,808,237.00 |
|
|
American Home Mortgage Corp, Little Rock, AR |
Pulaski |
1 |
$76,396.00 |
0 |
$0.00 |
1 |
$76,396.00 |
|
Arvest Mortgage Company, Lowell, AR |
Conway |
0 |
$0.00 |
1 |
$64,056.00 |
1 |
$64,056.00 |
|
Faulkner |
3 |
$345,338.00 |
1 |
$109,137.00 |
4 |
$454,475.00 |
|
|
Pulaski |
4 |
$402,047.00 |
6 |
$670,323.00 |
10 |
$1,072,370.00 |
|
|
Saline |
0 |
$0.00 |
1 |
$147,784.00 |
1 |
$147,784.00 |
|
|
Subtotal |
7 |
$747,385.00 |
9 |
$991,300.00 |
16 |
$1,738,685.00 |
|
|
Bank of Little Rock Mortgage, Benton, AR |
Faulkner |
0 |
$0.00 |
4 |
$451,323.00 |
4 |
$451,323.00 |
|
Pulaski |
3 |
$330,914.00 |
7 |
$769,889.00 |
10 |
$1,100,803.00 |
|
|
Saline |
1 |
$122,576.00 |
8 |
$934,192.00 |
9 |
$1,056,768.00 |
|
|
Subtotal |
4 |
$453,490.00 |
19 |
$2,155,404.00 |
23 |
$2,608,894.00 |
|
|
Bank of Little Rock Mortgage, Conway, AR |
Faulkner |
0 |
$0.00 |
1 |
$123,523.00 |
1 |
$123,523.00 |
|
Bank of Little Rock Mortgage, Little Rock, AR |
Pulaski |
2 |
$169,882.00 |
1 |
$68,918.00 |
3 |
$238,800.00 |
|
Bank of Little Rock Mortgage, North Little Rock, AR |
Faulkner |
3 |
$237,000.00 |
0 |
$0.00 |
3 |
$237,000.00 |
|
Pulaski |
6 |
$636,570.00 |
6 |
$490,525.00 |
12 |
$1,127,095.00 |
|
|
Saline |
0 |
$0.00 |
2 |
$197,894.00 |
2 |
$197,894.00 |
|
|
White |
2 |
$131,969.00 |
0 |
$0.00 |
2 |
$131,969.00 |
|
|
Subtotal |
11 |
$1,005,539.00 |
8 |
$688,419.00 |
19 |
$1,693,958.00 |
|
|
Bank of the Ozarks, Little Rock, AR |
Faulkner |
3 |
$336,778.00 |
0 |
$0.00 |
3 |
$336,778.00 |
|
Pulaski |
2 |
$195,966.00 |
1 |
$67,835.00 |
3 |
$263,801.00 |
|
|
Saline |
1 |
$42,335.00 |
0 |
$0.00 |
1 |
$42,335.00 |
|
|
Yell |
1 |
$159,500.00 |
0 |
$0.00 |
1 |
$159,500.00 |
|
|
Subtotal |
7 |
$734,579.00 |
1 |
$67,835.00 |
8 |
$802,414.00 |
|
|
Benefit Bank, Fort Smith, AR |
Faulkner |
0 |
$0.00 |
1 |
$105,052.00 |
1 |
$105,052.00 |
|
Elk Horn Bank Trust, Arkadelphia, AR |
Faulkner |
1 |
$94,000.00 |
0 |
$0.00 |
1 |
$94,000.00 |
|
Saline |
1 |
$98,900.00 |
1 |
$110,999.00 |
2 |
$209,899.00 |
|
|
Subtotal |
2 |
$192,900.00 |
1 |
$110,999.00 |
3 |
$303,899.00 |
|
|
First Arkansas Valley Bank, Russellville, AR |
Faulkner |
1 |
$144,850.00 |
0 |
$0.00 |
1 |
$144,850.00 |
|
First Financial Bank, Fort Smith, AR |
Pulaski |
1 |
$141,382.00 |
1 |
$135,429.00 |
2 |
$276,811.00 |
|
First Financial Bank, North Little Rock, AR |
Faulkner |
2 |
$218,260.00 |
0 |
$0.00 |
2 |
$218,260.00 |
|
Pulaski |
2 |
$210,387.00 |
0 |
$0.00 |
2 |
$210,387.00 |
|
|
Subtotal |
4 |
$428,647.00 |
0 |
$0.00 |
4 |
$428,647.00 |
|
|
First State Bank, Conway, AR |
Faulkner |
4 |
$452,330.00 |
1 |
$96,000.00 |
5 |
$548,330.00 |
|
Liberty Bank of Arkansas, Russellville, AR |
Faulkner |
0 |
$0.00 |
1 |
$90,782.00 |
1 |
$90,782.00 |
|
Pulaski |
0 |
$0.00 |
1 |
$88,755.00 |
1 |
$88,755.00 |
|
|
Yell |
10 |
$906,475.00 |
14 |
$1,189,059.00 |
24 |
$2,095,534.00 |
|
|
Subtotal |
10 |
$906,475.00 |
16 |
$1,368,596.00 |
26 |
$2,275,071.00 |
|
|
Magna Bank, Little Rock, AR |
Pulaski |
2 |
$241,706.00 |
4 |
$284,960.00 |
6 |
$526,666.00 |
|
Saline |
3 |
$336,518.00 |
0 |
$0.00 |
3 |
$336,518.00 |
|
|
Subtotal |
5 |
$578,224.00 |
4 |
$284,960.00 |
9 |
$863,184.00 |
|
|
Metropolitan National Bank, Little Rock, AR |
Faulkner |
1 |
$158,746.00 |
1 |
$79,373.00 |
2 |
$238,119.00 |
|
Pulaski |
5 |
$493,510.00 |
2 |
$147,831.00 |
7 |
$641,341.00 |
|
|
Saline |
2 |
$142,382.00 |
1 |
$109,038.00 |
3 |
$251,420.00 |
|
|
Subtotal |
8 |
$794,638.00 |
4 |
$336,242.00 |
12 |
$1,130,880.00 |
|
|
Moore Mortgage, Little Rock, AR |
Pulaski |
5 |
$540,619.00 |
8 |
$697,525.00 |
13 |
$1,238,144.00 |
|
Saline |
2 |
$175,513.00 |
2 |
$169,932.00 |
4 |
$345,445.00 |
|
|
Subtotal |
7 |
$716,132.00 |
10 |
$867,457.00 |
17 |
$1,583,589.00 |
|
|
National Bank of Arkansas, Little Rock, AR |
Pulaski |
3 |
$349,900.00 |
3 |
$400,000.00 |
6 |
$749,900.00 |
|
One Bank & Trust, Little Rock, AR |
Pulaski |
1 |
$83,200.00 |
1 |
$160,050.00 |
2 |
$243,250.00 |
|
Pulaski Mortgage Company, Conway, AR |
Faulkner |
7 |
$549,730.00 |
4 |
$483,730.00 |
11 |
$1,033,460.00 |
|
Perry |
1 |
$65,629.00 |
1 |
$67,863.00 |
2 |
$133,492.00 |
|
|
Subtotal |
8 |
$615,359.00 |
5 |
$551,593.00 |
