Congressional District 3
 |
|
REPORT OF PROGRAM ACTIVITY
FISCAL YEAR 2008: July 1, 2007 – June 30, 2008
1st Half of FY2008 = July 1, 2007 – December 31, 2007
2nd Half of FY2008 = January 1, 2008 – June 30, 2008
HOMEOWNERSHIP
Home-to-Own (H2O)
General Statistics
|
Time Period |
No. Loans |
Dollar Amount |
Mean Loan Amount |
Median Loan Amount |
|
07/2007 – 12/2007 |
331 |
$30,705,964.00 |
$92,767.26 |
$88,609.00 |
|
01/2008 – 06/2008 |
268 |
$24,272,362.00 |
$90,568.51 |
$87,442.00 |
|
Total FY2008 |
599 |
$54,978,326.00 |
$91,783.52 |
$88,025.50 |
Loan Cancellation Rate –
Total FY2008:|
07/2007 – 12/2007 |
28 (7.8%) |
|
01/2008 – 06/2008 |
55 (17.0%) |
|
FY2008 Total |
83 (12.2%) |
Loans by Originator / Branch
|
7/1/07 - 12/31/07 |
1/1/08 - 6/30/08 |
TOTAL FY 2008 |
|||||
|
ORIGINATOR / BRANCH |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
First National Bank, Mountain Home, AR |
Boone |
1 |
$84,000.00 |
0 |
$0.00 |
1 |
$84,000.00 |
|
ANB Financial, N.A., Rogers, AR |
Washington |
1 |
$104,958.00 |
0 |
$0.00 |
1 |
$104,958.00 |
|
Arvest Mortgage Company, Lowell, AR |
Benton |
33 |
$3,695,031.00 |
15 |
$1,704,444.00 |
48 |
$5,399,475.00 |
|
Carroll |
1 |
$69,400.00 |
0 |
$0.00 |
1 |
$69,400.00 |
|
|
Crawford |
5 |
$356,668.00 |
13 |
$1,271,861.00 |
18 |
$1,628,529.00 |
|
|
Johnson |
0 |
$0.00 |
1 |
$49,129.00 |
1 |
$49,129.00 |
|
|
Marion |
0 |
$0.00 |
1 |
$77,112.00 |
1 |
$77,112.00 |
|
|
Pope |
3 |
$331,339.00 |
1 |
$70,278.00 |
4 |
$401,617.00 |
|
|
Sebastian |
14 |
$1,242,057.00 |
14 |
$1,108,598.00 |
28 |
$2,350,655.00 |
|
|
Washington |
12 |
$1,326,015.00 |
8 |
$824,420.00 |
20 |
$2,150,435.00 |
|
|
Subtotal |
68 |
$7,020,510.00 |
53 |
$5,105,842.00 |
121 |
$12,126,352.00 |
|
|
BancorpSouth, Fort Smith, AR (484) |
Crawford |
0 |
$0.00 |
5 |
$336,542.00 |
5 |
$336,542.00 |
|
Sebastian |
3 |
$236,240.00 |
7 |
$420,087.00 |
10 |
$656,327.00 |
|
|
Subtotal |
3 |
$236,240.00 |
12 |
$756,629.00 |
15 |
$992,869.00 |
|
|
BancorpSouth, Fort Smith, AR (646) |
Crawford |
0 |
$0.00 |
1 |
$84,671.00 |
1 |
$84,671.00 |
|
Sebastian |
0 |
$0.00 |
1 |
$88,812.00 |
1 |
$88,812.00 |
|
|
Subtotal |
0 |
$0.00 |
2 |
$173,483.00 |
2 |
$173,483.00 |
|
|
BancorpSouth, Fort Smith, AR (785) |
Crawford |
7 |
$668,468.00 |
1 |
$56,535.00 |
8 |
$725,003.00 |
|
Sebastian |
10 |
$661,818.00 |
5 |
$360,226.00 |
15 |
$1,022,044.00 |
|
|
Subtotal |
17 |
$1,330,286.00 |
6 |
$416,761.00 |
23 |
$1,747,047.00 |
|
|
BancorpSouth, Van Buren, AR |
Crawford |
0 |
$0.00 |
1 |
$59,033.00 |
1 |
$59,033.00 |
|
Bank of American, Little Rock, AR |
Washington |
0 |
$0.00 |
1 |
