|
|
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
MEDIAN LOAN AMT. |
|
2006 |
25 |
$1,941,042.53 |
$77,641.70 |
$77,388.00 |
|
2005 |
20 |
$1,529,988.00 |
$76,499.40 |
$72,000.00 |
Loans by Originator
|
Originator / Branch |
FY |
No. Loans |
Dollar Amount |
|
Bank of the Ozarks, Little Rock, AR |
2006 |
4 |
$398,131.53 |
|
2005 |
2 |
$123,563.00 |
|
|
First Arkansas Valley Bank, Searcy, AR |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$57,049.00 |
|
|
First Security Bank, Searcy, AR |
2006 |
11 |
$800,328.00 |
|
2005 |
12 |
$977,386.00 |
|
|
Metropolitan National Bank, Little Rock, AR |
2006 |
1 |
$69,451.00 |
|
2005 |
0 |
$0.00 |
|
|
Pulaski Mortgage Company, Little Rock, AR |
2006 |
1 |
$73,587.00 |
|
2005 |
0 |
$0.00 |
|
|
Regions Mortgage, Inc., Little Rock, AR |
2006 |
1 |
$80,388.00 |
|
2005 |
1 |
$73,422.00 |
|
|
Regions Mortgage, Inc., Searcy, AR |
2006 |
7 |
$519,157.00 |
|
2005 |
1 |
$67,497.00 |
|
|
Simmons First Mortgage, Searcy, AR |
2006 |
0 |
$0.00 |
|
2005 |
3 |
$231,071.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
23 |
$1,772,537.53 |
|
2005 |
20 |
$1,529,988.00 |
|
|
New or Proposed Construction |
2006 |
2 |
$168,505.00 |
|
2005 |
0 |
$0.00 |
Loans by Loan Type
|
Loan Type |
FY |
No. Loans |
Dollar Amount |
|
FHA |
2006 |
13 |
$994,301.00 |
|
2005 |
12 |
$854,724.00 |
|
|
VA |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Conventional |
2006 |
1 |
$97,700.00 |
|
2005 |
1 |
$73,422.00 |
|
|
Rural Development |
2006 |
11 |
$849,041.53 |
|
2005 |
7 |
$601,842.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Percent |
|
Non-Minorities |
2006 |
24 |
$1,844,307.53 |
96.0% |
|
2005 |
20 |
$1,529,988.00 |
100.0% |
|
|
Minorities |
2006 |
1 |
$96,735.00 |
4.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
Ethnicity |
FY |
Mean Income |
Median Income |
|
Non-Minorities |
2006 |
$36,700.59 |
$36,718.80 |
|
2005 |
$36,795.12 |
$33,258.00 |
|
|
Minorities |
2006 |
$50,559.72 |
$50,559.72 |
|
2005 |
$0.00 |
$0.00 |
|
Gender-Head of Hshld |
FY |
No. |
Pct. |
|
Males |
2006 |
16 |
64.0% |
|
2005 |
15 |
75.0% |
|
|
Females |
2006 |
9 |
36.0% |
|
2005 |
4 |
20.0% |
|
FY 2006 |
Average Age of Head of Household: |
|
30.7 |
|
FY 2005 |
|
31.2 |
|
FY 2006 |
Average Household Size: |
|
2.4 |
|
FY 2005 |
|
2.2 |
|
|
|
|
|
|
|
FY 2006 |
Loan Cancellation Rate: |
|
16.7% |
|
FY 2005 |
|
41.2% |
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
% OF H2O LOANS |
|
2006 |
14 |
$35,173.00 |
$2,512.36 |
56.0% |
|
2005 |
13 |
$30,296.00 |
$2,330.46 |
65.0% |
Loans by Homebuyer Counselor
|
Counselor |
FY |
No. Loans |
Dollar Amount |
|
Black Community Development Program |
2006 |
1 |
$3,000.00 |
|
2005 |
0 |
$0.00 |
|
|
Community Resource Technicians, Little Rock, AR |
2006 |
5 |
$11,525.00 |
|
2005 |
4 |
$8,886.00 |
|
|
Dream Makers Housing Counseling Agency, Pine Bluff, AR |
2006 |
1 |
$1,700.00 |
|
2005 |
0 |
$0.00 |
|
|
In Affordable Housing, Inc., Little Rock, AR |
2006 |
6 |
$15,948.00 |
|
2005 |
9 |
$21,410.00 |
|
|
Unknown |
2006 |
1 |
$3,000.00 |
|
2005 |
0 |
$0.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
12 |
$29,828.00 |
|
2005 |
13 |
$30,296.00 |
|
|
New or Proposed Construction |
2006 |
2 |
$5,345.00 |
|
2005 |
0 |
$0.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Pct |
|
Non-Minorities |
2006 |
13 |
$32,173.00 |
92.9% |
|
2005 |
12 |
$27,296.00 |
92.3% |
|
|
Minorities |
2006 |
1 |
$3,000.00 |
7.1% |
|
2005 |
