Congressional District 1
 |
|
REPORT OF PROGRAM ACTIVITY
FISCAL YEAR 2008: July 1, 2007 June 30, 2008
1st Half of FY2008 = July 1, 2007 December 31, 2007
2nd Half of FY2008 = January 1, 2008 June 30, 2008
HOMEOWNERSHIP
Home-to-Own (H2O)
General Statistics
|
Time Period |
No. Loans |
Dollar Amount |
Mean Loan Amount |
Median Loan Amount |
|
07/2007 12/2007 |
166 |
$15,908,298.00 |
$95,833.12 |
$91,675.00 |
|
01/2008 06/2008 |
137 |
$12,822,546.00 |
$93,595.23 |
$90,578.00 |
|
Total FY2008 |
303 |
$28,730,844.00 |
$94,821.27 |
$91,126.50 |
Loan Cancellation Rate
Total FY2008:|
07/2007 12/2007 |
15 (8.3%) |
|
01/2008 06/2008 |
28 (17.0%) |
|
FY2008 Total |
43 (12.4%) |
Loans by Originator / Branch
|
7/1/07 - 12/31/07 |
1/1/08 - 6/30/08 |
TOTAL FY 2008 |
|||||
|
ORIGINATOR / BRANCH |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
First Mortgage, Inc., Jonesboro, AR |
Craighead |
3 |
$180,711.00 |
0 |
$0.00 |
3 |
$180,711.00 |
|
Lawrence |
1 |
$64,897.00 |
0 |
$0.00 |
1 |
$64,897.00 |
|
|
Poinsett |
1 |
$45,798.00 |
0 |
$0.00 |
1 |
$45,798.00 |
|
|
Randolph |
1 |
$55,794.00 |
0 |
$0.00 |
1 |
$55,794.00 |
|
|
Subtotal |
6 |
$347,200.00 |
0 |
$0.00 |
6 |
$347,200.00 |
|
|
First National Bank & Trust, Mountain Home, AR |
Baxter |
6 |
$535,303.00 |
10 |
$914,717.00 |
16 |
$1,450,020.00 |
|
Craighead |
1 |
$88,152.00 |
0 |
$0.00 |
1 |
$88,152.00 |
|
|
Lawrence |
0 |
$0.00 |
1 |
$66,836.00 |
1 |
$66,836.00 |
|
|
Randolph |
1 |
$34,000.00 |
2 |
$94,642.00 |
3 |
$128,642.00 |
|
|
Sharp |
1 |
$112,142.00 |
0 |
$0.00 |
1 |
$112,142.00 |
|
|
Subtotal |
9 |
$769,597.00 |
13 |
$1,076,195.00 |
22 |
$1,845,792.00 |
|
|
First Security, Searcy, AR |
Baxter |
1 |
$69,600.00 |
0 |
$0.00 |
1 |
$69,600.00 |
|
Lonoke |
2 |
$206,554.00 |
1 |
$89,800.00 |
3 |
$296,354.00 |
|
|
Subtotal |
3 |
$276,154.00 |
1 |
$89,800.00 |
4 |
$365,954.00 |
|
|
Arvest Mortgage Company, Lowell, AR |
Baxter |
0 |
$0.00 |
1 |
$81,600.00 |
1 |
$81,600.00 |
|
Bank of Little Rock Mortgage, Benton, AR |
Poinsett |
1 |
$65,000.00 |
0 |
$0.00 |
1 |
$65,000.00 |
|
Randolph |
1 |
$69,900.00 |
0 |
$0.00 |
1 |
$69,900.00 |
|
|
Subtotal |
2 |
$134,900.00 |
0 |
$0.00 |
2 |
$134,900.00 |
|
|
Bank of Little Rock Mortgage, North Little Rock, AR |
Lonoke |
4 |
$443,850.00 |
8 |
$652,627.00 |
12 |
$1,096,477.00 |
|
Bank of the Ozarks, Little Rock, AR |
Baxter |
3 |
$274,463.00 |
2 |
$187,680.00 |
5 |
$462,143.00 |
|
Lonoke |
0 |
$0.00 |
1 |
$102,000.00 |
1 |
$102,000.00 |
|
|
Subtotal |
3 |
$274,463.00 |
3 |
$289,680.00 |
6 |
$564,143.00 |
|
|
BancorpSouth, Fort Smith, AR |
Lonoke |
1 |
$60,586.00 |
2 |
$177,523.00 |
3 |
$238,109.00 |
|
BancorpSouth, Jonesboro, AR |
Craighead |
4 |
$364,296.00 |
7 |
$668,893.00 |
11 |
$1,033,189.00 |
|
Greene |
1 |
$38,367.00 |
0 |
$0.00 |
1 |
$38,367.00 |
|
|
Subtotal |
5 |
$402,663.00 |
7 |
$668,893.00 |
12 |
$1,071,556.00 |
|
|
First Financial Bank, Jonesboro, AR |
Poinsett |
1 |
$59,073.00 |
0 |
$0.00 |
1 |
$59,073.00 |
|
First Community Bank of E. Arkansas, Marion, AR |
Crittenden |
1 |
$111,122.00 |
1 |
$65,866.00 |
2 |
$176,988.00 |
|
St. Francis |
1 |
$63,802.00 |
0 |
$0.00 |
1 |
$63,802.00 |
|
|
Subtotal |
2 |
$174,924.00 |
1 |
$65,866.00 |
3 |
$240,790.00 |
|
|
First Horizon Home Loan Corp, West Memphis, AR |
Crittenden |
11 |
$1,195,016.00 |
2 |
$292,761.00 |
13 |
$1,487,777.00 |
|
Mississippi |
2 |
$132,593.00 |
0 |
$0.00 |
2 |
$132,593.00 |
|
|
St. Francis |
1 |
$37,000.00 |
0 |
$0.00 |
1 |
$37,000.00 |
|
|
Subtotal |
14 |
$1,364,609.00 |
2 |
$292,761.00 |
16 |
$1,657,370.00 |
|
|
Liberty Bank, Jonesboro, AR |
Craighead |
1 |
$109,300.00 |
0 |
$0.00 |
1 |
$109,300.00 |
|
Liberty Bank, Springdale, AR |
Craighead |
1 |
$107,377.00 |
0 |
$0.00 |
1 |
$107,377.00 |
|
Logan Finance, Blytheville, AR |
Mississippi |
0 |
$0.00 |
5 |
$340,200.00 |
5 |
$340,200.00 |
|
Magna Bank, Memphis, TN |
Crittenden |
1 |
$125,409.00 |
2 |
$269,175.00 |
3 |
$394,584.00 |
|
Metropolitan National Bank, Little Rock, AR |
Fulton |
0 |
$0.00 |
1 |
$18,000.00 |
1 |
$18,000.00 |
|
Lonoke |
0 |
$0.00 |
3 |
$270,858.00 |
3 |
$270,858.00 |
|
|
Subtotal |
0 |
$0.00 |
4 |
$288,858.00 |
4 |
$288,858.00 |
|
|
National Bank of Arkansas |
Lonoke |
0 |
$0.00 |
1 |
$121,125.00 |
1 |
$121,125.00 |
|
Pulaski Mortgage Company, Forrest City, AR |
Cross |
7 |
$626,455.00 |
2 |
$126,950.00 |
9 |
$753,405.00 |
|
Lee |
0 |
$0.00 |
3 |
$211,600.00 |
3 |
$211,600.00 |
|
|
Monroe |
1 |
$65,000.00 |
1 |
$57,000.00 |
2 |
$122,000.00 |
|
|
Phillips |
1 |
$70,000.00 |
2 |
$201,150.00 |
3 |
$271,150.00 |
|
|
St. Francis |
13 |
$1,102,775.00 |
8 |
$559,355.00 |
21 |
$1,662,130.00 |
|
|
Subtotal |
22 |
$1,864,230.00 |
16 |
$1,156,055.00 |
38 |
$3,020,285.00 |
|
|
Pulaski Mortgage Company, West Memphis, AR |
Craighead |
3 |
$304,200.00 |
1 |
$112,000.00 |
4 |
$416,200.00 |
|
Crittenden |
71 |
$7,737,134.00 |
53 |
$5,854,466.00 |
124 |
$13,591,600.00 |
|
|
Greene |
4 |
$330,598.00 |
0 |
$0.00 |
4 |
$330,598.00 |
|
|
Lawrence |
1 |
$37,083.00 |
1 |
$38,265.00 |
2 |
$75,348.00 |
|
|
St. Francis |
1 |
$49,111.00 |
0 |
$0.00 |
1 |
$49,111.00 |
|
|
Subtotal |
80 |
$8,458,126.00 |
55 |
$6,004,731.00 |
135 |
$14,462,857.00 |
|
|
Regions Mortgage, Jonesboro, AR |
Clay |
0 |
$0.00 |
1 |
$40,000.00 |
1 |
$40,000.00 |
|
Craighead |
3 |
$272,576.00 |
8 |
$633,341.00 |
11 |
$905,917.00 |
|
|
Mississippi |
1 |
$36,500.00 |
0 |
$0.00 |
1 |
$36,500.00 |
|
|