$57,084.00 |
1 |
$57,084.00 |
|
Bank of Arkansas Mortgage Group, Bentonville, AR |
Benton |
0 |
$0.00 |
1 |
$99,600.00 |
1 |
$99,600.00 |
|
Washington |
0 |
$0.00 |
1 |
$80,733.00 |
1 |
$80,733.00 |
|
|
Subtotal |
0 |
$0.00 |
2 |
$180,333.00 |
2 |
$180,133.00 |
|
|
Bank of the Ozarks, Little Rock, AR |
Benton |
4 |
$477,258.00 |
0 |
$0.00 |
4 |
$477,258.00 |
|
Marion |
1 |
$70,542.00 |
3 |
$252,552.00 |
4 |
$323,094.00 |
|
|
Pope |
1 |
$135,000.00 |
0 |
$0.00 |
1 |
$135,000.00 |
|
|
Washington |
2 |
$257,156.00 |
0 |
$0.00 |
2 |
$257,156.00 |
|
|
Subtotal |
8 |
$939,956.00 |
3 |
$252,552.00 |
11 |
$1,192,508.00 |
|
|
Benefit Bank, Fort Smith, AR |
Crawford |
39 |
$4,046,392.00 |
23 |
$2,081,505.00 |
62 |
$6,127,897.00 |
|
Franklin |
1 |
$46,840.00 |
0 |
$0.00 |
1 |
$46,840.00 |
|
|
Sebastian |
43 |
$3,233,907.00 |
38 |
$3,003,691.00 |
81 |
$6,237,598.00 |
|
|
Subtotal |
83 |
$7,327,139.00 |
61 |
$5,085,196.00 |
144 |
$12,412,335.00 |
|
|
Citizens Bank and Trust (2nd), Van Buren, AR |
Crawford |
3 |
$269,820.00 |
2 |
$192,750.00 |
5 |
$462,570.00 |
|
Community First Bank, Harrison, AR |
Boone |
29 |
$2,520,783.00 |
17 |
$1,473,682.00 |
46 |
$3,994,465.00 |
|
Carroll |
3 |
$254,840.00 |
2 |
$241,000.00 |
5 |
$495,840.00 |
|
|
Newton |
0 |
$0.00 |
1 |
$85,000.00 |
1 |
$85,000.00 |
|
|
Washington |
1 |
$123,000.00 |
0 |
$0.00 |
1 |
$123,000.00 |
|
|
Subtotal |
33 |
$2,898,623.00 |
20 |
$1,799,682.00 |
53 |
$4,698,305.00 |
|
|
Community First Bank, Pea Ridge, AR |
Washington |
1 |
$146,880.00 |
0 |
$0.00 |
1 |
$146,880.00 |
|
First Arkansas Valley Bank, Russellville, AR |
Pope |
1 |
$86,400.00 |
0 |
$0.00 |
1 |
$86,400.00 |
|
First Financial Bank, Fort Smith, AR |
Crawford |
9 |
$1,004,500.00 |
14 |
$1,561,597.00 |
23 |
$2,566,097.00 |
|
Sebastian |
4 |
$405,350.00 |
4 |
$360,450.00 |
8 |
$765,800.00 |
|
|
Subtotal |
13 |
$1,409,850.00 |
18 |
$1,922,047.00 |
31 |
$3,331,897.00 |
|
|
First Security Bank of Conway, Conway, AR |
Pope |
1 |
$67,857.00 |
2 |
$169,047.00 |
3 |
$236,904.00 |
|
First Western Mortgage, Fort Smith, AR |
Crawford |
1 |
$77,700.00 |
0 |
$0.00 |
1 |
$77,700.00 |
|
Franklin |
0 |
$0.00 |
1 |
$59,073.00 |
1 |
$59,073.00 |
|
|
Sebastian |
5 |
$377,350.00 |
1 |
$87,132.00 |
6 |
$464,482.00 |
|
|
Subtotal |
6 |
$455,050.00 |
2 |
$146,205.00 |
8 |
$601,255.00 |
|
|
First Western Mortgage, Rogers, AR |
Benton |
5 |
$525,663.00 |
7 |
$649,994.00 |
12 |
$1,175,657.00 |
|
Washington |
0 |
$0.00 |
1 |
$103,279.00 |
1 |
$103,279.00 |
|
|
Subtotal |
5 |
$525,663.00 |
8 |
$753,273.00 |
13 |
$1,278,936.00 |
|
|
Global Mortgage, Inc., Bentonville, AR |
