|
|
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
MEDIAN LOAN AMT. |
|
2006 |
9 |
$696,243.00 |
$77,360.33 |
$79,000.00 |
|
2005 |
18 |
$1,307,294.00 |
$72,627.44 |
$65,226.00 |
Loans by Originator
|
Originator / Branch |
FY |
No. Loans |
Dollar Amount |
|
Pulaski Mortgage Company, Forrest City, AR |
2006 |
5 |
$400,125.00 |
|
2005 |
15 |
$1,140,484.00 |
|
|
Pulaski Mortgage Company, West Memphis, AR |
2006 |
4 |
$296,118.00 |
|
2005 |
3 |
$166,810.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
9 |
$696,243.00 |
|
2005 |
16 |
$1,084,299.00 |
|
|
New or Proposed Construction |
2006 |
0 |
$0.00 |
|
2005 |
2 |
$222,995.00 |
Loans by Loan Type
|
Loan Type |
FY |
No. Loans |
Dollar Amount |
|
FHA |
2006 |
3 |
$212,945.00 |
|
2005 |
8 |
$598,885.00 |
|
|
VA |
2006 |
1 |
$100,107.00 |
|
2005 |
0 |
$0.00 |
|
|
Conventional |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Rural Development |
2006 |
5 |
$383,191.00 |
|
2005 |
10 |
$708,409.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Percent |
|
Non-Minorities |
2006 |
7 |
$548,325.00 |
77.8% |
|
2005 |
10 |
$688,773.00 |
55.6% |
|
|
Minorities |
2006 |
2 |
$147,918.00 |
22.2% |
|
2005 |
8 |
$618,521.00 |
44.4% |
|
Ethnicity |
FY |
Mean Income |
Median Income |
|
Non-Minorities |
2006 |
$41,027.31 |
$41,172.96 |
|
2005 |
$43,775.27 |
$45,402.00 |
|
|
Minorities |
2006 |
$51,884.64 |
$51,884.64 |
|
2005 |
$38,101.50 |
$38,706.00 |
|
Gender-Head of Hshld |
FY |
No. |
Pct. |
|
Males |
2006 |
5 |
55.6% |
|
2005 |
10 |
55.6% |
|
|
Females |
2006 |
4 |
44.4% |
|
2005 |
8 |
44.4% |
|
FY 2006 |
Average Age of Head of Household: |
|
29.7 |
|
FY 2005 |
|
31.2 |
|
FY 2006 |
Average Household Size: |
|
2.4 |
|
FY 2005 |
|
2.5 |
|
|
|
|
|
|
|
FY 2006 |
Loan Cancellation Rate: |
|
18.2% |
|
FY 2005 |
|
18.2% |
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
% OF H2O LOANS |
|
2006 |
3 |
$6,389.00 |
$2,129.67 |
33.3% |
|
2005 |
11 |
$25,964.00 |
$2,360.36 |
61.1% |
Loans by Homebuyer Counselor
|
Counselor |
FY |
No. Loans |
Dollar Amount |
|
Mississippi County EOC, Blytheville, AR |
2006 |
2 |
$4,887.00 |
|
2005 |
11 |
$25,964.00 |
|
|
Unknown |
2006 |
1 |
$1,502.00 |
|
2005 |
0 |
$0.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
3 |
$6,389.00 |
|
2005 |
10 |
$22,964.00 |
|
|
New or Proposed Construction |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$3,000.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Pct |
|
Non-Minorities |
2006 |
3 |
$6,389.00 |
100.0% |
|
2005 |
5 |
$12,327.00 |
45.5% |
|
|
Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
6 |
$13,637.00 |
54.5% |
|
FY 2006 |
Loan Cancellation Rate: |
|
25.0% |
|
FY 2005 |
|
31.1% |
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
% OF H2O LOANS |
|
2006 |
0 |
$0.00 |
$0.00 |
0.0% |
|
2005 |
1 |
$1,000.00 |
$1,000.00 |
5.6% |
Loans by Homebuyer Counselor
|
Counselor |
FY |
No. Loans |
Dollar Amount |
|
Mississippi County EOC, Blytheville, AR |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$1,000.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$1,000.00 |
|
|
New or Proposed Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Pct |
|
Non-Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
1 |
$1,000.00 |
100.0% |
|
|
Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
FY 2006 |
Loan Cancellation Rate: |
|
0.0% |
|
FY 2005 |
|
0.0% |
|
TOTAL HOMEOWNERSHIP FY 2006: |
$702,632.00 |
|
Total Homeownership FY 2005: |
$1,334,258.00 |
|
Growth 05 to 06: |
-47.3% |
HOME Allocations / Board Approvals
|
|
FY |
No. Units |
HOME Funds |
|
Rental New Construction |
2006 |
10 |
$400,000.00 |
|
2005 |
0 |
$0.00 |
|
|
Rental Rehab |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Homeowner New Construction |
2006 |
5 |
$440,000.00 |
|
2005 |
0 |
$0.00 |
|
|
Homeowner Rehab or Mortgage Subsidy |
2006 |
6 |
$274,309.00 |
|
2005 |
27 |
$385,000.00 |
|
|
Tenant Based Rental Assistance |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Acq / Rehab |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
TOTAL |
2006 |
21 |
$1,114,309.00 |
|
2005 |
27 |
$385,000.00 |
|
|
Average Amount per Unit |
2006 |
|
$53,062.33 |
|
2005 |
|
$14,259.26 |
Low-Income Housing Tax Credits / Board Approvals
|
|
FY |
No. Units |
Federal LIHTC |
State LIHTC |
Total Funds |
Average Per Unit |
|
Total |
2006 |
40 |
$425,000.00 |
$85,000.00 |
$510,000.00 |
$12,750.00 |
|
2005 |
49 |
$97,159.00 |
$0.00 |
$97,159.00 |
$1,982.84 |
Multifamily Housing Bonds
|
|
FY |
No. Units |
Dollar Amount |
Average per Unit |
|
Total |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
TOTAL HOUSING PRODUCTION FY 2006: |
$1,624,309.00 |
|
Total Housing Production FY 2005: |
$482,159.00 |
|
Growth 05 to 06: |
+70.3% |
|
Program |
FY |
No. Projects |
Project Amount |
Average Project Amount |
|
ADFA Bond Guaranty |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
ADED/Other Bond Guaranty |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Higher Education Facilities |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Wastewater Revolving Loan |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Safe Drinking Water Revolving Loan |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Bond Guaranty Reserve Fund |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Capital Access Program |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
State Facilities Financing |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Interim Loans with other Agencies |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Special Projects Fund |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Taxable Industrial Revenue Bonds |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
TOTAL DEV. FINANCE FY 2006: |
$0.00 |
|
Total DEV. FINANCE FY 2005: |
$0.00 |
|
Growth 05 to 06: |
0.0% |
TOTAL FUNDS FOR ST. FRANCIS COUNTY FY 2006
$2,326,941.00
TOTAL FUNDS FOR ST. FRANCIS COUNTY FY 2005
$1,816,417.00
GROWTH 05 TO 06
+21.9%