13 |
$1,166,952.00 |
|
|
Pulaski Mortgage Company, Little Rock, AR |
Faulkner |
0 |
$0.00 |
1 |
$79,373.00 |
1 |
$79,373.00 |
|
Pulaski |
24 |
$1,773,530.00 |
16 |
$1,301,934.00 |
40 |
$3,075,464.00 |
|
|
Saline |
11 |
$1,050,704.00 |
7 |
$746,414.00 |
18 |
$1,797,118.00 |
|
|
Subtotal |
35 |
$2,824,234.00 |
24 |
$2,127,721.00 |
59 |
$4,951,955.00 |
|
|
Pulaski Mortgage Company, Russellville, AR |
Yell |
2 |
$161,706.00 |
0 |
$0.00 |
2 |
$161,706.00 |
|
Regions Mortgage, Benton, AR |
Pulaski |
0 |
$0.00 |
3 |
$290,411.00 |
3 |
$290,411.00 |
|
Saline |
5 |
$463,819.00 |
8 |
$666,801.00 |
13 |
$1,130,620.00 |
|
|
Subtotal |
5 |
$463,819.00 |
11 |
$957,212.00 |
16 |
$1,421,031.00 |
|
|
Regions Mortgage, Little Rock, AR |
Pulaski |
1 |
$115,440.00 |
1 |
$99,216.00 |
2 |
$214,656.00 |
|
Regions Mortgage, Little Rock, AR |
Pulaski |
6 |
$626,670.00 |
9 |
$1,004,473.00 |
15 |
$1,632,143.00 |
|
Saline |
2 |
$215,100.00 |
3 |
$324,500.00 |
5 |
$539,600.00 |
|
|
Subtotal |
8 |
$841,770.00 |
12 |
$1,328,973.00 |
20 |
$2,170,743.00 |
|
|
Regions Mortgage, Searcy, AR |
Pulaski |
0 |
$0.00 |
1 |
$50,000.00 |
1 |
$50,000.00 |
|
Saline |
0 |
$0.00 |
1 |
$143,876.00 |
1 |
$143,876.00 |
|
|
White |
3 |
$265,814.00 |
12 |
$1,288,023.00 |
15 |
$1,553,837.00 |
|
|
Subtotal |
3 |
$265,814.00 |
14 |
$1,481,899.00 |
17 |
$1,747,713.00 |
|
|
River Town Bank, Russellville, AR |
Yell |
6 |
$311,779.00 |
4 |
$239,125,00 |
10 |
$550,904.00 |
|
Simmons First Bank, Russellville, AR |
Yell |
3 |
$224,225.00 |
4 |
$325,550.00 |
7 |
$549,775.00 |
|
Simmons First National Bank, Pine Bluff |
Faulkner |
0 |
$0.00 |
1 |
$94,242.00 |
1 |
$94,242.00 |
|
Pulaski |
0 |
$0.00 |
3 |
$257,431.00 |
3 |
$257,431.00 |
|
|
Subtotal |
0 |
$0.00 |
4 |
$351,673.00 |
4 |
$351,673.00 |
|
|
Simmons First National Bank, Searcy, AR |
White |
8 |
$871,936.00 |
0 |
$0.00 |
8 |
$871,936.00 |
|
Summit Bank, Benton, AR |
Saline |
2 |
$149,640.00 |
0 |
$0.00 |
2 |
$149,640.00 |
|
Summit Bank, Conway, AR |
Conway |
0 |
$0.00 |
1 |
$51,196.00 |
1 |
$51,196.00 |
|
The Carroll Mortgage Company, Little Rock, AR |
Faulkner |
0 |
$0.00 |
1 |
$139,900.00 |
1 |
$139,900.00 |
|
Pulaski |
5 |
$443,951.00 |
6 |
$639,991.00 |
11 |
$1,083,942.00 |
|
|
Saline |
1 |
$79,373.00 |
1 |
$119,853.00 |
2 |
$199,226.00 |
|
|
Subtotal |
6 |
$523,324.00 |
8 |
$899,744.00 |
14 |
$1,423,068.00 |
|
|
Telcoe Federal Credit Union, Little Rock, AR |
Pulaski |
1 |
$134,000.00 |
1 |
$120,448.00 |
2 |
$254,448.00 |
|
Saline |
1 |
$112,113.00 |
1 |
$113,998.00 |
2 |
$226,111.00 |
|
|
Subtotal |
2 |
$246,113.00 |
2 |
$234,446.00 |
4 |
$480,559.00 |
|
|
US Bank Home Mortgage, Little Rock, AR |
Pulaski |
4 |
$332,228.00 |
1 |
$111,550.00 |
5 |
$443,778.00 |
|
Saline |
3 |
$253,237.00 |
0 |
$0.00 |
3 |
$253,237.00 |
|
|
Subtotal |
7 |
$585,465.00 |
1 |
$111,550.00 |
8 |
$697,015.00 |
|
|
US Home Bank Mortgage, Bryant, AR |
Pulaski |
0 |
$0.00 |
3 |
$219,364.00 |
3 |
$219,364.00 |
|
Saline |
1 |
$113,223.00 |
3 |
$182,041.00 |
4 |
$295,264.00 |
|
|
Subtotal |
1 |
$113,223.00 |
6 |
$401,405.00 |
7 |
$514,628.00 |
|
|
Wells Fargo Home Mortgage, Unknown |
Saline |
0 |
$0.00 |
1 |
$67,446.00 |
1 |
$67,446.00 |
Loans by New / Existing
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY 2008 |
|||||
|
EXISTING OR NEW |
COUNTY |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
|
Existing |
Conway |
1 |
$82,845.00 |
1 |
$64,056.00 |
2 |
$146,901.00 |
|
Faulkner |
24 |
$2,242,428.00 |
18 |
$1,913,072.00 |
42 |
$4,155,500.00 |
|
|
Perry |
1 |
$65,629.00 |
1 |
$67,863.00 |
2 |
$133,492.00 |
|
|
Pulaski |
75 |
$6,845,550.00 |
82 |
$7,437,218.00 |
157 |
$14,282,768.00 |
|
|
Saline |
28 |
$2,438,229.00 |
27 |
$2,460,323.00 |
55 |
$4,898,552.00 |
|
|
White |
18 |
$1,625,089.00 |
23 |
$2,162,319.00 |
41 |
$3,787,408.00 |
|
|
Yell |
24 |
$1,875,412.00 |
21 |
$1,769,359.00 |
45 |
$3,644,771.00 |
|
|
Subtotal |
171 |
$15,175,182.00 |
173 |
$15,874,210.00 |
344 |
$31,049,392.00 |
|
|
New |
Faulkner |
8 |
$1,049,684.00 |
6 |
$668,214.00 |
14 |
$1,717,898.00 |
|
Pulaski |
6 |
$810,461.00 |
8 |
$1,021,128.00 |
14 |
$1,831,589.00 |
|
|
Saline |
8 |
$917,204.00 |
13 |
$1,574,445.00 |
51 |
$2,491,649.00 |