Benton |
0 |
$0.00 |
3 |
$367,800.00 |
3 |
$367,800.00 |
|
Washington |
0 |
$0.00 |
1 |
$122,400.00 |
1 |
$122,400.00 |
|
|
Subtotal |
0 |
$0.00 |
4 |
$490,200.00 |
4 |
$490,200.00 |
|
|
Liberty Bank, Russellville, AR |
Crawford |
5 |
$557,471.00 |
0 |
$0.00 |
5 |
$557,471.00 |
|
Johnson |
1 |
$107,550.00 |
1 |
$72,900.00 |
2 |
$180,450.00 |
|
|
Pope |
18 |
$1,566,837.00 |
22 |
$2,069,237.00 |
40 |
$3,636,074.00 |
|
|
Sebastian |
6 |
$545,815.00 |
2 |
$161,579.00 |
8 |
$707,394.00 |
|
|
Washington |
0 |
$0.00 |
1 |
$125,860.00 |
1 |
$125,860.00 |
|
|
Subtotal |
30 |
$2,777,673.00 |
26 |
$2,429,576.00 |
56 |
$5,207,249.00 |
|
|
Liberty Bank, Springdale, AR |
Benton |
0 |
$0.00 |
2 |
$278,533.00 |
2 |
$278,533.00 |
|
Washington |
2 |
$250,905.00 |
2 |
$205,186.00 |
4 |
$456,091.00 |
|
|
Subtotal |
2 |
$250,905.00 |
4 |
$483,719.00 |
6 |
$734,624.00 |
|
|
Moore Mortgage, Little Rock, AR |
Benton |
3 |
$423,070.00 |
3 |
$311,331.00 |
6 |
$734,401.00 |
|
Washington |
1 |
$85,655.00 |
0 |
$0.00 |
1 |
$85,655.00 |
|
|
Subtotal |
4 |
$508,725.00 |
3 |
$311,331.00 |
7 |
$820,056.00 |
|
|
Priority Bank, Fayetteville, AR |
Washington |
0 |
$0.00 |
1 |
$131,929.00 |
1 |
$131,929.00 |
|
Priority Bank, Ozark, AR |
Franklin |
10 |
$812,250.00 |
1 |
$75,500.00 |
11 |
$887,750.00 |
|
Johnson |
1 |
$63,995.00 |
0 |
$0.00 |
1 |
$63,995.00 |
|
|
Subtotal |
11 |
$876,245.00 |
1 |
75,500.00 |
12 |
$951,745.00 |
|
|
Pulaski Mortgage Company, Bentonville, AR |
Benton |
3 |
$275,030.00 |
2 |
$232,809.00 |
5 |
$507,839.00 |
|
Pulaski Mortgage Company, Fayetteville, AR |
Benton |
0 |
$0.00 |
1 |
$99,200.00 |
1 |
$99,200.00 |
|
Pulaski Mortgage Company, Russellville, AR |
Pope |
3 |
$285,219.00 |
2 |
$177,975.00 |
5 |
$463,194.00 |
|
Regions Mortgage Company, Little Rock, AR |
Benton |
1 |
$81,357.00 |
2 |
$189,997.00 |
3 |
$271,354.00 |
|
Sebastian |
0 |
$0.00 |
4 |
$308,201.00 |
4 |
$308,201.00 |
|
|
Washington |
1 |
$124,019.00 |
0 |
$0.00 |
1 |
$124,019.00 |
|
|
Subtotal |
2 |
$205,376.00 |
6 |
$498,198.00 |
8 |
$703,574.00 |
|
|
River Town Bank, Russellville, AR |
Pope |
4 |
$369,325.00 |
3 |
$239,125.00 |
7 |
$608,450.00 |
|
Simmons First Bank, Russellville, AR |
Benton |
1 |
$119,920.00 |
0 |
$0.00 |
1 |
$119,920.00 |
|
Johnson |
2 |
$145,200.00 |
0 |
$0.00 |
2 |
$145,200.00 |
|
|
Pope |
6 |
$432,375.00 |
5 |
$430,532.00 |
11 |
$862,907.00 |
|
|
Subtotal |
9 |
$697,495.00 |
5 |
$430,532.00 |
14 |
$1,128,027.00 |
|
|
Simmons First Mortgage of Little Rock, Fort Smith, AR |
Crawford |
10 |
$791,014.00 |
4 |
$320,149.00 |
14 |
$1,111,163.00 |
|
Sebastian |
2 |