1 |
$3,000.00 |
7.7% |
|
FY 2006 |
Loan Cancellation Rate: |
|
12.5% |
|
FY 2005 |
|
43.5% |
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
% OF H2O LOANS |
|
2006 |
2 |
$9,200.00 |
$4,600.00 |
8.0% |
|
2005 |
2 |
$7,225.00 |
$3,612.50 |
10.0% |
Loans by Homebuyer Counselor
|
Counselor |
FY |
No. Loans |
Dollar Amount |
|
In Affordable Housing, Inc., Little Rock, AR |
2006 |
2 |
$9,200.00 |
|
2005 |
2 |
$7,225.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
2 |
$9,200.00 |
|
2005 |
2 |
$7,225.00 |
|
|
New or Proposed Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Pct |
|
Non-Minorities |
2006 |
2 |
$9,200.00 |
100.0% |
|
2005 |
2 |
$7,225.00 |
100.0% |
|
|
Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
FY 2006 |
Loan Cancellation Rate: |
|
50.0% |
|
FY 2005 |
|
0.0% |
|
TOTAL HOMEOWNERSHIP FY 2006: |
$1,985,415.53 |
|
Total Homeownership FY 2005: |
$1,567,509.00 |
|
Growth 05 to 06: |
+21.0% |
HOME Allocations / Board Approvals
|
|
FY |
No. Units |
HOME Funds |
|
Rental New Construction |
2006 |
0 |
$0.00 |
|
2005 |
10 |
$400,000.00 |
|
|
Rental Rehab |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Homeowner New Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Homeowner Rehab or Mortgage Subsidy |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Tenant Based Rental Assistance |
2006 |
22.5 |
$66,652.00 |
|
2005 |
0 |
$0.00 |
|
|
Acq / Rehab |
2006 |
5 |
$200,000.00 |
|
2005 |
0 |
$0.00 |
|
|
TOTAL |
2006 |
27.5 |
$266,652.00 |
|
2005 |
10 |
$400,000.00 |
|
|
Average Amount per Unit |
2006 |
|
$9,696.44 |
|
2005 |
|
$40,000.00 |
Low-Income Housing Tax Credits / Board Approvals
|
|
FY |
No. Units |
Federal LIHTC |
State LIHTC |
Total Funds |
Average Per Unit |
|
Total |
2006 |
25 |
$119,710.00 |
$0.00 |
$119,710.00 |
$4,788.40 |
|
2005 |
24 |
$76,607.00 |
$0.00 |
$76,607.00 |
$3,191.96 |
Multifamily Housing Bonds
|
|
FY |
No. Units |
Dollar Amount |
Average per Unit |
|
Total |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
TOTAL HOUSING PRODUCTION FY 2006: |
$386,362.00 |
|
Total Housing Production FY 2005: |
$476,607.00 |
|
Growth 05 to 06: |
-18.9% |
|
Program |
FY |
No. Projects |
Project Amount |
Average Project Amount |
|
ADFA Bond Guaranty |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
1 |
$150,000.00 |
$150,000.00 |
|
|
ADED/Other Bond Guaranty |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Higher Education Facilities |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Wastewater Revolving Loan |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Safe Drinking Water Revolving Loan |
2006 |
1 |
$1,250,000.00 |
$1,250,000.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Bond Guaranty Reserve Fund |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Capital Access Program |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
State Facilities Financing |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Interim Loans with other Agencies |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Special Projects Fund |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Taxable Industrial Revenue Bonds |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
TOTAL DEV. FINANCE FY 2006: |
$1,250,000.00 |
|
Total DEV. FINANCE FY 2005: |
$150,000.00 |
|
Growth 05 to 06: |
+88.0% |
TOTAL FUNDS FOR WHITE COUNTY FY 2006
$3,621,777.53
TOTAL FUNDS FOR WHITE COUNTY FY 2005
$2,194,116.00
GROWTH 05 TO 06
+39.4%
