|
|
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
MEDIAN LOAN AMT. |
|
2006 |
1 |
$59,529.00 |
$59,529.00 |
$59,529.00 |
|
2005 |
3 |
$219,743.00 |
$73,247.67 |
$71,872.00 |
Loans by Originator
|
Originator / Branch |
FY |
No. Loans |
Dollar Amount |
|
Metropolitan National Bank, Little Rock, AR |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$86,871.00 |
|
|
Pulaski Mortgage Company, Little Rock, AR |
2006 |
1 |
$59,529.00 |
|
2005 |
0 |
$0.00 |
|
|
Regions Mortgage, Inc., Benton, AR |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$71,872.00 |
|
|
Summit Bank, Inc., Benton, AR |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$61,000.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
1 |
$59,529.00 |
|
2005 |
3 |
$219,743.00 |
|
|
New or Proposed Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
Loans by Loan Type
|
Loan Type |
FY |
No. Loans |
Dollar Amount |
|
FHA |
2006 |
1 |
$59,529.00 |
|
2005 |
3 |
$219,743.00 |
|
|
VA |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Conventional |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Rural Development |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Percent |
|
Non-Minorities |
2006 |
1 |
$59,529.00 |
100.0% |
|
2005 |
3 |
$219,743.00 |
100.0% |
|
|
Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
Ethnicity |
FY |
Mean Income |
Median Income |
|
Non-Minorities |
2006 |
$41,718.48 |
$41,718.48 |
|
2005 |
$41,494.88 |
$40,608.00 |
|
|
Minorities |
2006 |
$0.00 |
$0.00 |
|
2005 |
$0.00 |
$0.00 |
|
Gender-Head of Hshld |
FY |
No. |
Pct. |
|
Males |
2006 |
1 |
100.0% |
|
2005 |
2 |
66.7% |
|
|
Females |
2006 |
0 |
0.0% |
|
2005 |
1 |
33.3% |
|
FY 2006 |
Average Age of Head of Household: |
|
24.0 |
|
FY 2005 |
|
29.3 |
|
FY 2006 |
Average Household Size: |
|
3.0 |
|
FY 2005 |
|
2.3 |
|
|
|
|
|
|
|
FY 2006 |
Loan Cancellation Rate: |
|
75.0% |
|
FY 2005 |
|
0.0% |
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
% OF H2O LOANS |
|
2006 |
1 |
$3,000.00 |
$3,000.00 |
100.0% |
|
2005 |
3 |
$8,593.00 |
$2,864.23 |
100.0% |
Loans by Homebuyer Counselor
|
Counselor |
FY |
No. Loans |
Dollar Amount |
|
Argenta Neighborworks Homeownership Center, North Little Rock, AR |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$3,000.00 |
|
|
In Affordable Housing, Inc., Little Rock, AR |
2006 |
1 |
$3,000.00 |
|
2005 |
2 |
$5,593.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
1 |
$3,000.00 |
|
2005 |
3 |
$8,593.00 |
|
|
New or Proposed Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Pct |
|
Non-Minorities |
2006 |
1 |
$3,000.00 |
100.0% |
|
2005 |
3 |
$8,593.00 |
100.0% |
|
|
Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
FY 2006 |
Loan Cancellation Rate: |
|
50.0% |
|
FY 2005 |
|
0.0% |
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
% OF H2O LOANS |
|
2006 |
0 |
$0.00 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
$0.00 |
0.0% |
Loans by Homebuyer Counselor
|
Counselor |
FY |
No. Loans |
Dollar Amount |
|
N/A |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
New or Proposed Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Pct |
|
Non-Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
|
Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
FY 2006 |
Loan Cancellation Rate: |
|
100.0% |
|
FY 2005 |
|
0.0% |
|
TOTAL HOMEOWNERSHIP FY 2006: |
$62,529.00 |
|
Total Homeownership FY 2005: |
$228,336.00 |
|
Growth 05 to 06: |
-72.6% |
HOME Allocations / Board Approvals
|
|
FY |
No. Units |
HOME Funds |
|
Rental New Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Rental Rehab |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Homeowner New Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Homeowner Rehab or Mortgage Subsidy |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Tenant Based Rental Assistance |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Acq / Rehab |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
TOTAL |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Average Amount per Unit |
2006 |
|
$0.00 |
|
2005 |
|
$0.00 |
Low-Income Housing Tax Credits / Board Approvals
|
|
FY |
No. Units |
Federal LIHTC |
State LIHTC |
Total Funds |
Average Per Unit |
|
Total |
2006 |
0 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
Multifamily Housing Bonds
|
|
FY |
No. Units |
Dollar Amount |
Average per Unit |
|
Total |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
TOTAL HOUSING PRODUCTION FY 2006: |
$0.00 |
|
Total Housing Production FY 2005: |
$0.00 |
|
Growth 05 to 06: |
0.0% |
|
Program |
FY |
No. Projects |
Project Amount |
Average Project Amount |
|
ADFA Bond Guaranty |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
ADED/Other Bond Guaranty |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Higher Education Facilities |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Wastewater Revolving Loan |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Safe Drinking Water Revolving Loan |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Bond Guaranty Reserve Fund |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Capital Access Program |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
State Facilities Financing |
2006 |
1 |
$40,110,000.00 |
$40,110,000.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Interim Loans with other Agencies |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Special Projects Fund |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Taxable Industrial Revenue Bonds |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
TOTAL DEV. FINANCE FY 2006: |
$40,110,000.00 |
|
Total DEV. FINANCE FY 2005: |
$0.00 |
|
Growth 05 to 06: |
+100.0% |
TOTAL FUNDS FOR HOT SPRING COUNTY FY 2006
$40,172,529.00
TOTAL FUNDS FOR HOT SPRING COUNTY FY 2005
$228,336.00
GROWTH 05 TO 06
+99.4%