$112,067.00 |
5 |
$375,708.00 |
7 |
$487,775.00 |
|
|
Subtotal |
12 |
$903,081.00 |
9 |
$695,857.00 |
21 |
$1,598,938.00 |
|
|
Simmons First Mortgage of Little Rock, Rogers, AR |
Benton |
2 |
$233,830.00 |
3 |
$346,859.00 |
5 |
$580,689.00 |
|
Simmons First Mortgage of Little Rock, Siloam Springs, AR |
Benton |
3 |
$290,432.00 |
2 |
$176,650.00 |
5 |
$467,082.00 |
|
Washington |
1 |
$127,551.00 |
0 |
$0.00 |
1 |
$127,551.00 |
|
|
Subtotal |
4 |
$417,983.00 |
2 |
$176,650.00 |
6 |
$594,633.00 |
|
|
United Bank, Springdale, AR |
Benton |
0 |
$0.00 |
1 |
$133,100.00 |
1 |
$133,100.00 |
|
Washington |
0 |
$0.00 |
1 |
$165,321.00 |
1 |
$165,321.00 |
|
|
Subtotal |
0 |
$0.00 |
2 |
$298,421.00 |
2 |
$298,421.00 |
|
|
Valley Bank, Springdale, AR |
Washington |
1 |
$87,500.00 |
0 |
$0.00 |
1 |
$87,500.00 |
|
Wells Fargo Home Mortgage, Unknown |
Crawford |
0 |
$0.00 |
1 |
$84,564.00 |
1 |
$84,564.00 |
Loans by New / Existing
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY 2008 |
|||||
|
EXISTING OR NEW |
COUNTY |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
|
Existing |
Benton |
46 |
$4,876,526.00 |
31 |
$3,233,588.00 |
77 |
$8,110,114.00 |
|
Boone |
28 |
$2,374,783.00 |
17 |
$1,473,682.00 |
45 |
$3,848,465.00 |
|
|
Carroll |
4 |
$324,240.00 |
2 |
$241,000.00 |
6 |
$565,240.00 |
|
|
Crawford |
66 |
$6,135,347.00 |
59 |
$5,415,016.00 |
125 |
$11,550,363.00 |
|
|
Franklin |
9 |
$661,090.00 |
2 |
$134,573.00 |
11 |
$795,663.00 |
|
|
Johnson |
4 |
$316,745.00 |
2 |
$122,029.00 |
6 |
$438,774.00 |
|
|
Marion |
1 |
$70,542.00 |
4 |
$329,664.00 |
5 |
$400,206.00 |
|
|
Newton |
0 |
$0.00 |
1 |
$85,000.00 |
1 |
$85,000.00 |
|
|
Pope |
34 |
$2,991,152.00 |
32 |
$2,820,390.00 |
66 |
$5,811,542.00 |
|
|
Sebastian |
78 |
$5,831,687.00 |
77 |
$5,782,409.00 |
155 |
$11,614,096.00 |
|
|
Washington |
18 |
$1,972,731.00 |
15 |
$1,518,962.00 |
33 |
$3,491,693.00 |
|
|
Subtotal |
288 |
$25,554,843.00 |
242 |
$21,156,313.00 |
530 |
$46,711,156.00 |
|
|
New |
Benton |
9 |
$1,159,410.00 |
11 |
$1,356,729.00 |
20 |
$2,516,139.00 |
|
Boone |
2 |
$230,000.00 |
0 |
$0.00 |
2 |
$230,000.00 |
|
|
Crawford |
13 |
$1,636,686.00 |
6 |
$634,191.00 |
19 |
$2,270,877.00 |
|
|
Franklin |
2 |
$198,000.00 |
0 |
$0.00 |
2 |
$198,000.00 |
|
|
Pope |
3 |
$283,200.00 |
3 |
$335,804.00 |
6 |
$619,004.00 |
|
|
Sebastian |
9 |
$982,917.00 |
4 |
$492,075.00 |
13 |
$1,474,992.00 |
|
|
Washington |
5 |
$660,908.00 |
2 |
$297,250.00 |
7 |
$958,158.00 |
|
|
Subtotal |
43 |
$5,151,121.00 |
26 |
$3,116,049.00 |
69 |
$8,267,170.00 |
|
Loans by Loan Type
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY 2008 |
