|
|
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
MEDIAN LOAN AMT. |
|
2006 |
4 |
$273,076.00 |
$68,269.00 |
$75,212.00 |
|
2005 |
4 |
$319,640.00 |
$79,910.00 |
$80,745.00 |
Loans by Originator
|
Originator / Branch |
FY |
No. Loans |
Dollar Amount |
|
First Financial Bank, Jonesboro, AR |
2006 |
1 |
$85,680.00 |
|
2005 |
1 |
$103,900.00 |
|
|
First Home Mortgage, Inc., Jonesboro, AR |
2006 |
3 |
$187,396.00 |
|
2005 |
2 |
$134,515.00 |
|
|
First Trust Bank for Savings, Jonesboro, AR |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$81,225.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
4 |
$273,076.00 |
|
2005 |
4 |
$319,640.00 |
|
|
New or Proposed Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
Loans by Loan Type
|
Loan Type |
FY |
No. Loans |
Dollar Amount |
|
FHA |
2006 |
0 |
$0.00 |
|
2005 |
2 |
$161,490.00 |
|
|
VA |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Conventional |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Rural Development |
2006 |
4 |
$273,076.00 |
|
2005 |
2 |
$158,150.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Percent |
|
Non-Minorities |
2006 |
4 |
$273,076.00 |
100.0% |
|
2005 |
4 |
$319,640.00 |
100.0% |
|
|
Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
Ethnicity |
FY |
Mean Income |
Median Income |
|
Non-Minorities |
2006 |
$26,196.66 |
$23,548.80 |
|
2005 |
$28,509.00 |
$26,100.00 |
|
|
Minorities |
2006 |
$0.00 |
$0.00 |
|
2005 |
$0.00 |
$0.00 |
|
Gender-Head of Hshld |
FY |
No. |
Pct. |
|
Males |
2006 |
2 |
50.0% |
|
2005 |
3 |
75.0% |
|
|
Females |
2006 |
2 |
50.0% |
|
2005 |
1 |
25.0% |
|
FY 2006 |
Average Age of Head of Household: |
|
34.8 |
|
FY 2005 |
|
29.3 |
|
FY 2006 |
Average Household Size: |
|
2.5 |
|
FY 2005 |
|
1.5 |
|
|
|
|
|
|
|
FY 2006 |
Loan Cancellation Rate: |
|
20.0% |
|
FY 2005 |
|
42.9% |
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
% OF H2O LOANS |
|
2006 |
0 |
$0.00 |
$0.00 |
0.0% |
|
2005 |
1 |
$2,475.00 |
$2,475.00 |
25.0% |
Loans by Homebuyer Counselor
|
Counselor |
FY |
No. Loans |
Dollar Amount |
|
Mississippi County EOC, Blytheville, AR |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$2,475.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$2,475.00 |
|
|
New or Proposed Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Pct |
|
Non-Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
1 |
$2,475.00 |
100.0% |
|
|
Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
FY 2006 |
Loan Cancellation Rate: |
|
0.0% |
|
FY 2005 |
|
0.0% |
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
% OF H2O LOANS |
|
2006 |
0 |
$0.00 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
$0.00 |
0.0% |
Loans by Homebuyer Counselor
|
Counselor |
FY |
No. Loans |
Dollar Amount |
|
N/A |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
New or Proposed Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Pct |
|
Non-Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
|
Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
FY 2006 |
Loan Cancellation Rate: |
|
0.0% |
|
FY 2005 |
|
0.0% |
|
TOTAL HOMEOWNERSHIP FY 2006: |
$273,076.00 |
|
Total Homeownership FY 2005: |
$322,115.00 |
|
Growth 05 to 06: |
-15.2% |
HOME Allocations / Board Approvals
|
|
FY |
No. Units |
HOME Funds |
|
Rental New Construction |
2006 |
21 |
$600,000.00 |
|
2005 |
11 |
$400,000.00 |
|
|
Rental Rehab |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Homeowner New Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Homeowner Rehab or Mortgage Subsidy |
2006 |
8 |
$279,230.00 |
|
2005 |
0 |
$0.00 |
|
|
Tenant Based Rental Assistance |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Acq / Rehab |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
TOTAL |
2006 |
29 |
$879,230.00 |
|
2005 |
11 |
$400,000.00 |
|
|
Average Amount per Unit |
2006 |
|
$30,318.28 |
|
2005 |
|
$36,363.64 |
Low-Income Housing Tax Credits / Board Approvals
|
|
FY |
No. Units |
Federal LIHTC |
State LIHTC |
Total Funds |
Average Per Unit |
|
Total |
2006 |
109 |
$1,200,000.00 |
$0.00 |
$1,200,000.00 |
$11,009.17 |
|
2005 |
44 |
$400,000.00 |
$0.00 |
$400,000.00 |
$9,090.91 |
Multifamily Housing Bonds
|
|
FY |
No. Units |
Dollar Amount |
Average per Unit |
|
Total |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
TOTAL HOUSING PRODUCTION FY 2006: |
$2,079,230.00 |
|
Total Housing Production FY 2005: |
$800,000.00 |
|
Growth 05 to 06: |
+61.5% |
|
Program |
FY |
No. Projects |
Project Amount |
Average Project Amount |
|
ADFA Bond Guaranty |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
ADED/Other Bond Guaranty |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Higher Education Facilities |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Wastewater Revolving Loan |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Safe Drinking Water Revolving Loan |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Bond Guaranty Reserve Fund |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Capital Access Program |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
State Facilities Financing |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Interim Loans with other Agencies |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Special Projects Fund |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Taxable Industrial Revenue Bonds |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
TOTAL DEV. FINANCE FY 2006: |
$0.00 |
|
Total DEV. FINANCE FY 2005: |
$0.00 |
|
Growth 05 to 06: |
0.0% |
TOTAL FUNDS FOR CRAIGHEAD COUNTY FY 2006
$2,352,306.00
TOTAL FUNDS FOR CRAIGHEAD COUNTY FY 2005
$1,122,115.00
GROWTH 05 TO 06
+52.3%