Subtotal |
4 |
$309 ,076.00 |
9 |
$673,341.00 |
13 |
$982,417.00 |
|
|
Regions Mortgage, Little Rock, AR |
Cleburne |
0 |
$0.00 |
1 |
$51,592.00 |
1 |
$51,592.00 |
|
Lonoke |
1 |
$110,500.00 |
0 |
$0.00 |
1 |
$110,500.00 |
|
|
Subtotal |
1 |
$110,500.00 |
1 |
$51,592.00 |
2 |
$162,092.00 |
|
|
Regions Mortgage, Memphis, TN |
Crittenden |
0 |
$0.00 |
1 |
$108,000.00 |
1 |
$108,000.00 |
|
Monroe |
0 |
$0.00 |
1 |
$53,000.00 |
1 |
$53,000.00 |
|
|
Subtotal |
0 |
$0.00 |
2 |
$161,000.00 |
2 |
$161,000.00 |
|
|
Regions Mortgage, Searcy, AR |
Independence |
0 |
$0.00 |
1 |
$93,877.00 |
1 |
$93,877.00 |
|
Simmons First Bank, Jonesboro, AR |
Craighead |
4 |
$378,511.00 |
0 |
$0.00 |
4 |
$378,511.00 |
|
Poinsett |
1 |
$69,750.00 |
0 |
$0.00 |
1 |
$69,750.00 |
|
|
Subtotal |
5 |
$448,261.00 |
0 |
$0.00 |
5 |
$448,261.00 |
|
|
Simmons First Bank, Russellville |
Cleburne |
1 |
$68,000.00 |
0 |
$0.00 |
1 |
$68,000.00 |
|
Simmons First National Bank, Pine Bluff, AR |
Searcy |
0 |
$0.00 |
1 |
$63,995.00 |
1 |
$63,995.00 |
|
Wells Fargo Home Mortgage, Little Rock, AR |
Phillips |
0 |
$0.00 |
1 |
$82,702.00 |
1 |
$82,702.00 |
Loans by New / Existing
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY 2008 |
|||||
|
EXISTING OR NEW |
COUNTY |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
|
Existing |
Baxter |
8 |
$691,348.00 |
12 |
$1,071,797.00 |
20 |
$1,763,145.00 |
|
Clay |
0 |
$0.00 |
1 |
$40,000.00 |
1 |
$40,000.00 |
|
|
Cleburne |
1 |
$68,000.00 |
1 |
$51,592.00 |
2 |
$119,592.00 |
|
|
Craighead |
17 |
$1,434,487.00 |
14 |
$1,228,834.00 |
31 |
$2,663,321.00 |
|
|
Crittenden |
76 |
$8,040,462.00 |
53 |
$5,639,616.00 |
129 |
$13,680,078.00 |
|
|
Cross |
6 |
$496,200.00 |
2 |
$126,950.00 |
8 |
$623,150.00 |
|
|
Fulton |
0 |
$0.00 |
1 |
$18,000.00 |
1 |
$18,000.00 |
|
|
Greene |
4 |
$243,953.00 |
1 |
$63,011.00 |
5 |
$306,964.00 |
|
|
Independence |
0 |
$0.00 |
2 |
$172,542.00 |
2 |
$172,542.00 |
|
|
Lawrence |
2 |
$101,980.00 |
2 |
$105,101.00 |
4 |
$207,081.00 |
|
|
Lee |
0 |
$0.00 |
3 |
$211,600.00 |
3 |
$211,600.00 |
|
|
Lonoke |
3 |
$267,140.00 |
10 |
$870,867.00 |
13 |
$1,138,007.00 |
|
|
Mississippi |
3 |
$169,093.00 |
5 |
$340,200.00 |
8 |
$509,293.00 |
|
|
Monroe |
1 |
$65,000.00 |
1 |
$57,000.00 |
2 |
$122,000.00 |
|
|
Phillips |
1 |
$70,000.00 |
3 |
$283,852.00 |
4 |
$353,852.00 |
|
|
Poinsett |
4 |
$239,621.00 |
0 |
$0.00 |
4 |
$239,621.00 |
|
|
Randolph |
3 |
$159,694.00 |
2 |
$94,642.00 |
5 |
$254,336.00 |
|
|
Searcy |
0 |
$0.00 |
1 |
$63,995.00 |
1 |
$63,995.00 |
|
|
Sharp |
1 |
$112,142.00 |
0 |
$0.00 |
1 |
$112,142.00 |
|
|
St. Francis |
16 |
$1,252,688.00 |
8 |
$559,355.00 |
24 |
$1,812,043.00 |
|
|
Subtotal |
146 |
$13,411,808.00 |
122 |
$10,998,954.00 |
268 |
$24,410,762.00 |
|
|
New |
Baxter |
2 |
$188,018.00 |
1 |
$112,200.00 |
3 |
$300,218.00 |
|
Craighead |
3 |
$370,636.00 |
2 |
$185,400.00 |
5 |
$556,036.00 |
|
|
Crittenden |
8 |
$1,128,219.00 |
7 |
$1,071,602.00 |
15 |
$2,199,821.00 |
|
|
Cross |
1 |
$130,255.00 |
0 |
$0.00 |
1 |
$130,255.00 |
|
|
Greene |
1 |
$125,012.00 |
1 |
$72,949.00 |
2 |
$197,961.00 |
|
|
Lonoke |
5 |
$554,350.00 |
3 |
$328,441.00 |
8 |
$882,791.00 |
|
|
Monroe |
0 |
$0.00 |
1 |
$53,000.00 |
1 |
$53,000.00 |
|
|
Subtotal |
20 |
$2,496,490.00 |
15 |
$1,823,592.00 |
35 |
$4,320,082.00 |
|
Loans by Loan Type
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY 2008 |
|||||
|
TYPE |
COUNTY |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
|
Conventional
|
Baxter |
2 |
$149,600.00 |
1 |
$85,600.00 |
3 |
$235,200.00 |
|
Clay |
0 |
$0.00 |
1 |
$40,000.00 |
1 |
$40,000.00 |
|
|
Craighead |
8 |
$731,217.00 |
6 |
$518,298.00 |
14 |
$1,249,515.00 |
|
|
Crittenden |
34 |
$3,598,805.00 |
14 |
$1,850,400.00 |
48 |
$5,449,205.00 |
|
|
Cross |
1 |
$84,000.00 |
0 |
$0.00 |
1 |
$84,000.00 |
|
|
Fulton |
0 |
$0.00 |
1 |
$18,000.00 |
1 |
$18,000.00 |
|
|
Greene |
1 |
$90,000.00 |
0 |
$0.00 |
1 |
$90,000.00 |
|
|
Lonoke |
3 |
$286,000.00 |
2 |
$196,125.00 |
5 |
$482,125.00 |
|
|
Mississippi |
2 |
$95,875.00 |
0 |
$0.00 |
2 |
$95,875.00 |
|
|
Monroe |
0 |
$0.00 |
1 |
$53,000.00 |
1 |
$53,000.00 |
|
|
Poinsett |
2 |
$134,750.00 |
0 |
$0.00 |
2 |
$134,750.00 |
|
|
Randolph |
2 |
$103,900.00 |
0 |
$0.00 |
2 |
$103,900.00 |
|
|
St. Francis |
1 |
$37,000.00 |
0 |
$0.00 |
1 |
$37,000.00 |
|
|
Subtotal |
56 |
$5,311,147.00 |
26 |
$2,761,423.00 |
82 |
$8,072,570.00 |
|
|
FHA
|
Baxter |
0 |
$0.00 |
1 |
$84,498.00 |
1 |
$84,498.00 |
|
Cleburne |
0 |
$0.00 |
1 |
$51,592.00 |
1 |
$51,592.00 |
|
|
Craighead |
8 |
$702,145.00 |
10 |
$895,936.00 |
18 |
$1,598,081.00 |
|
|
Crittenden |
36 |
$3,741,894.00 |
35 |
$3,485,266.00 |
71 |
$7,227,160.00 |
|
|
Cross |
1 |
$130,255.00 |
0 |
$0.00 |
1 |
$130,255.00 |
|
|
Greene |
3 |
$240,598.00 |
2 |
$135,960.00 |
5 |
$376,558.00 |
|
|
Independence |
0 |
$0.00 |
1 |
$78,665.00 |
1 |
$78,665.00 |
|
|
Lawrence |
1 |
$37,083.00 |
0 |
$0.00 |
1 |
$37,083.00 |
|
|
Lonoke |
2 |
$233,236.00 |
8 |
$702,492.00 |
10 |
$935,728.00 |
|
|
Mississippi |
0 |
$0.00 |
2 |
$145,550.00 |
2 |
$145,550.00 |
|
|
Phillips |
0 |
$0.00 |
1 |
$82,702.00 |
1 |
$82,702.00 |
|
|
Poinsett |
1 |
$59,073.00 |
0 |
$0.00 |
1 |
$59,073.00 |
|
|
Searcy |
0 |
$0.00 |
1 |
$63,995.00 |
1 |
$63,995.00 |
|
|
St. Francis |
1 |
$49,111.00 |
1 |
$98,455.00 |
2 |
$147,566.00 |
|
|
Subtotal |
53 |
$5,193,395.00 |
63 |
$5,825,111.00 |
116 |
$11,018,506.00 |
|
|
Rural Dev.
