|
|
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
MEDIAN LOAN AMT. |
|
2006 |
9 |
$524,050.00 |
$58,227.78 |
$49,300.00 |
|
2005 |
7 |
$413,225.00 |
$59,032.14 |
$57,500.00 |
Loans by Originator
|
Originator / Branch |
FY |
No. Loans |
Dollar Amount |
|
First Home Mortgage, Inc., Jonesboro, AR |
2006 |
0 |
$0.00 |
|
2005 |
2 |
$84,975.00 |
|
|
Logan Finance, Blytheville, AR |
2006 |
9 |
$524,050.00 |
|
2005 |
5 |
$328,250.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
9 |
$524,050.00 |
|
2005 |
6 |
$346,425.00 |
|
|
New or Proposed Construction |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$66,800.00 |
Loans by Loan Type
|
Loan Type |
FY |
No. Loans |
Dollar Amount |
|
FHA |
2006 |
2 |
$79,400.00 |
|
2005 |
2 |
$67,875.00 |
|
|
VA |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Conventional |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Rural Development |
2006 |
7 |
$444,650.00 |
|
2005 |
5 |
$345,350.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Percent |
|
Non-Minorities |
2006 |
8 |
$479,200.00 |
88.9% |
|
2005 |
7 |
$413,225.00 |
100.0% |
|
|
Minorities |
2006 |
1 |
$44,850.00 |
11.1% |
|
2005 |
0 |
$0.00 |
0.0% |
|
Ethnicity |
FY |
Mean Income |
Median Income |
|
Non-Minorities |
2006 |
$36,292.13 |
$37,646.40 |
|
2005 |
$37,945.71 |
$39,288.00 |
|
|
Minorities |
2006 |
$29,440.08 |
$29,440.08 |
|
2005 |
$0.00 |
$0.00 |
|
Gender-Head of Hshld |
FY |
No. |
Pct. |
|
Males |
2006 |
4 |
44.4% |
|
2005 |
5 |
71.4% |
|
|
Females |
2006 |
5 |
55.6% |
|
2005 |
2 |
28.6% |
|
FY 2006 |
Average Age of Head of Household: |
|
39.8 |
|
FY 2005 |
|
24.5 |
|
FY 2006 |
Average Household Size: |
|
2.6 |
|
FY 2005 |
|
3.1 |
|
|
|
|
|
|
|
FY 2006 |
Loan Cancellation Rate: |
|
0.0% |
|
FY 2005 |
|
12.5% |
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
% OF H2O LOANS |
|
2006 |
2 |
$3,210.00 |
$1,605.00 |
22.2% |
|
2005 |
1 |
$1,500.00 |
$1,500.00 |
14.3% |
Loans by Homebuyer Counselor
|
Counselor |
FY |
No. Loans |
Dollar Amount |
|
Mississippi County EOC, Blytheville, AR |
2006 |
2 |
$3,210.00 |
|
2005 |
1 |
$1,500.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
2 |
$3,210.00 |
|
2005 |
1 |
$1,500.00 |
|
|
New or Proposed Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Pct |
|
Non-Minorities |
2006 |
2 |
$3,210.00 |
100.0% |
|
2005 |
1 |
$1,500.00 |
100.0% |
|
|
Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
FY 2006 |
Loan Cancellation Rate: |
|
0.0% |
|
FY 2005 |
|
50.0% |
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
% OF H2O LOANS |
|
2006 |
1 |
$3,000.00 |
$3,000.00 |
11.1% |
|
2005 |
0 |
$0.00 |
$0.00 |
0.0% |
Loans by Homebuyer Counselor
|
Counselor |
FY |
No. Loans |
Dollar Amount |
|
Mississippi County EOC, Blytheville, AR |
2006 |
1 |
$3,000.00 |
|
2005 |
0 |
$0.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
1 |
$3,000.00 |
|
2005 |
0 |
$0.00 |
|
|
New or Proposed Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Pct |
|
Non-Minorities |
2006 |
1 |
$3,000.00 |
100.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
|
Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
FY 2006 |
Loan Cancellation Rate: |
|
0.0% |
|
FY 2005 |
|
0.0% |
|
TOTAL HOMEOWNERSHIP FY 2006: |
$530,260.00 |
|
Total Homeownership FY 2005: |
$414,725.00 |
|
Growth 05 to 06: |
+21.8% |
HOME Allocations / Board Approvals
|
|
FY |
No. Units |
HOME Funds |
|
Rental New Construction |
2006 |
7 |
$260,000.00 |
|
2005 |
14 |
$242,470.00 |
|
|
Rental Rehab |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Homeowner New Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Homeowner Rehab or Mortgage Subsidy |
2006 |
5 |
$361,575.00 |
|
2005 |
6 |
$439,500.00 |
|
|
Tenant Based Rental Assistance |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Acq / Rehab |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
TOTAL |
2006 |
12 |
$621,575.00 |
|
2005 |
20 |
$681,970.00 |
|
|
Average Amount per Unit |
2006 |
|
$51,797.92 |
|
2005 |
|
$34,098.50 |
Low-Income Housing Tax Credits / Board Approvals
|
|
FY |
No. Units |
Federal LIHTC |
State LIHTC |
Total Funds |
Average Per Unit |
|
Total |
2006 |
18 |
$158,375.00 |
$0.00 |
$158,375.00 |
$8,798.61 |
|
2005 |
14 |
$41,554.00 |
$0.00 |
$41,554.00 |
$2,968.14 |
Multifamily Housing Bonds
|
|
FY |
No. Units |
Dollar Amount |
Average per Unit |
|
Total |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
TOTAL HOUSING PRODUCTION FY 2006: |
$779,950.00 |
|
Total Housing Production FY 2005: |
$723,524.00 |
|
Growth 05 to 06: |
+7.2% |
|
Program |
FY |
No. Projects |
Project Amount |
Average Project Amount |
|
ADFA Bond Guaranty |
2006 |
1 |
$1,302,500.00 |
$1,302,500.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
ADED/Other Bond Guaranty |
2006 |
1 |
$1,302,500.00 |
$1,302,500.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Higher Education Facilities |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Wastewater Revolving Loan |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Safe Drinking Water Revolving Loan |
2006 |
1 |
$850,000.00 |
$850,000.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Bond Guaranty Reserve Fund |
2006 |
1 |
$2,605,000.00 |
$2,605,000.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Capital Access Program |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
State Facilities Financing |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Interim Loans with other Agencies |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Special Projects Fund |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
1 |
$2,605,000.00 |
$2,605,000.00 |
|
|
Taxable Industrial Revenue Bonds |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
TOTAL DEV. FINANCE FY 2006: |
$6,060,000.00 |
|
Total DEV. FINANCE FY 2005: |
$2,605,000.00 |
|
Growth 05 to 06: |
+57.0% |
TOTAL FUNDS FOR MISSISSIPPI COUNTY FY 2006
$7,370,210.00
TOTAL FUNDS FOR MISSISSIPPI COUNTY FY 2005
$3,743,249.00
GROWTH 05 TO 06
+49.2%