|
|
White |
0 |
$0.00 |
1 |
$110,204.00 |
1 |
$110,204.00 |
|
|
Yell |
0 |
$0.00 |
1 |
$103,800.00 |
1 |
$103,800.00 |
|
|
Subtotal |
22 |
$2,777,349.00 |
29 |
$3,477,791.00 |
51 |
$6,255,140.00 |
|
Loans by Loan Type
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY 2008 |
|||||
|
LOAN TYPE |
COUNTY |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
|
Conventional
|
Faulkner |
9 |
$850,295.00 |
4 |
$463,200.00 |
13 |
$1,313,495.00 |
|
Pulaski |
29 |
$3,090,085.00 |
18 |
$2,066,482.00 |
47 |
$5,156,567.00 |
|
|
Saline |
7 |
$625,100.00 |
4 |
$445,652.00 |
11 |
$1,070,752.00 |
|
|
White |
1 |
$90,500.00 |
4 |
$369,204.00 |
5 |
$459,704.00 |
|
|
Yell |
4 |
$206,619.00 |
3 |
$221,650.00 |
7 |
$428,269.00 |
|
|
Subtotal |
50 |
$4,862,599.00 |
33 |
$3,566,188.00 |
83 |
$8,428,787.00 |
|
|
FHA
|
Conway |
1 |
$82,845.00 |
0 |
$0.00 |
1 |
$82,845.00 |
|
Faulkner |
21 |
$2,154,967.00 |
17 |
$1,747,714.00 |
38 |
$3,902,681.00 |
|
|
Perry |
0 |
$0.00 |
1 |
$67,863.00 |
1 |
$67,863.00 |
|
|
Pulaski |
52 |
$4,565,926.00 |
68 |
$5,895,401.00 |
120 |
$10,461,327.00 |
|
|
Saline |
29 |
$2,730,333.00 |
35 |
$3,445,240.00 |
64 |
$6,175,573.00 |
|
|
White |
3 |
$150,208.00 |
3 |
$211,026.00 |
6 |
$361,234.00 |
|
|
Yell |
8 |
$741,969.00 |
6 |
$467,504.00 |
14 |
$1,209,473.00 |
|
|
Subtotal |
114 |
$10,426,248.00 |
130 |
$11,834,748.00 |
244 |
$22,260,996.00 |
|
|
Rural Dev.
|
Conway |
0 |
$0.00 |
1 |
$64,056.00 |
1 |
$64,056.00 |
|
Faulkner |
2 |
$286,850.00 |
3 |
$370,372.00 |
5 |
$657,222.00 |
|
|
Perry |
1 |
$65,629.00 |
0 |
$0.00 |
1 |
$65,629.00 |
|
|
Saline |
0 |
$0.00 |
1 |
$143,876.00 |
1 |
$143,876.00 |
|
|
White |
14 |
$1,384,381.00 |
17 |
$1,692,293.00 |
31 |
$3,076,674.00 |
|
|
Yell |
11 |
$767,324.00 |
13 |
$1,184,005.00 |
24 |
$1,951,329.00 |
|
|
Subtotal |
28 |
$2,504,184.00 |
35 |
$3,454,602.00 |
63 |
$5,958,786.00 |
|
|
VA
|
Pulaski |
0 |
$0.00 |
4 |
$496,463.00 |
4 |
$496,463.00 |
|
Yell |
1 |
$159,500.00 |
0 |
$0.00 |
1 |
$159,500.00 |
|
|
Subtotal |
1 |
$159,500.00 |
4 |
$496,463.00 |
5 |
$655,963.00 |
|
Borrowers Profile
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY2008 |
|||||
|
ETHNICITY |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
Minority |
Faulkner |
3 |
$374,275.00 |
2 |
$245,914.00 |
5 |
$620,189.00 |
|
Pulaski |
45 |
$3,930,326.00 |
36 |
$3,122,308.00 |
81 |
$7,052,634.00 |
|
|
Saline |
6 |
$648,532.00 |
5 |
$562,756.00 |
11 |
$1,211,288.00 |
|
|
White |
1 |
$69,360.00 |
0 |
$0.00 |
1 |
$69,360.00 |
|
|
Yell |
3 |
$348,050.00 |
7 |
$637,677.00 |
10 |
$985,727.00 |
|
|
Subtotal |
58 |
$5,370,543.00 |
50 |
$4,568,655.00 |
108 |
$9,939,198.00 |
|
|
Non-Minority |
Conway |
1 |
$82,845.00 |
1 |
$64,056.00 |
2 |
$146,901.00 |
|
Faulkner |
29 |
$2,917,837.00 |
22 |
$2,335,372.00 |
51 |
$5,253,209.00 |
|
|
Perry |
1 |
$65,629.00 |
1 |
$67,863.00 |
2 |
$133,492.00 |
|
|
Pulaski |
36 |
$3,725,685.00 |
54 |
$5,336,038.00 |
90 |
$9,061,723.00 |
|
|
Saline |
30 |
$2,706,901.00 |
35 |
$3,472,012.00 |
65 |
$6,178,913.00 |
|
|
White |
17 |
$1,555,729.00 |
24 |
$2,272,523.00 |
41 |
$3,828,252.00 |
|
|
Yell |
21 |
$1,527,362.00 |
15 |
$1,235,482.00 |
36 |
$2,762,844.00 |
|
|
Subtotal |
135 |
$12,581,988.00 |
152 |
$14,783,346.00 |
287 |
$27,365,334.00 |
|
|
7/1/2007-12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY2008 |
|||||
|
ETHNICITY |
COUNTY |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
|
Minority |
Faulkner |
$49,074.20 |
$53,847.12 |
$44,992.06 |
$44,992.06 |
$47,033.13 |
$49,419.59 |
|
Pulaski |
$38,335.78 |
$41,196.24 |
$37,084.11 |
$36,193.14 |
$37,709.94 |
$38,694.69 |
|
|
Saline |
$41,341.76 |
$38,041.20 |
$44,618.92 |
$52,680.00 |
$42,980.34 |
$45,360.60 |
|
|
White |
$33,500.04 |
$33,500.04 |
$0.00 |
$0.00 |
$33,500.04 |
$33,500.04 |
|
|
Yell |
$45,371.80 |
$52,272.00 |
$39,958.04 |
$43,051.92 |
$42,664.92 |
$47,660.96 |
|
|
Subtotal |
$39,482.74 |
$41,473.32 |
$38,553.46 |
$39,689.52 |
$39,018.10 |
$40,581.42 |
|
|
Non-Minority
|
Conway |
$31,548.00 |
$31,548.00 |
$37,843.08 |
$37,843.08 |
$31,548.00 |
$31,548.00 |
|
Faulkner |
$38,429.58 |
$38,324.76 |
$39,318.07 |
$36,990.72 |
$38,873.82 |
$37,657.74 |
|
|
Perry |