|
Baxter |
8 |
$729,766.00 |
11 |
$1,013,899.00 |
19 |
$1,743,665.00 |
|
Cleburne |
1 |
$68,000.00 |
0 |
$0.00 |
1 |
$68,000.00 |
|
|
Craighead |
3 |
$262,461.00 |
0 |
$0.00 |
3 |
$262,461.00 |
|
|
Crittenden |
10 |
$1,292,239.00 |
10 |
$1,275,868.00 |
20 |
$2,568,107.00 |
|
|
Cross |
5 |
$412,200.00 |
2 |
$126,950.00 |
7 |
$539,150.00 |
|
|
Greene |
1 |
$38,367.00 |
0 |
$0.00 |
1 |
$38,367.00 |
|
|
Independence |
0 |
$0.00 |
1 |
$93,877.00 |
1 |
$93,877.00 |
|
|
Lawrence |
1 |
$64,897.00 |
2 |
$105,101.00 |
3 |
$169,998.00 |
|
|
Lee |
0 |
$0.00 |
3 |
$211,600.00 |
3 |
$211,600.00 |
|
|
Lonoke |
2 |
$175,790.00 |
2 |
$191,800.00 |
4 |
$367,590.00 |
|
|
Mississippi |
1 |
$73,218.00 |
3 |
$194,650.00 |
4 |
$267,868.00 |
|
|
Monroe |
1 |
$65,000.00 |
1 |
$57,000.00 |
2 |
$122,000.00 |
|
|
Phillips |
1 |
$70,000.00 |
2 |
$201,150.00 |
3 |
$271,150.00 |
|
|
Poinsett |
1 |
$45,798.00 |
0 |
$0.00 |
1 |
$45,798.00 |
|
|
Randolph |
1 |
$55,794.00 |
2 |
$94,642.00 |
3 |
$150,436.00 |
|
|
Sharp |
1 |
$112,142.00 |
0 |
$0.00 |
1 |
$112,142.00 |
|
|
St. Francis |
14 |
$1,166,577.00 |
7 |
$460,900.00 |
21 |
$1,627,477.00 |
|
|
Subtotal |
51 |
$4,632,249.00 |
46 |
$4,027,437.00 |
97 |
$8,659,686.00 |
|
|
VA
|
Craighead |
1 |
$109,300.00 |
0 |
$0.00 |
1 |
$109,300.00 |
|
Crittenden |
4 |
$535,743.00 |
1 |
$99,684.00 |
5 |
$635,427.00 |
|
|
Lonoke |
1 |
$126,464.00 |
1 |
$108,891.00 |
2 |
$235,355.00 |
|
|
Subtotal |
6 |
$771,507.00 |
2 |
$208,575.00 |
8 |
$980,082.00 |
|
Borrowers Profile
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY2008 |
|||||
|
ETHNICITY |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
Minority |
Craighead |
3 |
$322,236.00 |
2 |
$182,929.00 |
5 |
$505,165.00 |
|
Crittenden |
25 |
$2,698,231.00 |
29 |
$3,087,962.00 |
54 |
$5,786,193.00 |
|
|
Cross |
1 |
$130,255.00 |
0 |
$0.00 |
1 |
$130,255.00 |
|
|
Lee |
0 |
$0.00 |
2 |
$156,000.00 |
2 |
$156,000.00 |
|
|
Lonoke |
1 |
$126,464.00 |
0 |
$0.00 |
1 |
$126,464.00 |
|
|
Mississippi |
1 |
$36,500.00 |
1 |
$83,650.00 |
2 |
$120,150.00 |
|
|
Phillips |
0 |
$0.00 |
3 |
$283,852.00 |
3 |
$283,852.00 |
|
|
St. Francis |
8 |
$641,075.00 |
2 |
$147,700.00 |
10 |
$788,775.00 |
|
|
Subtotal |
39 |
$3,954,761.00 |
39 |
$3,942,093.00 |
78 |
$7,896,854.00 |
|
|
Non-Minority |
Baxter |
10 |
$879,366.00 |
13 |
$1,183,997.00 |
23 |
$2,063,363.00 |
|
Clay |
0 |
$0.00 |
1 |
$40,000.00 |
1 |
$40,000.00 |
|
|
Cleburne |
1 |
$68,000.00 |
1 |
$51,592.00 |
2 |
$119,592.00 |
|
|
Craighead |
17 |
$1,482,887.00 |
14 |
$1,231,305.00 |
31 |
$2,714,192.00 |
|
|
Crittenden |
59 |
$6,470,450.00 |
31 |
$3,623,256.00 |
90 |
$10,093,706.00 |
|
|
Cross |
6 |
$496,200.00 |
2 |
$126,950.00 |
8 |
$623,150.00 |
|
|
Fulton |
0 |
$0.00 |
1 |
$18,000.00 |
1 |
$18,000.00 |
|
|
Greene |
5 |
$368,965.00 |
2 |
$135,960.00 |
7 |
$504,925.00 |
|
|
Independence |
0 |
$0.00 |
2 |
$172,542.00 |
2 |
$172,542.00 |
|
|
Lawrence |
2 |
$101,980.00 |
2 |
$105,101.00 |
4 |
$207,081.00 |
|
|
Lee |
0 |
$0.00 |
1 |
$55,600.00 |
1 |
$55,600.00 |
|
|
Lonoke |
7 |
$695,026.00 |
13 |
$1,199,308.00 |
20 |
$1,894,334.00 |
|
|
Mississippi |
2 |
$132,593.00 |
4 |
$256,550.00 |
6 |
$389,143.00 |
|
|
Monroe |
1 |
$65,000.00 |
2 |
$110,000.00 |
3 |
$175,000.00 |
|
|
Phillips |
1 |
$70,000.00 |
0 |
$0.00 |
1 |
$70,000.00 |
|
|
Poinsett |
4 |
$239,621.00 |
0 |
$0.00 |
4 |
$239,621.00 |
|
|
Randolph |
3 |
$159,694.00 |
2 |
$94,642.00 |
5 |
$254,336.00 |
|
|
Searcy |
0 |
$0.00 |
1 |
$63,995.00 |
1 |
$63,995.00 |
|
|
Sharp |
1 |
$112,142.00 |
0 |
$0.00 |
1 |
$112,142.00 |
|
|
St. Francis |
8 |
$611,613.00 |
6 |
$411,655.00 |
14 |
$1,023,268.00 |
|
|
Subtotal |
127 |
$11,953,537.00 |
98 |
$8,880,453.00 |
225 |
$20,833,990.00 |
|
|
7/1/2007-12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY2008 |
|||||
|
ETHNICITY |
COUNTY |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
|
Minority |
Craighead |
$33,017.96 |
$40,821.60 |
$20,560.26 |
$20,560.26 |
$26,789.11 |
$30,690.93 |
|
Crittenden |
$46,301.40 |
$49,230.60 |
$43,303.96 |
$39,792.00 |
$44,802.68 |
$44,511.30 |
|
|
Cross |
$60,609.60 |
$60,609.60 |
$0.00 |
$0.00 |
$60,609.60 |
$60,609.60 |
|
|
Lee |
$0.00 |
$0.00 |
$41,319.54 |
$41,319.54 |
$41,319.54 |
$41,319.54 |
|
|
Lonoke |
$39,412.56 |
$39,412.56 |
$0.00 |
$0.00 |
$39,412.56 |
$39,412.56 |
|
|
Mississippi |
$24,902.28 |
$24,902.28 |
$48,591.00 |
$48,591.00 |
$39,926.64 |
$36,926.64 |
|
|
Phillips |
$0.00 |
$0.00 |
$37,283.52 |
$41,447.16 |
$37,283.52 |
$41,447.16 |
|
|
St. Francis |
$30,386.42 |
$31,077.90 |
$36,089.64 |
$36,089.64 |
$33,238.03 |
$33,583.77 |
|
|
Subtotal |
$41,641.14 |
$55,968.00 |
$41,338.34 |
$41,447.16 |
$41,489.74 |
$48,707.58 |
|
|
Non-Minority
|
Baxter |
$30,544.49 |
$30,561.06 |
