Originator / Branch	No. Loans	Dollar Amount
The Kissell Company, Little Rock, AR	1	*$40,899.00*
Union Bank of Benton, Benton, AR	1	*$72,420.00*
Community Home Lenders, Inc., Cabot, AR	1	*$95,000.00*
First Financial Bank, North Little Rock, AR	2	*$171,803.00*
Superior Federal Bank, Little Rock, AR	2	*$118,850.00*
Countrywide Home Loans, Inc., North Little Rock, AR	4	*$275,183.00*
Regions Mortgage, Inc., Little Rock, AR	26	*$1,721,556.00*
Regions Mortgage, Inc., North Little Rock, AR	16	*$1,045,210.00*
Metropolitan National Bank, Little Rock, AR	20	*$1,440,631.00*
Pulaski Mortgage Company, Little Rock, AR	63	*$4,042,312.00*
The Carroll Mortgage Group, Inc., Little Rock, AR	5	*$312,034.00*
US Bank Home Mortgage, North Little Rock, AR	2	*$118,544.00*
Bank of the Ozarks of Fort Smith, Little Rock, AR	2	*$205,799.00*
Simmons 1^st National Bank, Pine Bluff, AR	1	*$49,126.00*
Arvest Mortgage Company, Lowell, AR	5	*$284,252.00*
Cor, Little Rock, AR	1	*$46,175.00*

Loans by New or Existing

New or Existing	No. Loans	Dollar Amount
Existing Construction	*141*	*$9,166,526.00*
New or Proposed Construction	11	*$873,268.00*

Demographics

Ethnicity	No. Loans	Dollar Amount	Percent
Non-Minorities	39	*$2,610,852.00*	*25.7%*
Minorities	*113*	*$7,428,942.00*	*74.3%*

Ethnicity	Mean Income	Median Income
Non-Minorities	*$31,855.34*	*$30,741.00*
Minorities	*$32,513.68*	*$31,154.64*

Average Household Size:	*2.1*

Loan Cancellation Rate:	*12.1%*

DOWN PAYMENT ASSISTANCE PROGRAM

Current Participating Homebuyer Counselors Located in County

Argenta Neighborworks Homeownership Center

North Little Rock, AR 501.372.6936

Community Resource Tech, Little Rock, AR

Central Arkansas Development Council

Little Rock, AR 501.565.7054

Family Service Agency

Little Rock, AR 501.753.0202

www.helpingfamiliesfirst.com

In Affordable Housing, Inc.

Little Rock, AR 501.221.2203

Loan Statistics

NO. LOANS	DOLLAR AMOUNT	MEAN LOAN AMT.	% of H2O (1^ST) LOANS
*102*	*$272,189.00*	*$2,668.52*	*67.1%*

Loans by Homebuyer Counselor

Counselor	No. Loans	Dollar Amount
Argenta Neighborworks Homeownership Center	24	*$66,560.00*
Community Resource Tech	3	*$8,500.00*
Dream Makers Housing Counseling Agency, Inc.	11	*$27,930.00*
Family Service Agency	1	*$2,250.00*
In Affordable Housing, Inc.	63	*$166,949.00*

Loans by New or Existing

New or Existing	No. Loans	Dollar Amount
Existing Construction	99	*$263,189.00*
New or Proposed Construction	3	*$9,000.00*

Demographics

Ethnicity	No. Loans	Dollar Amount	Percent
Non-Minorities	29	*$75,080.00*	*28.4%*
Minorities	73	*$197,109.00*	*71.6%*

Loan Cancellation Rate: 15.0%

TOTAL HOMEOWNERSHIP FY 2004: $10,311,983.00

Total Economic Impact

Local Jobs Supported: 35

Local Business Owner’s Income: $287,980.00

Local Wages & Salaries: $1,295,030.00

Local Government Revenue: $204,270.00

TOTAL MONETARY IMPACT: $1,787,280.00

HOUSING PRODUCTION

Affordable Housing Partners Serving County

Conine Realty Advisers, Inc., Frisco, TX (Developer & General Partner)

972.668.6600

For Us, Inc. (HOME Program)

JPM Group, Jacksonville, FL (Developer); 904.346.1454

Little Rock Housing Redevelopment, Inc., Little Rock, AR (Developer

& General Partner); 501.340.4826

Pathfinder, Inc. (HOME Program)

www.pathfinderinc.org

RichSmith Development, North Little Rock, AR (Developer)