$28,104.00 |
$28,104.00 |
$56,595.72 |
$56,959.72 |
$42,349.86 |
$42,349.86 |
|
|
Pulaski |
$37,210.75 |
$38,662.98 |
$40,385.73 |
$42,523.86 |
$38,798.24 |
$40,593.42 |
|
|
Saline |
$33,734.69 |
$34,497.84 |
$36,601.22 |
$40,764.00 |
$35,167.96 |
$37,630.92 |
|
|
White |
$33,083.77 |
$29,014.56 |
$41,289.59 |
$41,590.32 |
$37,186.68 |
$35,302.44 |
|
|
Yell |
$36,709.80 |
$38,705.76 |
$34,142.12 |
$29,636.04 |
$36,925.96 |
$34,170.90 |
|
|
Subtotal |
$35,993.11 |
$36,180.00 |
$38,976.26 |
$39,948.00 |
$37,484.68 |
$38,064.00 |
|
|
Gender of Head of Household |
County |
7/2007 - 12/2007 |
1/2008 - 6/2008 |
FY2008 TOTAL |
|||
|
No Loans |
Pct |
No Loans |
Pct |
No Loans |
Pct |
||
|
Female |
Faulkner |
18 |
9.3% |
7 |
3.4% |
25 |
6.3% |
|
Perry |
1 |
0.5% |
0 |
0.0% |
1 |
0.2% |
|
|
Pulaski |
49 |
25.4% |
53 |
26.2% |
102 |
25.8% |
|
|
Saline |
18 |
9.3% |
17 |
8.4% |
35 |
8.8% |
|
|
White |
8 |
4.1% |
6 |
2.9% |
14 |
3.5% |
|
|
Yell |
8 |
4.1% |
5 |
2.4% |
13 |
3.2% |
|
|
Subtotal |
102 |
52.9% |
88 |
43.5% |
190 |
48.1% |
|
|
Male |
Conway |
1 |
0.5% |
1 |
0.5% |
2 |
0.5% |
|
Faulkner |
14 |
7.3% |
17 |
8.4% |
31 |
7.8% |
|
|
Pulaski |
32 |
16.6% |
36 |
17.8% |
68 |
17.2% |
|
|
Saline |
18 |
9.3% |
23 |
11.3% |
41 |
10.3% |
|
|
White |
9 |
4.7% |
16 |
7.9% |
25 |
6.3% |
|
|
Yell |
16 |
8.3% |
17 |
8.4% |
33 |
8.3% |
|
|
Subtotal |
90 |
46.6% |
110 |
54.4% |
200 |
50.6% |
|
|
Unknown |
Perry |
0 |
0.0% |
1 |
0.5% |
1 |
0.2% |
|
Pulaski |
1 |
0.5% |
1 |
0.5% |
2 |
0.5% |
|
|
White |
0 |
0.0% |
2 |
0.9% |
2 |
0.5% |
|
|
Subtotal |
1 |
0.5% |
4 |
1.9% |
5 |
1.2% |
|
|
County |
7/2007 - 12/2007 Average Age |
1/2008 - 6/2008 Average Age |
FY2008 TOTAL Average Age |
|
Conway |
23.0 |
26.0 |
24.5 |
|
Faulkner |
31.9 |
27.9 |
29.9 |
|
Perry |
22.0 |
26.0 |
24.0 |
|
Pulaski |
33.5 |
35.6 |
34.5 |
|
Saline |
30.8 |
33.2 |
32.0 |
|
White |
32.7 |
33.0 |
32.8 |
|
Yell |
34.0 |
39.1 |
36.5 |
|
CD Average |
26.0 |
27.6 |
30.9 |
|
County |
7/2007 - 12/2007 Average House Size |
1/2008 - 6/2008 Average House Size |
FY2008 Average House Size |
|
Conway |
4.0 |
2.0 |
3.0 |
|
Faulkner |
1.9 |
2.5 |
2.2 |
|
Perry |
2.0 |
2.0 |
2.0 |
|
Pulaski |
2.1 |
2.0 |
2.1 |
|
Saline |
2.1 |
2.2 |
2.1 |
|
White |
2.4 |
2.7 |
2.5 |
|
Yell |
3.0 |
2.8 |
2.9 |
|
CD Average |
2.2 |
2.0 |
2.1 |
Down Payment Assistance Program (DPA)
General Statistics
|
Time Period |
No. Loans |
Dollar Amount |
Mean Loan Amount |
% of H2O Loans |
|
07/2007 12/2007 |
77 |
$332,287.00 |
$4,315.42 |
39.9% |
|
01/2008 06/2008 |
105 |
$450,871.00 |
$4,294.01 |
52.0% |
|
Total FY2008 |
182 |
$783,158.00 |
$4,303.07 |
46.1% |
Loans by Homebuyer Counselor
|
HOMEBUYER COUNSELOR |
COUNTY |
7/1/07 - 12/31/07 |
1/1/08- 6/30/08 |
TOTAL FY 2008 |
|||
|
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
||
|
Argenta |
Pulaski |
6 |
$26,635.00 |
5 |
$21,385.00 |
11 |
$48,020.00 |
|
Saline |
4 |
$18,360.00 |
0 |
$0.00 |
4 |
$18,360.00 |
|
|
Subtotal |
10 |
$44,995.00 |
5 |
$21,385.00 |
15 |
$66,380.00 |
|
|
ARVAC |
Faulkner |
7 |
$36,287.00 |
0 |
$0.00 |
7 |
$36,287.00 |
|
Pulaski |
0 |
$0.00 |
1 |
$6,000.00 |
1 |
$6,000.00 |
|
|
Yell |
3 |
$13,925.00 |
3 |
$11,250.00 |
6 |
$25,175.00 |
|
|
Subtotal |
10 |
$50,212.00 |
4 |
$17,250.00 |
14 |
$67,462.00 |
|
|
Benton Public Housing Authority |
Saline |
0 |
$0.00 |
1 |
$3,258.00 |
1 |
$3,258.00 |
|
Black Community Development Program |
Faulkner |
0 |
$0.00 |
1 |
$6,000.00 |
1 |
$6,000.00 |
|
Pulaski |
3 |
$11,721.00 |
6 |
$25,936.00 |
9 |
$37,657.00 |
|
|
Saline |
1 |
$1,200.00 |
3 |
$13,900.00 |
4 |
$15,100.00 |
|
|
Subtotal |
4 |
$12,921.00 |
10 |
$45,836.00 |
14 |
$58,757.00 |
|
|
Community Resources Technicians |
Faulkner |
5 |
$17,247.00 |
4 |
$18,132.00 |
9 |
$35,379.00 |
|
Pulaski |
10 |
$44,826.00 |
16 |
$59,195.00 |
26 |
$104,021.00 |
|
|
Saline |
2 |
$9,180.00 |
12 |
$50,761.00 |
14 |
$59,941.00 |
|
|
White |
0 |
$0.00 |
2 |
$5,300.00 |
2 |
$5,300.00 |
|
|
Subtotal |
17 |
$71,253.00 |
34 |
$133,388.00 |
51 |
$204,641.00 |
|
|
Dream Makers |
Faulkner |
1 |
$4,900.00 |
1 |
$5,545.00 |
2 |
$10,445.00 |
|
Pulaski |
6 |
$22,561.00 |
10 |
$43,987.00 |
16 |
$66,548.00 |
|
|
Saline |
1 |
$6,000.00 |
2 |
