|
|
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
MEDIAN LOAN AMT. |
|
2006 |
37 |
$2,534,377.00 |
$68,496.68 |
$69,900.00 |
|
2005 |
34 |
$2,185,093.00 |
$64,267.44 |
$65,550.00 |
Loans by Originator
|
Originator / Branch |
FY |
No. Loans |
Dollar Amount |
|
Arkansas Federal Credit Union, Jacksonville, AR |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$44,650,00 |
|
|
Arvest Mortgage Company, Lowell, AR |
2006 |
2 |
$150,552.00 |
|
2005 |
2 |
$149,050.00 |
|
|
Bank of Dardanelle, Russellville, AR |
2006 |
24 |
$1,587,577.00 |
|
2005 |
19 |
$1,142,393.00 |
|
|
First Arkansas Valley Bank, Russellville, AR |
2006 |
8 |
$563,598.00 |
|
2005 |
8 |
$586,450.00 |
|
|
Simmons First Bank, Russellville, AR |
2006 |
3 |
$232,650.00 |
|
2005 |
4 |
$262,550.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
34 |
$2,285,161.00 |
|
2005 |
30 |
$1,826,143.00 |
|
|
New or Proposed Construction |
2006 |
3 |
$249,216.00 |
|
2005 |
4 |
$358,950.00 |
Loans by Loan Type
|
Loan Type |
FY |
No. Loans |
Dollar Amount |
|
FHA |
2006 |
3 |
$195,408.00 |
|
2005 |
10 |
$639,400.00 |
|
|
VA |
2006 |
1 |
$66,112.00 |
|
2005 |
0 |
$0.00 |
|
|
Conventional |
2006 |
6 |
$312,305.00 |
|
2005 |
9 |
$462,315.00 |
|
|
Rural Development |
2006 |
27 |
$1,960,552.00 |
|
2005 |
15 |
$1,083,378.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Percent |
|
Non-Minorities |
2006 |
24 |
$1,546,179.00 |
64.9% |
|
2005 |
17 |
$2,079,444.26 |
50.0% |
|
|
Minorities |
2006 |
13 |
$988,198.00 |
35.1% |
|
2005 |
16 |
$70,848.74 |
47.1% |
|
|
Unknown |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
1 |
$34,800.00 |
2.9% |
|
Ethnicity |
FY |
Mean Income |
Median Income |
|
Non-Minorities |
2006 |
$32,700.55 |
$31,280.04 |
|
2005 |
$33,131.67 |
$28,332.04 |
|
|
Minorities |
2006 |
$27,798.62 |
$22,932.00 |
|
2005 |
$29,852.76 |
$32,136.00 |
|
|
Unknown |
2006 |
$0.00 |
$0.00 |
|
2005 |
$34,800.00 |
$21,792.00 |
|
Gender-Head of Hshld |
FY |
No. |
Pct. |
|
Males |
2006 |
25 |
67.6% |
|
2005 |
19 |
55.9% |
|
|
Females |
2006 |
12 |
32.4% |
|
2005 |
14 |
41.2% |
|
|
Unknown |
2006 |
0 |
0.0% |
|
2005 |
1 |
2.9% |
|
FY 2006 |
Average Age of Head of Household: |
|
31.5 |
|
FY 2005 |
|
30.1 |
|
FY 2006 |
Average Household Size: |
|
2.5 |
|
FY 2005 |
|
3.0 |
|
|
|
|
|
|
|
FY 2006 |
Loan Cancellation Rate: |
|
31.4% |
|
FY 2005 |
|
17.1% |
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
% OF H2O LOANS |
|
2006 |
12 |
$28,605.00 |
$2,383.75 |
32.4% |
|
2005 |
14 |
$36,957.00 |
$2,639.79 |
41.2% |
Loans by Homebuyer Counselor
|
Counselor |
FY |
No. Loans |
Dollar Amount |
|
Arkansas River Valley Area Council, Dardanelle, AR |
2006 |
3 |
$5,605.00 |
|
2005 |
2 |
$5,145.00 |
|
|
In Affordable Housing, Inc., Little Rock, AR |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$2,800.00 |
|
|
Universal Housing Development Corporation, Russellville, AR |
2006 |
6 |
$16,000.00 |
|
2005 |
11 |
$29,012.00 |
|
|
Unknown |
2006 |
3 |
$7,000.00 |
|
2005 |
0 |
$0.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
12 |
$28,605.00 |
|
2005 |
11 |
$28,313.00 |
|
|
New or Proposed Construction |
2006 |
0 |
$0.00 |
|
2005 |
3 |
$8,644.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Pct |
|
Non-Minorities |
2006 |
5 |
$11,195.00 |
41.7% |
|
2005 |
6 |
$14,513.00 |
42.9% |
|
|
Minorities |
2006 |
6 |
$14,410.00 |
50.0% |
|
2005 |
7 |