|||||
|
LOAN TYPE |
COUNTY |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
|
Conventional
|
Benton |
25 |
$2,889,765.00 |
13 |
$1,457,690.00 |
38 |
$4,347,455.00 |
|
Boone |
10 |
$827,845.00 |
1 |
$49,900.00 |
11 |
$877,745.00 |
|
|
Carroll |
2 |
$171,200.00 |
0 |
$0.00 |
2 |
$171,200.00 |
|
|
Crawford |
11 |
$999,035.00 |
3 |
$195,600.00 |
14 |
$1,194,635.00 |
|
|
Newton |
0 |
$0.00 |
1 |
$85,000.00 |
1 |
$85,000.00 |
|
|
Pope |
1 |
$50,825.00 |
2 |
$184,800.00 |
3 |
$235,625.00 |
|
|
Sebastian |
9 |
$714,704.00 |
6 |
$446,480.00 |
15 |
$1,161,184.00 |
|
|
Washington |
13 |
$1,468,055.00 |
7 |
$799,681.00 |
20 |
$2,267,736.00 |
|
|
Subtotal |
71 |
$7,121,429.00 |
33 |
$3,219,151.00 |
104 |
$10,340,580.00 |
|
|
FHA
|
Benton |
20 |
$2,076,226.00 |
19 |
$2,074,759.00 |
39 |
$4,150,985.00 |
|
Carroll |
1 |
$69,400.00 |
0 |
$0.00 |
1 |
$69,400.00 |
|
|
Crawford |
30 |
$2,780,236.00 |
36 |
$3,511,360.00 |
66 |
$6,291,596.00 |
|
|
Franklin |
0 |
$0.00 |
1 |
$59,073.00 |
1 |
$59,073.00 |
|
|
Johnson |
1 |
$63,995.00 |
1 |
$49,129.00 |
2 |
$113,124.00 |
|
|
Marion |
1 |
$70,542.00 |
0 |
$0.00 |
1 |
$70,542.00 |
|
|
Pope |
9 |
$779,959.00 |
8 |
$587,553.00 |
17 |
$1,367,512.00 |
|
|
Sebastian |
70 |
$5,364,695.00 |
63 |
$4,692,358.00 |
133 |
$10,057,053.00 |
|
|
Washington |
5 |
$541,611.00 |
9 |
$899,695.00 |
14 |
$1,441,306.00 |
|
|
Subtotal |
137 |
$11,746,664.00 |
137 |
$11,873,927.00 |
274 |
$23,620,591.00 |
|
|
Rural Dev.
|
Benton |
10 |
$1,069,945.00 |
10 |
$1,057,868.00 |
20 |
$2,127,813.00 |
|
Boone |
20 |
$1,776,938.00 |
16 |
$1,423,782.00 |
36 |
$3,200,720.00 |
|
|
Carroll |
1 |
$83,640.00 |
2 |
$241,000.00 |
3 |
$324,640.00 |
|
|
Crawford |
37 |
$3,908,517.00 |
24 |
$2,116,347.00 |
61 |
$6,024,864.00 |
|
|
Franklin |
11 |
$859,090.00 |
1 |
$75,500.00 |
12 |
$934,590.00 |
|
|
Johnson |
3 |
$252,750.00 |
1 |
$72,900.00 |
4 |
$325,650.00 |
|
|
Marion |
0 |
$0.00 |
4 |
$329,664.00 |
4 |
$329,664.00 |
|
|
Pope |
25 |
$2,133,568.00 |
22 |
$2,125,509.00 |
47 |
$4,259,077.00 |
|
|
Sebastian |
6 |
$590,795.00 |
10 |
$974,041.00 |
16 |
$1,564,836.00 |
|
|
Washington |
5 |
$623,973.00 |
1 |
$116,836.00 |
6 |
$740,809.00 |
|
|
Subtotal |
118 |
$11,299,216.00 |
91 |
$8,533,447.00 |
209 |
$19,832,663.00 |
|
|
VA
|
Crawford |
1 |
$84,245.00 |
2 |
$225,900.00 |
3 |
$310,145.00 |
|
Pope |
2 |
$310,000.00 |
3 |
$258,332.00 |
5 |
$568,332.00 |
|
|
Sebastian |
2 |
$144,410.00 |
2 |
$161,605.00 |
4 |
$306,015.00 |
|
|
Subtotal |
5 |
$538,655.00 |
7 |
$645,837.00 |
12 |
$1,184,492.00 |
|
Borrowers’ Profile