$10,700.00 |
3 |
$16,700.00 |
|
|
Subtotal |
8 |
$33,461.00 |
13 |
$60,232.00 |
21 |
$93,693.00 |
|
|
Family Service Agency |
Faulkner |
1 |
$4,850.00 |
1 |
$6,000.00 |
2 |
$10,850.00 |
|
Pulaski |
2 |
$7,310.00 |
5 |
$26,976.00 |
7 |
$34,286.00 |
|
|
Saline |
3 |
$14,150.00 |
1 |
$6,000.00 |
4 |
$20,150.00 |
|
|
Subtotal |
6 |
$26,310.00 |
7 |
$38,976.00 |
13 |
$65,286.00 |
|
|
In Affordable Housing |
Faulkner |
0 |
$0.00 |
1 |
$6,000.00 |
1 |
$6,000.00 |
|
Pulaski |
7 |
$27,080.00 |
9 |
$34,152.00 |
16 |
$61,232.00 |
|
|
Saline |
7 |
$30,365.00 |
6 |
$27,400.00 |
13 |
$57,765.00 |
|
|
White |
0 |
$0.00 |
2 |
$3,395.00 |
2 |
$3,395.00 |
|
|
Subtotal |
14 |
$57,445.00 |
18 |
$70,947.00 |
32 |
$128,392.00 |
|
|
Promise Land CDC |
Pulaski |
3 |
$9,900.00 |
0 |
$0.00 |
3 |
$9,900.00 |
|
Universal Housing |
Faulkner |
0 |
$0.00 |
1 |
$2,694.00 |
1 |
$2,694.00 |
|
Perry |
0 |
$0.00 |
1 |
$6,000.00 |
1 |
$6,000.00 |
|
|
Pulaski |
0 |
$0.00 |
1 |
$5,700.00 |
1 |
$5,700.00 |
|
|
Yell |
5 |
$25,790.00 |
8 |
$33,705.00 |
13 |
$59,495.00 |
|
|
Subtotal |
5 |
$25,790.00 |
11 |
$48,099.00 |
16 |
$73,899.00 |
|
|
Unknown |
Faulkner |
0 |
$0.00 |
1 |
$5,500.00 |
1 |
$5,500.00 |
|
Yell |
0 |
$0.00 |
1 |
$6,000.00 |
1 |
$6,000.00 |
|
|
Subtotal |
0 |
$0.00 |
2 |
$11,500.00 |
2 |
$11,500.00 |
|
Loans by New / Existing
|
EXISTING OR NEW |
COUNTY |
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY 2008 |
|||
|
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
||
|
Existing |
Faulkner |
11 |
$46,944.00 |
8 |
$42,081.00 |
19 |
$89,025.00 |
|
Perry |
0 |
$0.00 |
1 |
$6,000.00 |
1 |
$6,000.00 |
|
|
Pulaski |
31 |
$119,908.00 |
48 |
$196,189.00 |
79 |
$316,097.00 |
|
|
Saline |
13 |
$53,895.00 |
18 |
$81,361.00 |
31 |
$135,256.00 |
|
|
White |
0 |
$0.00 |
4 |
$8,695.00 |
4 |
$8,695.00 |
|
|
Yell |
8 |
$39,715.00 |
11 |
$44,955.00 |
19 |
$84,670.00 |
|
|
Subtotal |
63 |
$260,462.00 |
90 |
$379,281.00 |
153 |
$639,743.00 |
|
|
New |
Faulkner |
3 |
$16,340.00 |
2 |
$7,790.00 |
5 |
$24,130.00 |
|
Pulaski |
6 |
$30,125.00 |
5 |
$27,142.00 |
11 |
$57,267.00 |
|
|
Saline |
5 |
$25,360.00 |
7 |
$30,658.00 |
12 |
$56,018.00 |
|
|
Yell |
0 |
$0.00 |
1 |
$6,000.00 |
1 |
$6,000.00 |
|
|
Subtotal |
14 |
$71,825.00 |
15 |
$71,590.00 |
29 |
$143,415.00 |
|
Borrowers Profile
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY2008 |
|||||
|
ETHNICITY |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
Minority
|
Faulkner |
2 |
$10,900.00 |
1 |
$6,000.00 |
3 |
$16,900.00 |
|
Pulaski |
23 |
$89,905.00 |
21 |
$96,814.00 |
44 |
$186,719.00 |
|
|
Saline |
2 |
$12,000.00 |
3 |
$16,790.00 |
5 |
$28,790.00 |
|
|
Yell |
3 |
$16,040.00 |
5 |
$24,655.00 |
8 |
$40,695.00 |
|
|
Subtotal |
30 |
$128,845.00 |
30 |
$144,259.00 |
60 |
$273,104.00 |
|
|
Non-Minority
|
Faulkner |
12 |
$52,384.00 |
9 |
$43,871.00 |
21 |
$96,255.00 |
|
Perry |
0 |
$0.00 |
1 |
$6,000.00 |
1 |
$6,000.00 |
|
|
Pulaski |
14 |
$60,128.00 |
32 |
$126,517.00 |
46 |
$186,645.00 |
|
|
Saline |
16 |
$67,255.00 |
22 |
$95,229.00 |
38 |
$162,484.00 |
|
|
White |
0 |
$0.00 |
4 |
$8,695.00 |
4 |
$8,695.00 |
|
|
Yell |
5 |
$23,675.00 |
7 |
$26,300.00 |
12 |
$49,975.00 |
|
|
Subtotal |
47 |
$203,442.00 |
75 |
$306,612.00 |
122 |
$510,054.00 |
|
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY2008 |
|||||
|
ETHNICITY |
COUNTY |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
|
Minority |
Faulkner |
$55,173.42 |
$55,173.42 |
$45,714.84 |
$45,714.84 |
$50,444.13 |
$50,444.13 |
|
Pulaski |
$45,933.52 |
$48,264.00 |
$42,013.58 |
$40,312.00 |
$43,973.55 |
$88,576.00 |
|
|
Saline |
$54,947.40 |
$54,947.40 |
$60,635.28 |
$63,600.00 |
$57,791.34 |
$59,273.70 |
|
|
Yell |
$45,371.80 |
$52,272.00 |
$40,663.68 |
$45,016.44 |
$43,017.74 |
$48,644.22 |
|
|
Subtotal |
$51,429.47 |
$52,616.76 |
$43,774.14 |
$45,365.64 |
$47,601.81 |
$48,991.20 |
|
|
Non-Minority
|
Faulkner |
$35,930.14 |
$37,283.88 |
$47,614.96 |
$46,872.36 |
$41,772.53 |
$42,078.12 |
|
Perry |
$0.00 |
$0.00 |
$56,595.72 |
$56,595.72 |
$56,595.72 |
$56,595.72 |
|
|
Pulaski |
$44,228.78 |
$42,928.00 |
$41,954.08 |
$44,853.54 |
$43,091.43 |
$43,890.77 |
|
|
Saline |
$37,695.83 |
$35,207.16 |
$46,454.14 |
