|
|
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
MEDIAN LOAN AMT. |
|
2006 |
17 |
$1,454,334.00 |
$85,549.06 |
$85,730.00 |
|
2005 |
27 |
$2,381,155.00 |
$88,190.93 |
$89,872.00 |
Loans by Originator
|
Originator / Branch |
FY |
No. Loans |
Dollar Amount |
|
Arkansas Federal Credit Union, Jacksonville, AR |
2006 |
1 |
$71,400.00 |
|
2005 |
1 |
$72,700.00 |
|
|
Bank of the Ozarks, Little Rock, AR |
2006 |
2 |
$206,424.00 |
|
2005 |
0 |
$0.00 |
|
|
Cornerstone Mortgage Center, Little Rock, AR |
2006 |
3 |
$245,053.00 |
|
2005 |
0 |
$0.00 |
|
|
Countrywide Home Loans, Inc., North Little Rock, AR |
2006 |
1 |
$85,655.00 |
|
2005 |
12 |
$1,083,579.00 |
|
|
First Financial Bank, North Little Rock, AR |
2006 |
1 |
$69,213.00 |
|
2005 |
0 |
$0.00 |
|
|
First Security Bank, Conway, AR |
2006 |
3 |
$276,103.00 |
|
2005 |
4 |
$354,004.00 |
|
|
Metropolitan National Bank, Little Rock, AR |
2006 |
0 |
$0.00 |
|
2005 |
3 |
$237,892.00 |
|
|
Moore Mortgage, Little Rock, AR |
2006 |
1 |
$60,684.00 |
|
2005 |
0 |
$0.00 |
|
|
Pulaski Mortgage Company, Conway, AR |
2006 |
1 |
$49,227.00 |
|
2005 |
0 |
$0.00 |
|
|
Pulaski Mortgage Company, Little Rock, AR |
2006 |
1 |
$104,443.00 |
|
2005 |
2 |
$174,072.00 |
|
|
Regions Mortgage, Inc., Little Rock, AR |
2006 |
1 |
$82,824.00 |
|
2005 |
1 |
$92,270.00 |
|
|
Simmons First Bank, Russellville, AR |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$91,200.00 |
|
|
Simmons First National Bank, Pine Bluff, AR |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$106,016.00 |
|
|
The Carroll Mortgage Group, Inc., Little Rock, AR |
2006 |
2 |
$203,308.00 |
|
2005 |
2 |
$169,422.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
15 |
$1,272,784.00 |
|
2005 |
19 |
$1,678,002.00 |
|
|
New or Proposed Construction |
2006 |
2 |
$181,550.00 |
|
2005 |
8 |
$703,153.00 |
Loans by Loan Type
|
Loan Type |
FY |
No. Loans |
Dollar Amount |
|
FHA |
2006 |
16 |
$1,368,604.00 |
|
2005 |
26 |
$2,292,155.00 |
|
|
VA |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Conventional |
2006 |
1 |
$85,730.00 |
|
2005 |
1 |
$89,000.00 |
|
|
Rural Development |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Percent |
|
Non-Minorities |
2006 |
13 |
$1,087,154.00 |
76.5% |
|
2005 |
13 |
$1,152,415.00 |
48.1% |
|
|
Minorities |
2006 |
4 |
$367,180.00 |
23.5% |
|
2005 |
4 |
$360,825.00 |
14.8% |
|
|
Unknown |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
10 |
$867,915.00 |
37.0% |
|
Ethnicity |
FY |
Mean Income |
Median Income |
|
Non-Minorities |
2006 |
$32,572.61 |
$29,112.00 |
|
2005 |
$33,723.76 |
$32,376.00 |
|
|
Minorities |
2006 |
$35,877.51 |
$35,417.40 |
|
2005 |
$29,424.00 |
$30,060.00 |
|
|
Unknown |
2006 |
$0.00 |
$0.00 |
|
2005 |
$40,139.52 |
$41,826.00 |
|
Gender-Head of Hshld |
FY |
No. |
Pct. |
|
Males |
2006 |
9 |
52.9% |
|
2005 |
18 |
66.7% |
|
|
Females |
2006 |
8 |
47.1% |
|
2005 |
9 |
33.3% |
|
FY 2006 |
Average Age of Head of Household: |
|
27.9 |
|
FY 2005 |
|
28.7 |
|
FY 2006 |
Average Household Size: |
|
2.2 |
|
FY 2005 |
|
2.1 |
|
|
|
|
|
|
|
FY 2006 |
Loan Cancellation Rate: |
|
22.7% |
|
FY 2005 |
|
20.6% |
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
% OF H2O LOANS |
|
2006 |
7 |
$17,242.26 |
$2,463.18 |
41.2% |
|
2005 |
24 |
$63,469.00 |
$2,644.54 |
88.9% |
Loans by Homebuyer Counselor
|
Counselor |
FY |
No. Loans |
Dollar Amount |
|
Argenta Neighborworks Homeownership Center, North Little Rock, AR |
2006 |
0 |
$0.00 |
|
2005 |
4 |
$10,180.00 |
|
|
Arkansas River Valley Area Council, Inc., Dardanelle, AR |
2006 |
1 |
$1,000.00 |
|
2005 |
0 |
$0.00 |
|
|
Community Resource Technicians, Little Rock, AR |
2006 |
0 |
$0.00 |
|
2005 |
2 |
$5,500.00 |
|
|
Dream Makers Housing Counseling Agency, Pine Bluff, AR |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$3,000.00 |
|
|
In Affordable Housing, Inc., Little Rock, AR |
2006 |
5 |
$14,133.26 |
|
2005 |
15 |
$38,789.00 |
|
|
Universal Housing Development Corporation, Russellville, AR |
2006 |
0 |
$0.00 |
|
2005 |
2 |
$6,000.00 |
|
|
Unknown |
2006 |
1 |
$2,109.00 |
|
2005 |
0 |