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY2008 |
|||||
|
ETHNICITY |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
Minority |
Benton |
4 |
$478,319.00 |
3 |
$345,734.00 |
7 |
$824,053.00 |
|
Boone |
1 |
$79,500.00 |
0 |
$0.00 |
1 |
$79,500.00 |
|
|
Carroll |
1 |
$69,400.00 |
0 |
$0.00 |
1 |
$69,400.00 |
|
|
Crawford |
5 |
$448,599.00 |
5 |
$455,230.00 |
10 |
$903,829.00 |
|
|
Pope |
4 |
$424,179.00 |
2 |
$188,293.00 |
6 |
$612,472.00 |
|
|
Sebastian |
18 |
$1,288,061.00 |
12 |
$820,278.00 |
30 |
$2,108,339.00 |
|
|
Washington |
1 |
$138,750.00 |
1 |
$165,321.00 |
2 |
$304,071.00 |
|
|
Subtotal |
34 |
$2,926,808.00 |
23 |
$1,974,856.00 |
57 |
$4,901,664.00 |
|
|
Non-Minority |
Benton |
51 |
$5,557,617.00 |
39 |
$4,244,583.00 |
90 |
$9,802,200.00 |
|
Boone |
29 |
$2,525,283.00 |
17 |
$1,473,682.00 |
46 |
$3,998,965.00 |
|
|
Carroll |
3 |
$254,840.00 |
2 |
$241,000.00 |
5 |
$495,840.00 |
|
|
Crawford |
74 |
$7,323,434.00 |
60 |
$5,593,977.00 |
134 |
$12,917,411.00 |
|
|
Franklin |
11 |
$859,090.00 |
2 |
$134,573.00 |
13 |
$993,663.00 |
|
|
Johnson |
4 |
$316,745.00 |
2 |
$122,029.00 |
6 |
$438,774.00 |
|
|
Marion |
1 |
$70,542.00 |
4 |
$329,664.00 |
5 |
$400,206.00 |
|
|
Newton |
0 |
$0.00 |
1 |
$85,000.00 |
1 |
$85,000.00 |
|
|
Pope |
33 |
$2,850,173.00 |
33 |
$2,967,901.00 |
66 |
$5,818,074.00 |
|
|
Sebastian |
69 |
$5,526,543.00 |
69 |
$5,454,206.00 |
138 |
$10,980,749.00 |
|
|
Washington |
22 |
$2,494,889.00 |
16 |
$1,650,891.00 |
38 |
$4,145,780.00 |
|
|
Subtotal |
297 |
$27,779,156.00 |
245 |
$22,297,506.00 |
542 |
$50,076,662.00 |
|
|
7/1/2007-12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY2008 |
|||||
|
ETHNICITY |
COUNTY |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
|
Minority |
Benton |
$47,568.30 |
$44,742.52 |
$47,290.44 |
$50,664.00 |
$47,429.37 |
$47,703.26 |
|
Boone |
$42,882.00 |
$42,882.00 |
$0.00 |
$0.00 |
$42,882.00 |
$42,882.00 |
|
|
Carroll |
$24,792.00 |
$24,792.00 |
$0.00 |
$0.00 |
$24,792.00 |
$24,792.00 |
|
|
Crawford |
$38,113.00 |
$33,716.76 |
$38,982.02 |
$32,543.76 |
$38,547.51 |
$33,130.26 |
|
|
Pope |
$40,748.49 |
$34,675.88 |
$38,512.86 |
$38,512.86 |
$39,630.68 |
$39,594.37 |
|
|
Sebastian |
$26,659.18 |
$25,701.06 |
$33,235.17 |
$33,898.20 |
$29,947.17 |
$29,799.63 |
|
|
Washington |
$50,850.72 |
$50,850.72 |
$51,332.52 |
$51,332.52 |
$51,091.62 |
$51,091.62 |
|
|
Subtotal |
$33,595.00 |
$37,445.00 |
$37,563.55 |
$38,610.00 |
$35,579.27 |
$38,027.50 |
|
|
Non-Minority |
Benton |
$40,105.62 |
$41,424.00 |
$39,549.83 |
$38,004.00 |
$39,827.72 |
$39,714.00 |
|
Boone |
$36,332.00 |
$34,350.00 |
$41,718.96 |