$46,998.08 |
$42,074.99 |
$41,102.62 |
|
|
White |
$0.00 |
$0.00 |
$39,566.70 |
$39,865.74 |
$49,566.70 |
$39,865.74 |
|
|
Yell |
$34,802.59 |
$33,030.00 |
$30,598.34 |
$25,923.12 |
$32,700.47 |
$32,865.24 |
|
|
Subtotal |
$38,883.21 |
$41,914.44 |
$42,961.48 |
$44,853.59 |
$40,922.35 |
$43,383.99 |
|
Gender of Head of Household
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
FY2008 TOTAL |
|||||
|
Gender |
County |
No Loans |
Pct |
No Loans |
Pct |
No Loans |
Pct |
|
Female |
Faulkner |
9 |
11.7% |
2 |
1.9% |
11 |
6.0% |
|
Pulaski |
19 |
24.7% |
32 |
30.5% |
51 |
28.0% |
|
|
Saline |
6 |
7.8% |
10 |
9.5% |
16 |
8.8% |
|
|
White |
0 |
0.0% |
1 |
0.1% |
1 |
0.5% |
|
|
Yell |
2 |
2.6% |
3 |
2.9% |
5 |
2.7% |
|
|
CD Total |
36 |
46.8% |
48 |
45.7% |
84 |
46.2% |
|
|
Male |
Faulkner |
5 |
6.5% |
8 |
7.6% |
13 |
7.1% |
|
Pulaski |
17 |
22.1% |
21 |
20.0% |
38 |
20.9% |
|
|
Saline |
12 |
15.6% |
15 |
14.3% |
27 |
14.8% |
|
|
White |
0 |
0.0% |
3 |
2.9% |
3 |
1.6% |
|
|
Yell |
6 |
7.8% |
9 |
8.6% |
15 |
8.2% |
|
|
Subtotal |
40 |
51.9% |
56 |
53.3% |
96 |
52.7% |
|
|
Unknown |
Perry |
0 |
0.0% |
1 |
0.1% |
1 |
0.5% |
|
Pulaski |
1 |
1.3% |
0 |
0.0% |
1 |
0.5% |
|
|
Subtotal |
1 |
1.3% |
1 |
0.1% |
2 |
1.1% |
|
Average Age of Head of Household
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
TOTAL FY 2008 |
|
|
County |
Average Age |
Average Age |
Average Age |
|
Faulkner |
29.1 |
29.2 |
29.2 |
|
Perry |
0.0 |
26.0 |
26.0 |
|
Pulaski |
33.1 |
36.2 |
34.7 |
|
Saline |
28.7 |
30.3 |
29.5 |
|
White |
37.0 |
37.3 |
37.2 |
|
Yell |
37.0 |
34.1 |
32.9 |
|
CD Total |
33.0 |
32.2 |
31.6 |
Average Size of Household
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
TOTAL FY 2008 |
|
|
County |
Average Age |
Average Age |
Average Age |
|
Faulkner |
1.6 |
2.8 |
2.2 |
|
Perry |
0.0 |
2.0 |
2.0 |
|
Pulaski |
2.2 |
1.9 |
2.1 |
|
Saline |
2.2 |
2.3 |
2.3 |
|
White |
0.0 |
2.8 |
2.8 |
|
Yell |
3.0 |
3.0 |
3.0 |
|
CD Total |
1.8 |
2.5 |
2.2 |
American Dream Downpayment Initiative (ADDI) Program
General Statistics
|
Time Period |
No. Loans |
Dollar Amount |
Mean Loan Amount |
% of H2O Loans |
|
07/2007 12/2007 |
40 |
$253,059.62 |
$6,326.49 |
20.7% |
|
01/2008 06/2008 |
43 |
$243,317.00 |
$5,658.53 |
21.3% |
|
Total FY2008 |
83 |
$496,376.62 |
$5,980.44 |
21.0% |
Loans by Homebuyer Counselor
|
7/1/07- 12/31/07 |
1/1/08- 6/30/08 |
TOTAL FY 2008 |
|||||
|
HOMEBUYER COUNSELOR |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
Argenta |
Faulkner |
1 |
$6,200.00 |
0 |
$0.00 |
1 |
$6,200.00 |
|
Pulaski |
1 |
$7,486.00 |
2 |
$11,500.00 |
3 |
$18,986.00 |
|
|
Saline |
2 |
$15,690.00 |
0 |
$0.00 |
2 |
$15,690.00 |
|
|
Subtotal |
4 |
$29,376.00 |
2 |
$11,500.00 |
6 |
$40,876.00 |
|
|
ARVAC |
Faulkner |
4 |
$20,413.39 |
3 |
$19,400.00 |
7 |
$39,813.39 |
|
Black Community Development Program |
Pulaski |
0 |
$0.00 |
3 |
$18,446.00 |
3 |
$18,446.00 |
|
Saline |
1 |
$7,588.00 |
0 |
$0.00 |
1 |
$7,588.00 |
|
|
Subtotal |
1 |
$7,588.00 |
3 |
$18,446.00 |
4 |
$26,034.00 |
|
|
Community Resources Technicians |
Faulkner |
1 |
$7,247.00 |
0 |
$0.00 |
1 |
$7,247.00 |
|
Pulaski |
4 |
$26,722.00 |
7 |
$41,854.00 |
11 |
$68,576.00 |
|
|
Saline |
4 |
$24,922.23 |
4 |
$15,932.00 |
8 |
$40,854.23 |
|
|
Subtotal |
9 |
$58,891.23 |
11 |
$57,786.00 |
20 |
$116,677.32 |
|
|
Credit Counseling of Arkansas |
Faulkner |
1 |
$7,340.00 |
0 |
$0.00 |
1 |
$7,340.00 |
|
Dream Makers |
Pulaski |
3 |
$15,958.00 |
3 |
$11,481.00 |
6 |
$27,439.00 |
|
Family Service Agency |
Faulkner |
2 |
$13,494.00 |
4 |
$24,509.00 |
6 |
$38,003.00 |
|
Pulaski |
2 |
$13,730.00 |
0 |
$0.00 |
2 |
$13,730.00 |
|
|
Saline |
2 |
$11,070.00 |
1 |
$8,200.00 |
3 |
$19,270.00 |
|
|
Subtotal |
6 |
$38,294.00 |
5 |
$32,709.00 |
11 |
$71,003.00 |
|
|
In Affordable Housing |
Pulaski |
2 |
$8,772.00 |
5 |
$34,861.00 |
7 |
$43,633.00 |
|
Saline |
3 |
$21,217.00 |
4 |
$22,460.00 |
7 |
$43,677.00 |
|
|
White |
3 |
$14,403.00 |
2 |
$7,969.00 |
5 |
$22,372.00 |
|
|
Subtotal |
8 |
$44,392.00 |
11 |
$65,290.00 |
19 |
$109,682.00 |
|
|
One Stop Homeowners Center |
Pulaski |
1 |
$5,591.00 |
0 |
$0.00 |
1 |
$5,591.00 |
|
Promise Land CDC |
Conway |
0 |
$0.00 |
1 |
$4,860.00 |