$33,432.21 |
$36,312.00 |
$31,988.35 |
$33,436.53 |
|
Clay |
$0.00 |
$0.00 |
$46,750.20 |
$46,750.20 |
$46,750.20 |
$46,750.20 |
|
|
Cleburne |
$42,957.96 |
$42,957.96 |
$57,142.68 |
$57,142.60 |
$50,050.32 |
$50,050.32 |
|
|
Craighead |
$36,516.81 |
$36,296.52 |
$29,897.16 |
$31,825.20 |
$33,206.99 |
$34,060.86 |
|
|
Crittenden |
$49,568.12 |
$51,720.00 |
$52,512.81 |
$51,598.56 |
$51,040.40 |
$51,659.28 |
|
|
Cross |
$43,767.34 |
$48,497.74 |
$34,348.38 |
$34,348.38 |
$39,057.86 |
$41,423.06 |
|
|
Fulton |
$0.00 |
$0.00 |
$8,136.00 |
$8,136.00 |
$8,136.00 |
$8,136.00 |
|
|
Greene |
$33,200.42 |
$37,388.16 |
$42,867.60 |
$42,867.60 |
$38,034.01 |
$40,127.88 |
|
|
Independence |
$0.00 |
$0.00 |
$42,896.52 |
$42,896.52 |
$42,896.52 |
$42,896.52 |
|
|
Lawrence |
$44,579.00 |
$44,579.34 |
$24,690.96 |
$24,690.96 |
$34,634.98 |
$34,635.15 |
|
|
Lee |
$0.00 |
$0.00 |
$22,884.00 |
$22,884.00 |
$22,884.00 |
$22,884.00 |
|
|
Lonoke |
$38,115.84 |
$35,109.12 |
$42,109.83 |
$42,620.76 |
$40,112.84 |
$38,864.94 |
|
|
Mississippi |
$31,645.62 |
$31,645.62 |
$41,914.50 |
$38,450,04 |
$36,708.06 |
$35,047.83 |
|
|
Monroe |
$55,367.16 |
$55,367.16 |
$41,772.96 |
$41,772.96 |
$48,570.06 |
$48,570.06 |
|
|
Phillips |
$40,094.64 |
$40,094.64 |
$0.00 |
$0.00 |
$40,094.64 |
$40,094.64 |
|
|
Poinsett |
$36,153.81 |
$36,781.62 |
$0.00 |
$0.00 |
$36,153.81 |
$36,781.62 |
|
|
Randolph |
$30,576.60 |
$32,191.68 |
$30,447.66 |
$30,447.66 |
$30,512.13 |
$31,319.67 |
|
|
Searcy |
$0.00 |
$0.00 |
$54,914.16 |
$54,914.16 |
$54,914.16 |
$54,914.16 |
|
|
Sharp |
$43,015.20 |
$43,015.20 |
$0.00 |
$0.00 |
$43,015.20 |
$43,015.20 |
|
|
St. Francis |
$38,093.00 |
$39,482.16 |
$36,418.36 |
$37,450.92 |
$37,255.68 |
$38,466.54 |
|
|
Subtotal |
$42,686.03 |
$54,768.00 |
$41,209.67 |
$38,500.00 |
$41,947.85 |
$46,634.00 |
|
|
Gender of Head of Household |
7/2007 - 12/2007 |
1/2008 - 6/2008 |
FY2008 TOTAL |
||||
|
County |
No Loans |
Pct |
No Loans |
Pct |
No Loans |
Pct |
|
|
Female |
Baxter |
6 |
3.6% |
5 |
3.6% |
11 |
3.6% |
|
Clay |
0 |
0.0% |
1 |
0.7% |
1 |
0.3% |
|
|
Cleburne |
0 |
0.0% |
1 |
0.7% |
1 |
0.3% |
|
|
Craighead |
6 |
3.6% |
6 |
4.3% |
12 |
3.9% |
|
|
Crittenden |
24 |
14.5% |
23 |
16.7% |
47 |
15.5% |
|
|
Cross |
3 |
1.8% |
0 |
0.0% |
3 |
0.9% |
|
|
Fulton |
0 |
0.0% |
1 |
0.7% |
1 |
0.3% |
|
|
Independence |
0 |
0.0% |
1 |
0.7% |
1 |
0.3% |
|
|
Lawrence |
1 |
0.6% |
0 |
0.0% |
1 |
0.3% |
|
|
Lee |
0 |
0.0% |
3 |
2.1% |
3 |
0.9% |
|
|
Lonoke |
2 |
1.2% |
5 |
3.6% |
7 |
2.3% |
|
|
Mississippi |
2 |
1.2% |
3 |
2.1% |
5 |
1.6% |
|
|
Phillips |
0 |
0.0% |
3 |
2.1% |
3 |
0.3% |
|
|
Poinsett |
2 |
1.2% |
0 |
0.0% |
2 |
0.6% |
|
|
Randolph |
1 |
0.6% |
1 |
0.7% |
2 |
0.6% |
|
|
Sharp |
1 |
0.6% |
0 |
0.0% |
1 |
0.3% |
|
|
St. Francis |
7 |
4.2% |
2 |
1.4% |
9 |
2.9% |
|
|
Subtotal |
55 |
33.1% |
55 |
40.1% |
110 |
36.3% |
|
|
Male |
Baxter |
4 |
2.4% |
8 |
5.8% |
12 |
3.9% |
|
Cleburne |
1 |
0.6% |
0 |
0.0% |
1 |
0.3% |
|
|
Craighead |
14 |
8.4% |
10 |
7.2% |
24 |
7.9% |
|
|
Crittenden |
60 |
36.1% |
37 |
27.0% |
97 |
32.0% |
|
|
Cross |
4 |
2.4% |
2 |
1.4% |
6 |
1.9% |
|
|
Greene |
5 |
3.0% |
2 |
1.4% |
7 |
2.3% |
|
|
Independence |
0 |
0.0% |
1 |
0.7% |
1 |
0.3% |
|
|
Lawrence |
1 |
0.6% |
2 |
1.4% |
3 |
0.9% |
|
|
Lonoke |
6 |
3.6% |
8 |
5.8% |
14 |
4.6% |
|
|
Mississippi |
1 |
0.6% |
2 |
1.4% |
3 |
0.9% |
|
|
Monroe |
1 |
0.6% |
2 |
1.4% |
3 |
0.9% |
|
|
Phillips |
1 |
0.6% |
0 |
0.0% |
1 |
0.3% |
|
|
Poinsett |
2 |
1.2% |
0 |
0.0% |
2 |
0.6% |
|
|
Randolph |
2 |
1.2% |
1 |
0.7% |
3 |
0.9% |
|
|
Searcy |
0 |
0.0% |
1 |
0.7% |
1 |
0.9% |
|
|
St. Francis |
9 |
5.4% |
6 |
4.3% |
15 |
4.9% |
|
|
Subtotal |
111 |
66.9% |
82 |
59.9% |
193 |
63.6% |
|
Average Age of Head of Household
|
County |
7/2007 - 12/2007 Average Age |
1/2008 - 6/2008 Average Age |
FY2008 TOTAL Average Age |
|
Baxter |
36.7 |
28.5 |
32.6 |
|
Clay |
0.0 |
60.0 |
60.0 |
|
Cleburne |
25.0 |
31.0 |
28.0 |
|
Craighead |
29.7 |
27.5 |
28.6 |
|
Crittenden |
39.3 |
36.8 |
38.1 |
|
Cross |
39.3 |
21.0 |
30.2 |
|
Fulton |
0.0 |
49.0 |
49.0 |
|
Greene |
25.4 |
22.5 |
23.9 |
|
Independence |
0.0 |
28.5 |
28.5 |
|
Lawrence |
25.0 |
26.5 |
25.7 |
|
Lee |
0.0 |
34.7 |
34.7 |
|
Lonoke |
30.3 |
31.5 |
30.9 |
|
Mississippi |
30.0 |
37.8 |
33.9 |
|
Monroe |
35.0 |
32.5 |
33.7 |
|
Phillips |
29.0 |
0.0 |
29.0 |
|
Poinsett |
30.3 |
0.0 |
30.3 |
|
Randolph |
35.3 |
41.0 |
38.1 |
|
Searcy |
0.0 |
23.0 |
23.0 |
|
Sharp |
44.0 |
0.0 |
44.0 |
|
St. Francis |
37.8 |
35.6 |
36.7 |
|
CD Average |
32.8 |
33.4 |
34.5 |
Average Size of Household
|
County |
7/2007 12/2007 Average House Size |
1/2008 6/2008 Average House Size |
FY2008 Average House Size |
|
Baxter |
1.7 |
1.7 |
1.7 |
|
Clay |
0.0 |