$19,444.00 |
50.0% |
|
|
Unknown |
2006 |
1 |
$3,000.00 |
8.3% |
|
2005 |
1 |
$3,000.00 |
7.1% |
|
FY 2006 |
Loan Cancellation Rate: |
|
25.0% |
|
FY 2005 |
|
14.4% |
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
% OF H2O LOANS |
|
2006 |
2 |
$5,661.00 |
$2,830.50 |
5.4% |
|
2005 |
6 |
$25,146.00 |
$4,191.00 |
17.6% |
Loans by Homebuyer Counselor
|
Counselor |
FY |
No. Loans |
Dollar Amount |
|
Universal Housing Development Corporation, Russellville, AR |
2006 |
2 |
$5,661.00 |
|
2005 |
6 |
$25,146.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
2 |
$5,661.00 |
|
2005 |
6 |
$25,146.00 |
|
|
New or Proposed Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Pct |
|
Non-Minorities |
2006 |
2 |
$5,661.00 |
100.0% |
|
2005 |
1 |
$4,250.00 |
16.7% |
|
|
Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
5 |
$20,896.00 |
83.3% |
|
FY 2006 |
Loan Cancellation Rate: |
|
75.0% |
|
FY 2005 |
|
25.0% |
|
TOTAL HOMEOWNERSHIP FY 2006: |
$2,568,643.00 |
|
Total Homeownership FY 2005: |
$2,247,196.00 |
|
Growth 05 to 06: |
+12.5% |
HOME Allocations / Board Approvals
|
|
FY |
No. Units |
HOME Funds |
|
Rental New Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Rental Rehab |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Homeowner New Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Homeowner Rehab or Mortgage Subsidy |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Tenant Based Rental Assistance |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Acq / Rehab |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
TOTAL |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Average Amount per Unit |
2006 |
|
$0.00 |
|
2005 |
|
$0.00 |
Low-Income Housing Tax Credits / Board Approvals
|
|
FY |
No. Units |
Federal LIHTC |
State LIHTC |
Total Funds |
Average Per Unit |
|
Total |
2006 |
0 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
Multifamily Housing Bonds
|
|
FY |
No. Units |
Dollar Amount |
Average per Unit |
|
Total |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
TOTAL HOUSING PRODUCTION FY 2006: |
$0.00 |
|
Total Housing Production FY 2005: |
$0.00 |
|
Growth 05 to 06: |
0.0% |
|
Program |
FY |
No. Projects |
Project Amount |
Average Project Amount |
|
ADFA Bond Guaranty |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
ADED/Other Bond Guaranty |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Higher Education Facilities |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Wastewater Revolving Loan |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Safe Drinking Water Revolving Loan |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Bond Guaranty Reserve Fund |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Capital Access Program |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
State Facilities Financing |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Interim Loans with other Agencies |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Special Projects Fund |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Taxable Industrial Revenue Bonds |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
TOTAL DEV. FINANCE FY 2006: |
$0.00 |
|
Total DEV. FINANCE FY 2005: |
$0.00 |
|
Growth 05 to 06: |
0.0% |
TOTAL FUNDS FOR YELL COUNTY FY 2006
$2,568,643.00
TOTAL FUNDS FOR YELL COUNTY FY 2005
$2,247,196.00
GROWTH 05 TO 06
+12.5%