1 |
$4,860.00 |
|
Pulaski |
2 |
$17,626.00 |
0 |
$0.00 |
2 |
$17,626.00 |
|
|
Subtotal |
2 |
$17,626.00 |
1 |
$4,860.00 |
3 |
$22,486.00 |
|
|
Universal Housing |
Conway |
0 |
$0.00 |
1 |
$6,000.00 |
1 |
$6,000.00 |
|
Yell |
1 |
$7,590.00 |
0 |
$0.00 |
1 |
$7,590.00 |
|
|
Subtotal |
1 |
$7,590.00 |
1 |
$6,000.00 |
2 |
$13,590.00 |
|
|
Unknown |
Saline |
0 |
$0.00 |
1 |
$4,320.00 |
1 |
$4,320.00 |
Loans by New / Existing
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY 2008 |
|||||
|
EXISTING OR NEW |
COUNTY |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
|
Existing
|
Conway |
0 |
$0.00 |
1 |
$6,000.00 |
1 |
$6,000.00 |
|
Faulkner |
7 |
$43,924.39 |
7 |
$41,459.00 |
14 |
$85,383.39 |
|
|
Pulaski |
14 |
$87,846.00 |
19 |
$112,142.00 |
33 |
$199,988.00 |
|
|
Saline |
11 |
$70,487.23 |
10 |
$46,057.00 |
21 |
$116,544.23 |
|
|
White |
2 |
$7,023.00 |
2 |
$7,969.00 |
4 |
$14,992.00 |
|
|
Yell |
1 |
$7,590.00 |
0 |
$0.00 |
1 |
$7,590.00 |
|
|
Subtotal |
35 |
$216,870.62 |
39 |
$213,627.00 |
74 |
$430,497.62 |
|
|
New
|
Faulkner |
2 |
$10,770.00 |
1 |
$7,310.00 |
3 |
$18,080.00 |
|
Pulaski |
1 |
$8,039.00 |
1 |
$6,000.00 |
2 |
$14,039.00 |
|
|
Saline |
1 |
$10,000.00 |
2 |
$16,380.00 |
3 |
$26,380.00 |
|
|
White |
1 |
$7,380.00 |
0 |
$0.00 |
1 |
$7,380.00 |
|
|
Subtotal |
5 |
$36,189.00 |
4 |
$29,690.00 |
9 |
$65,879.00 |
|
Borrowers Profile
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY2008 |
|||||
|
ETHNICITY |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
Minority |
Faulkner |
2 |
$13,494.00 |
1 |
$8,213.00 |
3 |
$21,707.00 |
|
Pulaski |
6 |
$40,621.00 |
10 |
$55,083.00 |
16 |
$95,704.00 |
|
|
Saline |
5 |
$35,227.23 |
4 |
$20,768.00 |
9 |
$55,995.23 |
|
|
Subtotal |
13 |
$89,342.23 |
15 |
$84,064.00 |
28 |
$173,406.23 |
|
|
Non-Minority
|
Conway |
0 |
$0.00 |
1 |
$6,000.00 |
1 |
$6,000.00 |
|
Faulkner |
7 |
$41,200.39 |
7 |
$40,556.00 |
14 |
$81,756.39 |
|
|
Pulaski |
9 |
$55,264.00 |
10 |
$63,059.00 |
19 |
$118,323.00 |
|
|
Saline |
7 |
$45,260.00 |
8 |
$41,669.00 |
15 |
$86,929.00 |
|
|
White |
3 |
$14,403.00 |
2 |
$7,969.00 |
5 |
$22,372.00 |
|
|
Yell |
1 |
$7,590.00 |
0 |
$0.00 |
1 |
$7,590.00 |
|
|
Subtotal |
27 |
$163,717.39 |
28 |
$159,253.00 |
55 |
$322,970.39 |
|
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY2008 |
|||||
|
ETHNICITY |
COUNTY |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
|
Minority
|
Faulkner |
$31,935.60 |
$31,935.60 |
$44,129.28 |
$44,129.28 |
$38,032.44 |
$38,032.44 |
|
Pulaski |
$31,334.76 |
$31,268.58 |
$27,034.22 |
$27,777.54 |
$29,184.49 |
$29,523.06 |
|
|
Saline |
$28,664.04 |
$30,258.72 |
$25,029.78 |
$29,465.16 |
$26,846.91 |
$29,861.94 |
|
|
Subtotal |
$30,399.99 |
$30,258.42 |
$27,639.38 |
$33,790.66 |
$29,019.69 |
$32,024.54 |
|
|
Non-Minority
|
Conway |
$0.00 |
$0.00 |
$31,548.00 |
$31,548.00 |
$31,548.00 |
$31,548.00 |
|
Faulkner |
$26,118.03 |
$32,128.56 |
$29,887.23 |
$30,132.00 |
$28,002.63 |
$31,130.28 |
|
|
Pulaski |
$23,517.77 |
$22,620.00 |
$29,171.87 |
$29,116.20 |
$26,344.82 |
$25,868.10 |
|
|
Saline |
$29,419.18 |
$25,128.00 |
$26,364.98 |
$25,770.42 |
$27,892.08 |
$25,449.21 |
|
|
White |
$22,659.36 |
$23,061.48 |
$28,282.56 |
$28,282.56 |
$25,470.96 |
$25,672.02 |
|
|
Yell |
$17,139.12 |
$17,139.12 |
$0.00 |
$0.00 |
$17,139.12 |
$17,139.12 |
|
|
Subtotal |
$24,300.68 |
$24,196.20 |
$28,570.08 |
$26,969.83 |
$26,435.38 |
$25,583.02 |
|
Gender of Head of Household
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
FY2008 TOTAL |
|||||
|
Gender |
County |
No Loans |
Pct |
No Loans |
Pct |
No Loans |
Pct |
|
Female |
Faulkner |
5 |
12.5% |
3 |
7.0% |
8 |
9.6% |
|
Pulaski |
8 |
20.0% |
13 |
30.2% |
21 |
25.3% |
|
|
Saline |
4 |
10.0% |
7 |
16.3% |
11 |
13.3% |
|
|
White |
1 |
2.5% |
2 |
4.7% |
3 |
3.6% |
|
|
Yell |
1 |
2.5% |
0 |
0.0% |
1 |
1.2% |
|
|
CD Total |
19 |
47.5% |
25 |
58.1% |
44 |
53.0% |
|
|
Male |
Conway |
0 |
0.0% |
1 |
2.3% |
1 |
1.2% |
|
Faulkner |
4 |
10.0% |
5 |
11.6% |
9 |
10.8% |
|
|
Pulaski |
6 |
15.0% |
5 |
11.6% |
11 |
13.3% |
|
|
Saline |
8 |
20.0% |
5 |
11.6% |
13 |
15.7% |
|
|
White |
2 |
5.0% |
0 |
0.0% |
2 |
2.4% |
|
|
CD Total |
20 |
50.0% |
16 |
37.2% |
36 |