1.0 |
1.0 |
|
Cleburne |
1.0 |
3.0 |
2.0 |
|
Craighead |
2.3 |
2.0 |
2.1 |
|
Crittenden |
2.5 |
2.0 |
2.2 |
|
Cross |
2.4 |
5.0 |
3.7 |
|
Fulton |
0.0 |
1.0 |
1.0 |
|
Greene |
2.0 |
2.0 |
2.0 |
|
Independence |
0.0 |
3.5 |
3.5 |
|
Lawrence |
2.5 |
2.5 |
2.5 |
|
Lee |
0.0 |
2.7 |
2.7 |
|
Lonoke |
2.3 |
2.6 |
2.4 |
|
Mississippi |
2.3 |
2.2 |
2.2 |
|
Monroe |
3.0 |
4.0 |
3.5 |
|
Phillips |
1.0 |
3.3 |
2.1 |
|
Poinsett |
2.0 |
0.0 |
2.0 |
|
Randolph |
2.3 |
1.5 |
1.9 |
|
Searcy |
0.0 |
1.0 |
1.0 |
|
Sharp |
1.0 |
0.0 |
1.0 |
|
St. Francis |
2.0 |
1.7 |
1.8 |
|
CD Average |
2.0 |
2.4 |
2.1 |
Down Payment Assistance Program (DPA)
General Statistics
|
Time Period |
No. Loans |
Dollar Amount |
Mean Loan Amount |
% of H2O Loans |
|
07/2007 12/2007 |
54 |
$182,588.00 |
$3,381.26 |
32.5% |
|
01/2008 06/2008 |
39 |
$156,750.00 |
$4,019.23 |
28.5% |
|
Total FY2008 |
93 |
$339,338.00 |
$3,648.80 |
30.7% |
Loans by Homebuyer Counselor
|
7/1/07 - 12/31/07 |
1/1/08 - 6/30/08 |
TOTAL FY 2008 |
|||||
|
HOMEBUYER COUNSELOR |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
Argenta |
Lonoke |
0 |
$0.00 |
1 |
$3,150.00 |
1 |
$3,150.00 |
|
Community Resources Technicians |
Lonoke |
0 |
$0.00 |
1 |
$5,700.00 |
1 |
$5,700.00 |
|
Poinsett |
1 |
$1,750.00 |
0 |
$0.00 |
1 |
$1,750.00 |
|
|
Subtotal |
1 |
$1,750.00 |
1 |
$5,700.00 |
2 |
$7,450.00 |
|
|
Crowleys Ridge DC |
Craighead |
1 |
$3,000.00 |
0 |
$0.00 |
1 |
$3,000.00 |
|
Greene |
0 |
$0.00 |
1 |
$2,300.00 |
1 |
$2,300.00 |
|
|
Subtotal |
1 |
$3,000.00 |
1 |
$2,300.00 |
2 |
$5,300.00 |
|
|
In Affordable Housing |
Lonoke |
0 |
$0.00 |
3 |
$10,560.00 |
3 |
$10,560.00 |
|
Jonesboro Urban Renewal & Housing Authority |
Craighead |
0 |
$0.00 |
1 |
$2,824.00 |
1 |
$2,824.00 |
|
Greene |
2 |
$8,186.00 |
0 |
$0.00 |
2 |
$8,186.00 |
|
|
Subtotal |
2 |
$8,186.00 |
1 |
$2,824.00 |
3 |
$11,010.00 |
|
|
Legal Aid of Arkansas |
Crittenden |
1 |
$1,454.00 |
1 |
$3,862.00 |
2 |
$5,316.00 |
|
Phillips |
0 |
$0.00 |
1 |
$3,360.00 |
1 |
$3,360.00 |
|
|
Subtotal |
1 |
$1,454.00 |
2 |
$7,222.00 |
3 |
$8,676.00 |
|
|
Mississippi County EOC |
Craighead |
4 |
$16,510.00 |
0 |
$0.00 |
4 |
$16,510.00 |
|
Crittenden |
36 |
$128,008.00 |
20 |
$87,624.00 |
56 |
$215,632.00 |
|
|
Cross |
1 |
$1,890.00 |
0 |
$0.00 |
1 |
$1,890.00 |
|
|
Lee |
0 |
$0.00 |
1 |
$5,050.00 |
1 |
$5,050.00 |
|
|
Mississippi |
0 |
$0.00 |
2 |
$7,200.00 |
2 |
$7,200.00 |
|
|
St. Francis |
6 |
$16,735.00 |
2 |
$8,100.00 |
8 |
$24,835.00 |
|
|
Subtotal |
47 |
$163,143.00 |
25 |
$107,974.00 |
72 |
$271,117.00 |
|
|
Promise Land CDC |
Independence |
0 |
$0.00 |
1 |
$2,397.00 |
1 |
$2,397.00 |
|
Universal Housing |
Cleburne |
1 |
$2,100.00 |
0 |
$0.00 |
1 |
$2,100.00 |
|
Searcy |
0 |
$0.00 |
1 |
$5,845.00 |
1 |
$5,845.00 |
|
|
Subtotal |
1 |
$2,100.00 |
1 |
$5,845.00 |
2 |
$7,945.00 |
|
|
Unknown |
Craighead |
0 |
$0.00 |
1 |
$2,500.00 |
1 |
$2,500.00 |
|
Greene |
0 |
$0.00 |
1 |
$1,920.00 |
1 |
$1,920.00 |
|
|
Lee |
0 |
$0.00 |
1 |
$4,358.00 |
1 |
$4,358.00 |
|
|
Randolph |
1 |
$2,955.00 |
0 |
$0.00 |
1 |
$2,955.00 |
|
|
Subtotal |
1 |
$2,955.00 |
3 |
$8,778.00 |
4 |
$11,733.00 |
|
Loans by New / Existing
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY 2008 |
|||||
|
Existing |
Cleburne |
1 |
$2,100.00 |
0 |
$0.00 |
1 |
$2,100.00 |
|
Craighead |
4 |
$14,160.00 |
2 |
$5,324.00 |
6 |
$19,484.00 |
|
|
Crittenden |
36 |
$128,008.00 |
20 |
$87,216.00 |
56 |
$215,224.00 |
|
|
Cross |
1 |
$1,890.00 |
0 |
$0.00 |
1 |
$1,890.00 |
|
|
Greene |
2 |
$8,186.00 |
1 |
$1,920.00 |
3 |
$10,106.00 |
|
|
Independence |
0 |
$0.00 |
1 |
$2,397.00 |
1 |
$2,397.00 |
|
|
Lee |
0 |
$0.00 |
2 |
$9,408.00 |
2 |
$9,408.00 |
|
|
Lonoke |
0 |
$0.00 |
4 |
$13,710.00 |
4 |
$13,710.00 |
|
|
Mississippi |
0 |
$0.00 |
2 |
$7,200.00 |
2 |
$7,200.00 |
|
|
Phillips |
0 |
$0.00 |
1 |
$3,360.00 |
1 |
$3,360.00 |
|
|
Poinsett |
1 |
$1,750.00 |
0 |
$0.00 |
1 |
$1,750.00 |
|
|
Randolph |
1 |
$2,955.00 |
0 |
$0.00 |
1 |
$2,955.00 |
|
|
Searcy |
0 |
$0.00 |
1 |
$5,845.00 |
1 |
$5,845.00 |
|
|
St. Francis |
6 |
$16,735.00 |
2 |
$8,100.00 |
8 |
$24,835.00 |
|
|
Subtotal |
52 |
$175,784.00 |
36 |
$144,480.00 |
88 |
$320,264.00 |
|
|
New |
Craighead |
1 |
$5,350.00 |
0 |
$0.00 |
1 |
$5,350.00 |
|
Crittenden |
1 |
$1,454.00 |
1 |
$4,270.00 |
2 |
$5,724.00 |
|
|
Greene |
0 |
$0.00 |
1 |
$2,300.00 |
1 |
$2,300.00 |
|
|
Lonoke |
0 |
$0.00 |
1 |
$5,700.00 |
1 |
$5,700.00 |
|
|
Subtotal |
2 |
$6,804.00 |
3 |
$12,270.00 |
5 |
$19,074.00 |
|
Borrowers Profile
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY2008 |
|||||
|
ETHNICITY |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
Minority
|
Craighead |
1 |
$1,375.00 |
0 |
$0.00 |
1 |
$1,375.00 |
|
Crittenden |
9 |
$33,628.00 |
