|
|
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
MEDIAN LOAN AMT. |
|
2006 |
9 |
$725,254.00 |
$80,583.78 |
$76,630.00 |
|
2005 |
10 |
$683,051.00 |
$68,305.10 |
$66,825.00 |
Loans by Originator
|
Originator / Branch |
FY |
No. Loans |
Dollar Amount |
|
Arvest Mortgage Company, Lowell, AR |
2006 |
0 |
$0.00 |
|
2005 |
2 |
$137,500.00 |
|
|
Bank of the Ozarks, Little Rock, AR |
2006 |
2 |
$131,580.00 |
|
2005 |
1 |
$79,271.00 |
|
|
First National Bank, Mountain Home, AR |
2006 |
5 |
$432,216.00 |
|
2005 |
7 |
$466,280.00 |
|
|
First Security, Searcy, AR |
2006 |
2 |
$161,458.00 |
|
2005 |
0 |
$0.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
9 |
$725,254.00 |
|
2005 |
10 |
$683,051.00 |
|
|
New or Proposed Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
Loans by Loan Type
|
Loan Type |
FY |
No. Loans |
Dollar Amount |
|
FHA |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$79,271.00 |
|
|
VA |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Conventional |
2006 |
0 |
$0.00 |
|
2005 |
1 |
$54,600.00 |
|
|
Rural Development |
2006 |
9 |
$725,254.00 |
|
2005 |
8 |
$549,180.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Percent |
|
Non-Minorities |
2006 |
9 |
$725,254.00 |
100.0% |
|
2005 |
10 |
$683,051.00 |
100.0% |
|
|
Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
Ethnicity |
FY |
Mean Income |
Median Income |
|
Non-Minorities |
2006 |
$33,227.09 |
$35,484.12 |
|
2005 |
$24,894.67 |
$23,232.00 |
|
|
Minorities |
2006 |
$0.00 |
$0.00 |
|
2005 |
$0.00 |
$0.00 |
|
Gender-Head of Hshld |
FY |
No. |
Pct. |
|
Males |
2006 |
6 |
66.7% |
|
2005 |
4 |
40.0% |
|
|
Females |
2006 |
3 |
33.3% |
|
2005 |
5 |
50.0% |
|
|
Unknown |
2006 |
0 |
0.0% |
|
2005 |
1 |
10.0% |
|
FY 2006 |
Average Age of Head of Household: |
|
22.8 |
|
FY 2005 |
|
26.2 |
|
FY 2006 |
Average Household Size: |
|
1.8 |
|
FY 2005 |
|
1.9 |
|
|
|
|
|
|
|
FY 2006 |
Loan Cancellation Rate: |
|
10.0% |
|
FY 2005 |
|
28.6% |
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
% OF H2O LOANS. |
|
2006 |
0 |
$0.00 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
$0.00 |
0.0% |
Loans by Homebuyer Counselor
|
Counselor |
FY |
No. Loans |
Dollar Amount |
|
N/A |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
New or Proposed Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Percent |
|
Non-Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
|
Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
FY 2006 |
Loan Cancellation Rate: |
|
100.0% |
|
FY 2005 |
|
0.0% |
|
FY |
NO. LOANS |
DOLLAR AMOUNT |
MEAN LOAN AMT. |
% OF H2O LOANS |
|
2006 |
0 |
$0.00 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
$0.00 |
0.0% |
Loans by Homebuyer Counselor
|
Counselor |
FY |
No. Loans |
Dollar Amount |
|
N/A |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
New or Existing |
FY |
No. Loans |
Dollar Amount |
|
Existing Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
New or Proposed Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
Demographics
|
Ethnicity |
FY |
No. Loans |
Dollar Amount |
Percent |
|
Non-Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
|
Minorities |
2006 |
0 |
$0.00 |
0.0% |
|
2005 |
0 |
$0.00 |
0.0% |
|
FY 2006 |
Loan Cancellation Rate: |
|
0.0% |
|
FY 2005 |
|
0.0% |
|
TOTAL HOMEOWNERSHIP FY 2006: |
$725,254.00 |
|
Total Homeownership FY 2005: |
$683,051.00 |
|
Growth 05 to 06: |
+5.8% |
HOME Allocations / Board Approvals
|
|
FY |
No. Units |
HOME Funds |
|
Rental New Construction |
2006 |
15 |
$500,000.00 |
|
2005 |
0 |
$0.00 |
|
|
Rental Rehab |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Homeowner New Construction |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Homeowner Rehab or Mortgage Subsidy |
2006 |
0 |
$0.00 |
|
2005 |
0 |
$0.00 |
|
|
Tenant Based Rental Assistance |
2006 |
14.3 |
$46,873.71 |
|
2005 |
0 |
$0.00 |
|
|
Acq / Rehab |
2006 |
0 |
$0.00 |
|
2005 |
10 |
$400,000.00 |
|
|
TOTAL |
2006 |
29.3 |
$546,873.71 |
|
2005 |
10 |
$400,000.00 |
|
|
Average Amount per Unit |
2006 |
|
$18,664.63 |
|
2005 |
|
$40,000.00 |
Low-Income Housing Tax Credits / Board Approvals
|
|
FY |
No. Units |
Federal LIHTC |
State LIHTC |
Total Funds |
Average Per Unit |
|
Total |
2006 |
78 |
$800,000.00 |
$0.00 |
$800,000.00 |
$10,256.41 |
|
2005 |
44 |
$183,877.00 |
$0.00 |
$183,877.00 |
$4,179.02 |
Multifamily Housing Bonds
|
|
FY |
No. Units |
Dollar Amount |
Average per Unit |
|
Total |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
TOTAL HOUSING PRODUCTION FY 2006: |
$1,346,873.71 |
|
Total Housing Production FY 2005: |
$583,877.00 |
|
Growth 05 to 06: |
+56.6% |
|
Program |
FY |
No. Projects |
Project Amount |
Average Project Amount |
|
ADFA Bond Guaranty |
2006 |
1 |
$1,575,000.00 |
$1,575,000.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
ADED/Other Bond Guaranty |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Higher Education Facilities |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Wastewater Revolving Loan |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Safe Drinking Water Revolving Loan |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
1 |
$2,000,000.00 |
$2,000,000.00 |
|
|
Bond Guaranty Reserve Fund |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Capital Access Program |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
State Facilities Financing |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Interim Loans with other Agencies |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
|
Special Projects Fund |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
1 |
$1,575,000.00 |
$1,575,000.00 |
|
|
Taxable Industrial Revenue Bonds |
2006 |
0 |
$0.00 |
$0.00 |
|
2005 |
0 |
$0.00 |
$0.00 |
|
TOTAL DEV. FINANCE FY 2006: |
$1,575,000.00 |
|
Total DEV. FINANCE FY 2005: |
$3,575,000.00 |
|
Growth 05 to 06: |
-55.9% |
TOTAL FUNDS FOR BAXTER COUNTY FY 2006
$3,647,127.71
TOTAL FUNDS FOR BAXTER COUNTY FY 2005
$4,841,928.00
GROWTH 05 TO 06
-24.7%