501.758.0050

www.richsmithdev.com

Spa Area Independent Living Services (SAILS) (HOME Program-Statewide

Projects)

1.800.255.7549

www.myceon.com/training.com/heroes.pdf

The Resource Foundation, Inc., Nashville, TN (General Partner)

615.251.0025

William Keith Richardson Trust, North Little Rock, AR (General

Partner); 501.758.0050

Program Statistics

HOME Allocations / Board Approvals FY 2004

	No. Units	HOME Funds
Rental New Construction	0	*$0.00*
Rental Rehab	0	*$0.00*
Homeowner New Construction	0	*$0.00*
Homeowner Rehab or Mortgage Subsidy	*2.5*	*$159,902.50*
Tenant Based Rental Assistance	*Tenants-30*	*$181,615.00*
Acq / Rehab	0	*$0.00*
TOTAL	*Units – 2.5* *Tenants – 30*	*$341,517.50*
Average Amount per Unit		*Units - $63,961.00* *Tenants - $6,053.83*

Disbursements of FY04’s & Previous Years’ HOME Allocations/Approvals and FY2004 Low-Income Tax Credits

	No. Units	Tax-Exempt Bonds	Low Income Hsng Tax Credits	HOME Funds	Total
Rental New Construction	*369*	*$8,400,000.00*	*$1,280,000.00*	*$0.00*	*$9,680,000.00*
Rental Rehab	0	*$0.00*	*$0.00*	*$0.00*	*$0.00*
Homeowner New Construction	0	*$0.00*	*$0.00*	*$0.00*	*$0.00*
Homeowner Rehab or Mortgage Subsidy	0	*$0.00*	*$0.00*	*$0.00*	*$0.00*
Tenant Based Rental Assistance	0	*$0.00*	*$0.00*	*$0.00*	*$0.00*
Acq / Rehab	0	*$0.00*	*$0.00*	*$0.00*	*$0.00*
TOTAL	*369*	*$8,400,000.00*	*$1,280,000.00*	*$0.00*	*$9,680,000.00*
Average Amount per Unit					*$26,233.06*

TOTAL HOUSING PRODUCTION FY 2004: $9,680,000.00

Total Economic Impact

Local Jobs Supported: 587

Local Business Owner’s Income: $5,431,680.00

Local Wages & Salaries: $22,191,660.00

Local Government Revenue: $3,741,660.00

TOTAL MONETARY IMPACT: $31,365,000.00

DEVELOPMENT FINANCE

Capital Access Program-Participating Lenders

First Arkansas Bank & Trust, Jacksonville, AR 501.982.4511

www.firstarkansasbank.com/

Eagle Bank & Trust, Little Rock, AR 501.223.2000

www.eaglebank.com

US Bank, North Little Rock, AR 501.688.1259

Program Statistics

Program	No. Projects	Project Amount	Average Project Amount
ADFA Bond Guaranty	0	*$0.00*	*$0.00*
AEDC/Other Bond Guaranty	0	*$0.00*	*$0.00*
Higher Education Facilities	0	*$0.00*	*$0.00*
Wastewater Revolving Loan	2	*$37,100,000.00*	*$18,550,000.00*
Safe Drinking Water Revolving Loan	0	*$0.00*	*$0.00*
ADFA-Originated Loans	0	*$0.00*	*$0.00*
Bond Guaranty Reserve Fund	0	*$0.00*	*$0.00*
Capital Access Program	0	*$0.00*	*$0.00*
Disadvantaged Business Enterprise	0	*$0.00*	*$0.00*
Beginning Farmer	0	*$0.00*	*$0.00*
Governmental Conduits	1	*$26,000,000.00*	*$26,000,000.00*
Special Projects Fund	0	*$0.00*	*$0.00*

TOTAL DEVELOPMENT FINANCE FY 2004: $63,100,000.00

TOTAL FUNDS FOR PULASKI COUNTY FY 2004

$83,091,983.00

Distribution of these total funds
Homeownership	*$10,311,983.00*
Housing Production	*$9,680,000.00*
Development Finance	*$63,100,000.00*

Statewide Statistics / Congressional District 2