43.4% |
|
|
Unknown |
Pulaski |
1 |
2.5% |
2 |
4.7% |
3 |
3.6% |
Average Age of Head of Household
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
TOTAL FY 2008 |
|
|
County |
Average Age |
Average Age |
Average Age |
|
Conway |
0.0 |
23.0 |
23.0 |
|
Faulkner |
31.2 |
28.2 |
29.7 |
|
Pulaski |
29.9 |
30.4 |
30.1 |
|
Saline |
34.0 |
38.5 |
36.3 |
|
White |
38.7 |
24.0 |
31.4 |
|
Yell |
24.0 |
0.0 |
24.0 |
|
CD Total |
31.6 |
28.8 |
29.1 |
Average Size of Household
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
TOTAL FY 2008 |
|
|
County |
Average Age |
Average Age |
Average Age |
|
Conway |
0.0 |
4.0 |
4.0 |
|
Faulkner |
2.4 |
2.1 |
2.3 |
|
Pulaski |
2.0 |
2.0 |
2.0 |
|
Saline |
2.1 |
2.4 |
2.3 |
|
White |
1.7 |
2.5 |
2.1 |
|
Yell |
1.0 |
0.0 |
1.0 |
|
CD Total |
1.8 |
2.6 |
2.3 |
|
TOTAL HOMEOWNERSHIP: |
|||
|
07/2007 12/2007 |
01/2008 06/2008 |
Total FY2008 |
|
|
$18,537,877.62 |
$20,046,189.00 |
$38,584,066.62 |
|
HOUSING PRODUCTION (HP)
Program Partners and / or Participants FY2008:
|
NAME |
Counties in Cong. District Served |
|
Faulkner |
|
Faulkner & Pulaski |
|
Pulaski |
|
Pulaski |
|
White |
HOME Allocations / Board Approvals by Type
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
FY2008 TOTAL |
|||||
|
Type |
County |
No. Units |
Dollar Amount |
No. Units |
Dollar Amount |
No. Units |
Dollar Amount |
|
Acquisition Rehab |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Rental New Construction |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Rental Rehab |
Faulkner |
0 |
$0.00 |
10 |
$400,000.00 |
10 |
$400,000.00 |
|
Homeowners Rehab |
Pulaski |
0 |
$0.00 |
10 |
$400,000.00 |
10 |
$400,000.00 |
|
Tenant Based Rental Assistance |
White |
21 |
$66,667.00 |
0 |
$0.00 |
21 |
$66,667.00 |
|
FY2008 TOTAL CD 2 |
21 |
$66,667.00 |
20 |
$800,000.00 |
41 |
$866,667.00 |
|
Low Income Housing Tax Credits / Board Approvals (only one round per fiscal year)
|
County |
No. Units |
Federal Fund Dollar Amount |
State Funds Dollar Amount |
Total Dollar Amount |
|
Faulkner |
38 |
$400,000.00 |
$0.00 |
$800,000.00 |
|
Pulaski |
38 |
$400,000.00 |
$0.00 |
$800,000.00 |
|
Total CD 2 |
76 |
$800,000.00 |
$0.00 |
$1,600,000.00 |
Multifamily Housing Bonds
No Multifamily Housing Bond Program Activity FY2008
|
TOTAL HOUSING PRODUCTION: |
|||
|
07/2007 12/2007 |
01/2008 06/2008 |
Total FY2008 |
|
|
$66,667.00 |
$1,600,000.00 |
$1,666,667.00 |
|
DEVELOPMENT FINANCE
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
FY2008 TOTAL |
||||||
|
Type |
County |
No. Projects |
Dollar Amount |
No. Projects |
Dollar Amount |
No. Projects |
Dollar Amount |
Average Per Unit |
|
Bond Guaranty |
Pulaski |
0 |
$0.00 |
1 |
$6,000,000.00 |
1 |
$6,000,000.00 |
$6,000,000.00 |
|
Higher Education Facilities |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Other |
Pulaski |
2 |
$13,100,000.00 |
0 |
$0.00 |
2 |
$13,100,000.00 |
$6,550,000.00 |
|
Safe Drinking Water Revolving Loan Fund |
Pulaski |
1 |
$450,000.00 |
0 |
$0.00 |
1 |
$450,000.00 |
$450,000.00 |
|
White |
0 |
$0.00 |
1 |
$1,500,000.00 |
1 |
$1,500,000.00 |
$1,500,000.00 |
|
|
Subtotal |
1 |
$450,000.00 |
1 |
$1,500,000.00 |
2 |
$1,950,000.00 |
$975,000.00 |
|
|
State Facilities Financing |
Pulaski |
2 |
$3,910,000.00 |
0 |
$0.00 |
2 |
$3,910,000.00 |
$1,955,000.00 |
|
Wastewater Revolving Loan Fund |
Pulaski |
1 |
$18,000,000.00 |
0 |
$0.00 |
1 |
$18,000,000.00 |
$18,000,000.00 |
|
Saline |
0 |
$0.00 |
1 |
$800,000.00 |
1 |
$800,000.00 |
$800,000.00 |
|
|
Subtotal |
1 |
$18,000,000.00 |
1 |
$800,000.00 |
2 |
$18,800,000.00 |
$9,400,000.00 |
|
|
DEVELOPMENT FINANCE: |
|||
|
07/2007 12/2007 |
01/2008 06/2008 |
Total FY2008 |
|
|
$35,460,000 |
$8,300,000.00 |
$43,760,000.00 |
|
OTHER PROGRAM(S)
Rehab / Disability Loan Program
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
FY2008 TOTAL |
|||||
|
County |
No. Loans |
Dollar Amount |
No. Loans |
Dollar Amount |
No. Loans |
Dollar Amount |
Average Per Unit |
|
Pulaski |
2 |
$34,100.00 |
1 |
$23,837.00 |
3 |
$57,937.00 |
$19,312.33 |
TOTAL FUNDS FOR
congressional district 2
|
07/2007 12/2007 |
01/2008 06/2008 |
Total FY2008 |
|
$54,098,644.62 |
$29,970,026.00 |
$84,068,670.62 |