12 |
$56,532.00 |
21 |
$90,160.00 |
|
|
Lee |
0 |
$0.00 |
2 |
$9,408.00 |
2 |
$9,408.00 |
|
|
Mississippi |
0 |
$0.00 |
1 |
$6,000.00 |
1 |
$6,000.00 |
|
|
Phillips |
0 |
$0.00 |
1 |
$3,360.00 |
1 |
$3,360.00 |
|
|
St. Francis |
4 |
$10,450.00 |
0 |
$0.00 |
4 |
$10,450.00 |
|
|
Subtotal |
14 |
$45,453.00 |
16 |
$75,300.00 |
30 |
$120,753.00 |
|
|
Non-Minority
|
Cleburne |
1 |
$2,100.00 |
0 |
$0.00 |
1 |
$2,100.00 |
|
Craighead |
4 |
$18,135.00 |
2 |
$5,324.00 |
6 |
$23,459.00 |
|
|
Crittenden |
28 |
$95,834.00 |
9 |
$34,954.00 |
37 |
$130,788.00 |
|
|
Cross |
1 |
$1,890.00 |
0 |
$0.00 |
1 |
$1,890.00 |
|
|
Greene |
2 |
$8,186.00 |
2 |
$4,200.00 |
4 |
$12,386.00 |
|
|
Independence |
0 |
$0.00 |
1 |
$2,397.00 |
1 |
$2,397.00 |
|
|
Lonoke |
0 |
$0.00 |
5 |
$19,410.00 |
5 |
$19,410.00 |
|
|
Mississippi |
0 |
$0.00 |
1 |
$1,200.00 |
1 |
$1,200.00 |
|
|
Poinsett |
1 |
$1,750.00 |
0 |
$0.00 |
1 |
$1,750.00 |
|
|
Randolph |
1 |
$2,955.00 |
0 |
$0.00 |
1 |
$2,955.00 |
|
|
Searcy |
0 |
$0.00 |
1 |
$5,845.00 |
1 |
$5,845.00 |
|
|
St. Francis |
2 |
$6,285.00 |
2 |
$8,100.00 |
4 |
$14,385.00 |
|
|
Subtotal |
40 |
$137,135.00 |
23 |
$81,450.00 |
63 |
$218,585.00 |
|
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY2008 |
|||||
|
ETHNICITY |
COUNTY |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
|
Minority |
Craighead |
$46,108.86 |
$45,349.62 |
$0.00 |
$0.00 |
$46,108.86 |
$45,349.62 |
|
Crittenden |
$49,587.07 |
$51,668.28 |
$49,998.67 |
$46,558.74 |
$49,792,87 |
$49,113.51 |
|
|
Lee |
$0.00 |
$0.00 |
$41,319.54 |
$41,319.54 |
$41,319.54 |
$41,319.54 |
|
|
Mississippi |
$0.00 |
$0.00 |
$48,591.00 |
$48,591.00 |
$48,591.00 |
$48,591.00 |
|
|
Phillips |
$0.00 |
$0.00 |
$48,491.76 |
$48,491.76 |
$48,491.76 |
$48,491.76 |
|
|
St. Francis |
$27,560.76 |
$26,356.56 |
$0.00 |
$0.00 |
$27,560.76 |
$26,356.56 |
|
|
Subtotal |
$42,560.39 |
$40,821.60 |
$47,100.24 |
$46,240.26 |
$43,644.13 |
$43,203.67 |
|
|
Non-Minority
|
Cleburne |
$42,957.96 |
$42,957.96 |
$0.00 |
$0.00 |
$42,957.96 |
$42,957.96 |
|
Craighead |
$40,821.60 |
$40,821.60 |
$31,825.20 |
$31,825.20 |
$36,323.40 |
$36,233.40 |
|
|
Crittenden |
$52,094.19 |
$53,096.00 |
$54,446.17 |
$53,496.00 |
$53,270.18 |
$53,296.00 |
|
|
Cross |
$48,112.32 |
$48,112.32 |
$0.00 |
$0.00 |
$48,112.32 |
$48,112.32 |
|
|
Greene |
$37,388.16 |
$37,388.16 |
$42,867.80 |
$42,867.80 |
$40,127.98 |
$40,127.98 |
|
|
Independence |
$0.00 |
$0.00 |
$46,884.00 |
$46,88400 |
$46,884.00 |
$46,884.00 |
|
|
Lonoke |
$0.00 |
$0.00 |
$41,341.44 |
$39,337.92 |
$41,341.44 |
$39,337.92 |
|
|
Mississippi |
$0.00 |
$0.00 |
$60,757.92 |
$60,757.92 |
$60,757.92 |
$60,757.92 |
|
|
Poinsett |
$39,850.32 |
$39,850.32 |
$0.00 |
$0.00 |
$39,850.32 |
$39,850.32 |
|
|
Randolph |
$38,497.68 |
$38,497.68 |
$0.00 |
$0.00 |
$38,497.68 |
$38,497.68 |
|
|
Searcy |
$0.00 |
$0.00 |
$54,914.16 |
$54,914.16 |
$54,914.16 |
$54,914.16 |
|
|
St. Francis |
$24,075.42 |
$24,075.42 |
$33,540.00 |
$33,540.00 |
$28,807.71 |
$28,807.71 |
|
|
Subtotal |
$48,573.35 |
$58,788.60 |
$46,771.50 |
$38,203.90 |
$47,672.43 |
$48,491.25 |
|
Gender of Head of Household
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
FY2008 TOTAL |
|||||
|
Gender |
County |
No Loans |
Pct |
No Loans |
Pct |
No Loans |
Pct |
|
Female |
Craighead |
1 |
1.9% |
0 |
0.0% |
1 |
1.1% |
|
Crittenden |
7 |
13.0% |
8 |
20.5% |
15 |
16.1% |
|
|
Cross |
1 |
1.9% |
0 |
0.0% |
1 |
1.1% |
|
|
Independence |
0 |
0.0% |
1 |
2.6% |
1 |
1.1% |
|
|
Lee |
0 |
0.0% |
2 |
5.1% |
2 |
2.2% |
|
|
Lonoke |
0 |
0.0% |
3 |
7.7% |
3 |
3.2% |
|
|
Mississippi |
0 |
0.0% |
2 |
5.1% |
2 |
2.2% |
|
|
Phillips |
0 |
0.0% |
1 |
2.6% |
1 |
1.1% |
|
|
Poinsett |
1 |
1.9% |
0 |
0.0% |
1 |
1.1% |
|
|
St. Francis |
3 |
5.6% |
1 |
2.6% |
4 |
4.3% |
|
|
Subtotal |
13 |
24.1% |
18 |
46.2% |
31 |
33.3% |
|
|
Male |
Cleburne |
1 |
1.9% |
0 |
0.0% |
1 |
1.1% |
|
Craighead |
4 |
7.4% |
2 |
5.1% |
6 |
6.4% |
|
|
Crittenden |
30 |
55.6% |
13 |
33.3% |
43 |
46.2% |
|
|
Greene |
2 |
3.7% |
2 |
5.1% |
4 |
4.3% |
|
|
Lonoke |
0 |
0.0% |
2 |
5.1% |
2 |
2.2% |
|
|
Randolph |
1 |
1.9% |
0 |
0.0% |
1 |
1.1% |
|
|
Searcy |
0 |
0.0% |
1 |
2.6% |
1 |
1.1% |
|
|
St. Francis |
3 |
5.6% |
1 |
2.6% |
4 |
4.3% |
|
|
Subtotal |
41 |
75.9% |
21 |
53.8% |
62 |
66.7% |
|
Average Age of Head of Household
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
TOTAL FY 2008 |
|
|
County |
Average Age |
Average Age |
Average Age |
|
Cleburne |
25.0 |
0.0 |
25.0 |
|
Craighead |
26.0 |
28.0 |
27.0 |
|
Crittenden |
38.7 |
39.8 |
39.3 |
|
Cross |
61.0 |
0.0 |
61.0 |
|
Greene |
24.5 |
22.5 |
23.5 |
|
Independence |
0.0 |
34.0 |
34.0 |
|
Lee |
0.0 |
40.5 |
40.5 |
|
Lonoke |
0.0 |
36.8 |
36.8 |
|
Mississippi |
0.0 |
47.0 |