$41,210.52 |
$39,025.48 |
$37,780.26 |
|
|
Carroll |
$41,385.20 |
$41,523.60 |
$47,339.46 |
$47,339.46 |
$44,362.33 |
$44,431.53 |
|
|
Crawford |
$41,599.00 |
$42,440.00 |
$45,588.32 |
$45,116.52 |
$43,593.66 |
$43,788.26 |
|
|
Franklin |
$34,305.32 |
$39,668.88 |
$33,208.86 |
$33,208.86 |
$33,757.09 |
$36,438.87 |
|
|
Johnson |
$39,268.00 |
$39,669.00 |
$25,695.06 |
$25,695.06 |
$32,481.53 |
$32,682.03 |
|
|
Marion |
$39,786.60 |
$39,786.60 |
$34,910.43 |
$33,315.24 |
$37,348.51 |
$36,550.92 |
|
|
Newton |
$0.00 |
$0.00 |
$46,829.16 |
$46,829.16 |
$46,829.16 |
$46,829.16 |
|
|
Pope |
$35,527.00 |
$36,714.00 |
$37,009.51 |
$38,712.00 |
$36,268.26 |
$37,713.00 |
|
|
Sebastian |
$32,647.00 |
$43,940.96 |
$34,701.02 |
$34,417.56 |
$33,674.01 |
$39,179.26 |
|
|
Washington |
$43,359.94 |
$43,434.48 |
$34,937.63 |
$34,606.50 |
$43,397.21 |
$39,020.49 |
|
|
Subtotal |
$37,672.00 |
$38,048.64 |
$37,640.19 |
$38,090.00 |
$37,656.09 |
$38,069.32 |
|
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
FY2008 TOTAL |
|||||
|
Gender of Head of Household |
County |
No Loans |
Pct |
No Loans |
Pct |
No Loans |
Pct |
|
Female |
Benton |
16 |
4.8% |
17 |
6.3% |
33 |
5.5% |
|
Boone |
6 |
1.8% |
5 |
1.9% |
11 |
1.8% |
|
|
Carroll |
3 |
0.9% |
0 |
0.0% |
3 |
0.5% |
|
|
Crawford |
18 |
5.4% |
27 |
10.1% |
45 |
7.5% |
|
|
Franklin |
2 |
0.6% |
0 |
0.0% |
2 |
0.3% |
|
|
Johnson |
1 |
0.3% |
0 |
0.0% |
1 |
0.2% |
|
|
Marion |
0 |
0.0% |
2 |
0.7% |
2 |
0.3% |
|
|
Pope |
12 |
3.6% |
6 |
2.2% |
18 |
3.0% |
|
|
Sebastian |
30 |
9.1% |
31 |
11.6% |
61 |
10.2% |
|
|
Washington |
9 |
2.7% |
12 |
4.5% |
21 |
3.5% |
|
|
Subtotal |
97 |
29.3% |
100 |
37.3% |
197 |
32.9% |
|
|
Male |
Benton |
39 |
11.8% |
25 |
9.3% |
64 |
10.7% |
|
Boone |
24 |
7.3% |
12 |
4.5% |
36 |
6.0% |
|
|
Carroll |
1 |
0.3% |
2 |
0.7% |
3 |
0.5% |
|
|
Crawford |
60 |
18.1% |
38 |
14.2% |
98 |
16.4% |
|
|
Franklin |
9 |
2.7% |
2 |
0.7% |
11 |
1.8% |
|
|
Johnson |
3 |
0.9% |
1 |
0.4% |
4 |
0.7% |
|
|
Marion |
1 |
0.3% |
2 |
0.7% |
3 |
0.5% |
|
|
Newton |
0 |
0.0% |
1 |
0.4% |
1 |
0.2% |
|
|
Pope |
25 |
7.6% |
29 |
10.8% |
54 |
9.0% |
|
|
Sebastian |
57 |
17.2% |
48 |
17.9% |
105 |
17.5% |
|
|
Washington |
14 |
4.2% |
5 |
1.9% |
19 |
3.2% |
|
|
Subtotal |
233 |
70.4% |
165 |
61.9% |
398 |
66.4% |
|
|
Unknown |
Crawford |
1 |
0.3% |
0 |
0.0% |
1 |
0.2% |
|
Johnson |
0 |
0.0% |
1 |
0.4% |
1 |
0.2% |
|
|
Sebastian |
0 |
0.0% |
2 |
0.7% |
2 |
0.3% |
|
|
Subtotal |
1 |
0.3% |
3 |
1.0% |
3 |
0.5% |
|
|
County |
7/2007 - 12/2007 Average Age |
1/2008 - 6/2008 Average Age |
FY2008 TOTAL Average Age |
|
Benton |
29.5 |