$0.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
6 |
$14,242.26 |
|
2005 |
18 |
$48,678.00 |
|
|
New or Proposed Construction |
2006 |
1 |
$3,000.00 |
|
2005 |
6 |
$14,791.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Pct |
|
Non-Minorities |
2006 |
6 |
$14,242.26 |
85.7% |
|
2005 |
10 |
$26,171.00 |
41.7% |
|
|
Minorities |
2006 |
1 |
$3,000.00 |
14.3% |
|
2005 |
4 |
$10,151.00 |
16.6% |
|
FY 2006 |
Loan Cancellation Rate: |
|
12.5% |
|
FY 2005 |
|
17.2% |
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
% OF H2O LOANS |
|
2006 |
7 |
$28,761.00 |
$4,108.71 |
41.2% |
|
2005 |
2 |
$9,640.00 |
$4,820.00 |
7.4% |
Loans by Homebuyer Counselor
|
Counselor |
FY |
No. Loans |
Dollar Amount |
|
Argenta Neighborworks Homeownership Center, North Little Rock, AR |
2006 |
3 |
$14,887.00 |
|
2005 |
1 |
$4,640.00 |
|
|
Community Resource Technicians, Little Rock, AR |
2006 |
1 |
$4,300.00 |
|
2005 |
1 |
$5,000.00 |
|
|
In Affordable Housing, Inc., Little Rock, AR |
2006 |
2 |
$5,874.00 |
|
2005 |
0 |
$0.00 |
|
|
Promiseland CDC, Little Rock, AR |
2006 |
1 |
$3,700.00 |
|
2005 |
0 |
$0.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
6 |
$24,901.00 |
|
2005 |
1 |
$5,000.00 |
|
|
New or Proposed Construction |
2006 |
1 |
$3,860.00 |
|
2005 |
1 |
$4,640.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Pct |
|
Non-Minorities |
2006 |
4 |
$17,334.00 |
57.1% |
|
2005 |
2 |
$9,640.00 |
100.0% |
|
|
Minorities |
2006 |
3 |
$11,427.00 |
42.9% |
|
2005 |
0 |
$0.00 |
0.0% |
|
FY 2006 |
Loan Cancellation Rate: |
|
36.4% |
|
FY 2005 |
|
50.0% |
|
TOTAL HOMEOWNERSHIP FY 2006: |
$1,500,337.26 |
|
Total Homeownership FY 2005: |
$2,454,264.00 |
|
Growth 05 to 06: |
-38.9% |
HOME Allocations / Board Approvals
|
|
FY |
No. Units |
HOME Funds |
|
Rental New Construction |
2006 |
0 |
$0.00 |
|
2005 |
10 |
$400,000.00 |
|
|
Rental Rehab |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Homeowner New Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Homeowner Rehab or Mortgage Subsidy |
2006 |
5 |
$258,368.50 |
|
2005 |
0 |
$0.00 |
|
|
Tenant Based Rental Assistance |
2006 |
0 |
$0.00 |
|
2005 |
50 |
$362,000.00 |
|
|
Acq / Rehab |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
TOTAL |
2006 |
5 |
$258,368.50 |
|
2005 |
60 |
$762,000.00 |
|
|
Average Amount per Unit |
2006 |
|
$51,673.70 |
|
2005 |
|
$12,700.00 |
Low-Income Housing Tax Credits / Board Approvals
|
|
FY |
No. Units |
Federal LIHTC |
State LIHTC |
Total Funds |
Average Per Unit |
|
Total |
2006 |
0 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
2005 |
81 |
$400,000.00 |
$0.00 |
$400,000.00 |
$4,938.27 |
Multifamily Housing Bonds
|
|
FY |
No. Units |
Dollar Amount |
Average per Unit |
|
Total |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
TOTAL HOUSING PRODUCTION FY 2006: |
$258,368.50 |
|
Total Housing Production FY 2005: |
$1,162,000.00 |
|
Growth 05 to 06: |
-77.8% |
|
Program |
FY |
No. Projects |
Project Amount |
Average Project Amount |
|
ADFA Bond Guaranty |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
ADED/Other Bond Guaranty |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Higher Education Facilities |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Wastewater Revolving Loan |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Safe Drinking Water Revolving Loan |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Bond Guaranty Reserve Fund |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Capital Access Program |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
State Facilities Financing |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Interim Loans with other Agencies |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Special Projects Fund |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Taxable Industrial Revenue Bonds |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
TOTAL DEV. FINANCE FY 2006: |
$0.00 |
|
Total DEV. FINANCE FY 2005: |
$0.00 |
|
Growth 05 to 06: |
0.0% |
TOTAL FUNDS FOR FAULKNER COUNTY FY 2006
$1,758,705.76
TOTAL FUNDS FOR FAULKNER COUNTY FY 2005
$3,616,264.00
GROWTH 05 TO 06
-51.4%