47.0 |
|
Phillips |
0.0 |
42.0 |
42.0 |
|
Poinsett |
26.0 |
0.0 |
26.0 |
|
Randolph |
34.0 |
0.0 |
34.0 |
|
Searcy |
0.0 |
26.0 |
26.0 |
|
St. Francis |
40.1 |
38.0 |
39.1 |
|
CD Average |
34.4 |
35.5 |
35.9 |
Average Household Size
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
TOTAL FY 2008 |
|
|
County |
Average House Size |
Average House Size |
Average House Size |
|
Cleburne |
1.0 |
0.0 |
1.0 |
|
Craighead |
2.6 |
1.0 |
1.8 |
|
Crittenden |
2.6 |
1.7 |
2.2 |
|
Cross |
1.0 |
0.0 |
1.0 |
|
Greene |
2.5 |
2.0 |
2.3 |
|
Independence |
0.0 |
5.0 |
5.0 |
|
Lee |
0.0 |
3.5 |
3.5 |
|
Lonoke |
0.0 |
2.6 |
2.6 |
|
Mississippi |
0.0 |
2.5 |
2.5 |
|
Phillips |
0.0 |
3.0 |
3.0 |
|
Poinsett |
2.0 |
0.0 |
2.0 |
|
Randolph |
4.0 |
0.0 |
4.0 |
|
Searcy |
0.0 |
1.0 |
1.0 |
|
St. Francis |
1.6 |
1.5 |
1.6 |
|
CD Average |
2.2 |
2,4 |
2.4 |
American Dream Downpayment Initiative (ADDI) Program
General Statistics
|
Time Period |
No. Loans |
Dollar Amount |
Mean Loan Amount |
% of H2O Loans |
|
07/2007 12/2007 |
14 |
$106,200.00 |
$7,585.71 |
8.4% |
|
01/2008 06/2008 |
3 |
$11,776.00 |
$3,925.33 |
2.2% |
|
Total FY2008 |
17 |
$117,976.00 |
$6,939.76 |
5.6% |
Loans by Homebuyer Counselor
|
7/1/07 - 12/31/07 |
1/1/08 - 6/30/08 |
TOTAL FY 2008 |
|||||
|
HOMEBUYER COUNSELOR |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
Argenta |
Lonoke |
2 |
$9,650.00 |
1 |
$3,750.00 |
3 |
$13,400.00 |
|
Community Resource Technicians |
Lonoke |
2 |
$14,274.00 |
0 |
$0.00 |
2 |
$14,274.00 |
|
Jonesboro Urban Renewal & Housing Authority |
Craighead |
0 |
$0.00 |
2 |
$8,026.00 |
2 |
$8,026.00 |
|
Legal Aid of Arkansas |
Crittenden |
1 |
$8,451.00 |
0 |
$0.00 |
1 |
$8,451.00 |
|
Mississippi County EOC |
Crittenden |
9 |
$73,825.00 |
0 |
$0.00 |
9 |
$73,825.00 |
Loans by New / Existing
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY 2008 |
|||||
|
EXISTING OR NEW |
COUNTY |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
|
Existing
|
Craighead |
0 |
$0.00 |
1 |
$5,476.00 |
1 |
$5,476.00 |
|
Crittenden |
9 |
$73,742.00 |
0 |
$0.00 |
9 |
$73,742.00 |
|
|
Lonoke |
1 |
$5,850.00 |
1 |
$3,750.00 |
2 |
$9,600.00 |
|
|
Subtotal |
10 |
$79,592.00 |
2 |
$9,226.00 |
12 |
$88,818.00 |
|
|
New
|
Craighead |
0 |
$0.00 |
1 |
$2,550.00 |
1 |
$2,550.00 |
|
Crittenden |
1 |
$8,534.00 |
0 |
$0.00 |
1 |
$8,534.00 |
|
|
Lonoke |
3 |
$18,074.00 |
0 |
$0.00 |
3 |
$18,074.00 |
|
|
Subtotal |
4 |
$26,608.00 |
1 |
$2,550.00 |
5 |
$29,158.00 |
|
Borrowers Profile
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY2008 |
|||||
|
ETHNICITY |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
Minority |
Craighead |
0 |
$0.00 |
2 |
$8,026.00 |
2 |
$8,026.00 |
|
Crittenden |
4 |
$28,130.00 |
0 |
$0.00 |
4 |
$28,130.00 |
|
|
Subtotal |
4 |
$28,130.00 |
2 |
$8,026.00 |
6 |
$36,156.00 |
|
|
Non-Minority
|
Crittenden |
6 |
$54,146.00 |
0 |
$0.00 |
6 |
$54,146.00 |
|
Lonoke |
4 |
$23,924.00 |
1 |
$3,750.00 |
5 |
$27,674.00 |
|
|
Subtotal |
10 |
$78,070.00 |
1 |
$3,750.00 |
11 |
$81,820.00 |
|
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY2008 |
|||||
|
ETHNICITY |
COUNTY |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
|
Minority |
Craighead |
$0.00 |
$0.00 |
$18,755.10 |
$18,755.10 |
$18,755.10 |
$18,755.10 |
|
Crittenden |
$31,870.20 |
$31,040.20 |
$0.00 |
$0.00 |
$31,870.20 |
$31,040.20 |
|
|
Non-Minority |
Crittenden |
$30,692.24 |
$29,270.52 |
$0.00 |
$0.00 |
$30,692.24 |
$29,270.52 |
|
Lonoke |
$29,230.38 |
$31,776.18 |
$22,802.52 |
$22,802.52 |
$26,016.45 |
$28,896.32 |
|
|
Subtotal |
$30,107.50 |
$31,072.32 |
$22,802.52 |
$22,802.52 |
$26,455.01 |
$28,763.67 |
|
Gender of House of Household
|
7/2007 12/2007 |
1/2008 6/2008 |
TOTAL FY2008 |
|||||
|
Gender |
County |
No Loans |
Pct |
No Loans |
Pct |
No Loans |
Pct |
|
Female |
Craighead |
0 |
0.0% |
2 |
66.7% |
2 |
11.8% |
|
Crittenden |
4 |
28.6% |
0 |
0.0% |
4 |
23.5% |
|
|
Lonoke |
2 |
14.3% |
0 |
0.0% |
2 |
11.8% |
|
|
Subtotal |
6 |
42.9% |
2 |
66.7% |
8 |
47.1% |
|
|
Male |
Crittenden |
6 |
42.9% |
0 |
0.0% |
6 |
35.3% |
|
Lonoke |
2 |
14.3% |
1 |
33.3% |
3 |
17.7% |
|
|
Subtotal |
8 |
57.1% |
1 |
33.3% |
9 |
52.9% |
|
Average Age of Head of Household
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
TOTAL FY 2008 |
|
|
County |
Average Age |
Average Age |
Average Age |
|
Craighead |
0.0 |
34.5 |
34.5 |
|
Crittenden |
32.1 |
0.0 |
32.1 |
|
Lonoke |
41.5 |
22.0 |
31.8 |
|
CD Average |
36.8 |
28.2 |
32.8 |
Average House Size
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
TOTAL FY 2008 |
|
|
County |
Average House Size |
Average House Size |
Average House Size |
|
Craighead |
0.0 |
3.0 |
3.0 |
|
Crittenden |
2.3 |
0.0 |
2.3 |
|
Lonoke |
2.3 |
3.0 |
2.7 |
|
CD Average |
2.3 |
3.0 |
3.0 |
|
TOTAL HOMEOWNERSHIP: |
|||
|
07/2007 12/2007 |
01/2008 06/2008 |
Total FY2008 |
|
|
$16,197,086.00 |
$12,991,072.00 |
$29,188,158.00 |
|
HOUSING PRODUCTION (HP)
Program Partners and / or Participants FY2008:
|
NAME |
Counties in Cong. District Served |
|
Craighead |
|
Lee |
|
Craighead |
|
Craighead |
|
Arkansas & Cleburne |
|
Craighead |
|
Craighead |
|
Baxter & Stone |
|
Craighead |
|
Baxter & Searcy |
|
St. Francis |
|
St. Francis |
|
Craighead |
|
Cleburne |
|
Arkansas |
|
Independence, Izard, Jackson, Sharp & Woodruff |
HOME Allocations / Board Approvals by Type
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
FY2008 TOTAL |
|||||
|
Type |
County |
No. Units |
Dollar Amount |
No. Units |
Dollar Amount |
No. Units |
Dollar Amount |
|
Acquisition Rehab |
Baxter |
0 |
$0.00 |
10 |
$400,000.00 |
10 |
$400,000.00 |
|
Craighead |
0 |
$0.00 |
20 |
$800,000.00 |
20 |
$800,000.00 |
|
|
Stone |
0 |
$0.00 |
20 |
$800,000.00 |
20 |
$800,000.00 |
|
|
Subtotal |
0 |
$0.00 |
50 |
$2,000,000.00 |
50 |
$2,000,000.00 |
|
|
Rental New Construction |
Arkansas |
0 |
$0.00 |
10 |
$400,000.00 |
10 |
$400,000.00 |
|
Cleburne |
0 |
$0.00 |
10 |
$400,000.00 |
10 |
$400,000.00 |
|
|
Craighead |
0 |
$0.00 |
10 |
$400,000.00 |
10 |
$400,000.00 |
|
|
Lee |
0 |
$0.00 |
11 |
$350,000.00 |
11 |
$350,000.00 |
|
|
St. Francis |
0 |
$0.00 |
10 |
$400,000.00 |
10 |
$400,000.00 |
|
|
Subtotal |
0 |
$0.00 |
51 |
$1,950,000.00 |
51 |
$1,950,000.00 |
|
|
Homeowner New Construction |
Craighead |
0 |
$0.00 |
10 |
$935,000.00 |
10 |
$935,000.00 |
|
St. Francis |
0 |
$0.00 |
5 |
$467,500.00 |
5 |
$467,500.00 |
|
|
Subtotal |
0 |
$0.00 |
15 |
$1,402,500.00 |
15 |
$1,402,500.00 |
|
|
Homeowner Rehab or Mortgage Subsidy |
Prairie |
7 |
$415,667.00 |
$0 |
$0.00 |
7 |
$415.667.00 |
|
Tenant Based Rental Assistance |
Baxter |
0 |
$0.00 |
22 |
$48,588.00 |
22 |
$48,588.00 |
|
Independence |
21 |
$66,666.00 |
0 |
$0.00 |
21 |
$66,666.00 |
|
|
Izard |
21 |
$66,666.00 |
0 |
$0.00 |
21 |
$66,666.00 |
|
|
Jackson |
21 |
$66,667.00 |
0 |
$0.00 |
21 |
$66,667.00 |
|
|
Searcy |
0 |
$0.00 |
21 |
$48,588.00 |
21 |
$48,588.00 |
|
|
Sharp |
21 |
$66,667.00 |
0 |
$0.00 |
21 |
$66,667.00 |
|
|
Woodruff |
20 |
$66,667.00 |
0 |
$0.00 |
20 |
$66,667.00 |
|
|
Subtotal |
104 |
$333,333.00 |
43 |
$97,176.00 |
147 |
$430,509.00 |
|
|
FY2008 Total |
111 |
$749,000.00 |
159 |
$5,449,676.00 |
270 |
$6,198,676.00 |
|
Low Income Housing Tax Credits / Board Approvals (only one round per fiscal year)
|
County |
No. Units |
Federal Fund Dollar Amount |
State Funds Dollar Amount |
Total Dollar Amount |
|
Arkansas |
38 |
$400,000.00 |
$0.00 |
$400,000.00 |
|
Baxter |
64 |
$425,000.00 |
$0.00 |
$425,000.00 |
|
Cleburne |
38 |
$400,000.00 |
$0.00 |
$400,000.00 |
|
Craighead |
127 |
$1,094,258.00 |
$0.00 |
$1,094,258.00 |
|
Lee |
26 |
$325,083.00 |
$53,673.00 |
$378,756.00 |
|
St. Francis |
40 |
$425,000.00 |
$85,000.00 |
$510,000.00 |
|
Stone |
87 |
$398,059.00 |
$0.00 |
$398,059.00 |
|
CD 1 Total |
420 |
$3,467,400.00 |
$138,673.00 |
$3,606,073.00 |
Multifamily Housing Bonds
No Multifamily Housing Bond Program Activity FY2008
|
TOTAL HOUSING PRODUCTION: |
|||
|
07/2007 12/2007 |
01/2008 06/2008 |
Total FY2008 |
|
|
$749,000.00 |
$9,055,749.00 |
$9,804,749.00 |
|
DEVELOPMENT FINANCE
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
FY2008 TOTAL |
||||||
|
Type |
County |
No. Projects |
Dollar Amount |
No. Projects |
Dollar Amount |
No. Projects |
Dollar Amount |
Average Per Unit |
|
Bond Guaranty |
Lonoke |
0 |
$0.00 |
1 |
$500,000.00 |
1 |
$500,000.00 |
$500,000.00 |
|
Higher Education Facilities |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Other |
Arkansas |
1 |
$2,465,000.00 |
0 |
$0.00 |
1 |
$2,465,000.00 |
$2,465,000.00 |
|
Safe Drinking Water Revolving Loan Fund |
Lonoke |
1 |
$13,000,000.00 |
0 |
$0.00 |
1 |
$13,000,000.00 |
$13,000,000.00 |
|
State Facilities Financing |
Searcy |
1 |
$8,300,000.00 |
0 |
$0.00 |
1 |
$8,300,000.00 |
$8,300,000.00 |
|
Wastewater Revolving Loan Fund |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
DEVELOPMENT FINANCE: |
|||
|
07/2007 12/2007 |
01/2008 06/2008 |
Total FY2008 |
|
|
$23,765,000.00 |
$500,000.00 |
$24,265,000.00 |
|
OTHER PROGRAM(S)
Rehab / Disability Loan Program
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
FY2008 TOTAL |
||||
|
No. Loans |
Dollar Amount |
No. Loans |
Dollar Amount |
No. Loans |
Dollar Amount |
Average Per Unit |
|
0 |
$0 |
1 |
$8,550.00 |
1 |
$8,550.00 |
$8,550.00 |
|
TOTAL FUNDS FOR CONGRESSIONAL DISTRICT 1 |
|
07/2007 12/2007 |
01/2008 06/2008 |
Total FY2008 |
|
$40,711,086.00 |
$22,553,371.00 |
$63,266,457.00 |
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