28.5 |
29.0 |
|
Boone |
34.0 |
30.0 |
32.0 |
|
Carroll |
32.3 |
34.0 |
33.1 |
|
Crawford |
29.8 |
31.4 |
30.6 |
|
Franklin |
26.7 |
37.5 |
32.1 |
|
Johnson |
31.0 |
26.0 |
28.5 |
|
Marion |
72.0 |
24.8 |
48.4 |
|
Newton |
0.0 |
26.0 |
26.0 |
|
Pope |
30.6 |
28.7 |
29.7 |
|
Sebastian |
33.2 |
31.9 |
32.5 |
|
Washington |
30.5 |
34.8 |
32.6 |
|
CD Total |
35.0 |
30.3 |
32.2 |
|
County |
7/2007 - 12/2007 Average House Size |
1/2008 - 6/2008 Average House Size |
FY2008 Average House Size |
|
Benton |
2.1 |
2.4 |
2.3 |
|
Boone |
2.5 |
2.4 |
2.5 |
|
Carroll |
2.5 |
3.0 |
2.8 |
|
Crawford |
2.3 |
2.6 |
2.5 |
|
Franklin |
2.1 |
5.0 |
3.6 |
|
Johnson |
2.0 |
1.5 |
1.8 |
|
Marion |
2.0 |
2.0 |
2.0 |
|
Newton |
0.0 |
2.0 |
2.0 |
|
Pope |
2.2 |
2.2 |
2.2 |
|
Sebastian |
2.3 |
2.5 |
2.4 |
|
Washington |
2.3 |
2.5 |
2.4 |
|
CD Total |
2.2 |
2.6 |
2.4 |
Down Payment Assistance Program (DPA)
General Statistics
|
Time Period |
No. Loans |
Dollar Amount |
Mean Loan Amount |
% of H2O Loans |
|
07/2007 – 12/2007 |
95 |
$405,314.00 |
$4,266.46 |
28.7% |
|
01/2008 – 06/2008 |
95 |
$400,587.00 |
$4,216.71 |
35.4% |
|
Total FY2008 |
190 |
$805,901.00 |
44,241.58 |
31.7% |
Loans by Homebuyer Counselor
|
7/1/07 - 12/31/07 |
1/1/08 - 6/30/08 |
TOTAL FY 2008 |
|||||
|
HOMEBUYER COUNSELOR |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
ARVAC |
Pope |
2 |
$11,600.00 |
2 |
$5,580.00 |
4 |
$17,180.00 |
|
Crawford Sebastian CDC |
Benton |
0 |
$0.00 |
2 |
$7,882.00 |
2 |
$7,882.00 |
|
Crawford |
25 |
$106,949.00 |
21 |
$94,560.00 |
46 |
$201,509.00 |
|
|
Franklin |
0 |
$0.00 |
1 |
$5,607.00 |
1 |
$5,607.00 |
|
|
Sebastian |
34 |
$139,583.00 |
29 |
$119,296.00 |
63 |
$258,879.00 |
|
|
Subtotal |
59 |
$246,532.00 |
53 |
$227,345.00 |
112 |
$473,877.00 |
|
|
Community Resources Technicians |
Crawford |
0 |
$0.00 |
1 |
$5,250.00 |
1 |
$5,250.00 |
|
Sebastian |
0 |
$0.00 |
1 |
$4,487.00 |
1 |
$4,487.00 |
|
|
Subtotal |
0 |
$0.00 |
2 |
$9,737.00 |
2 |
$9,737.00 |
|
|
Credit Counseling of Arkansas |
Benton |
6 |
$33,208.00 |
13 |
$57,549.00 |
19 |
$90,757.00 |
|
Crawford |
0 |
$0.00 |
1 |
$2,300.00 |
1 |
$2,300.00 |
|
|
Washington |
0 |
$0.00 |
3 |
$17,196.00 |
3 |
$17,196.00 |
|
|
Subtotal |
6 |
$33,208.00 |
17 |
$77,045.00 |
23 |
$110,253.00 |
|
|
EOA of Washington County |
Benton |
14 |
$54,300.00 |
6 |
$19,985.00 |
20 |
$74,285.00 |
|
Crawford |
1 |
$5,800.00 |
0 |
$0.00 |
1 |
$5,800.00 |
|
|
Sebastian |
0 |
$0.00 |
1 |
$5,000.00 |
1 |
$5,000.00 |
|
|
Washington |
2 |
$5,789.00 |
3 |
$15,800.00 |
5 |
$21,589.00 |
|
|
Subtotal |
17 |
$65,889.00 |
10 |
$40,785.00 |
27 |
$106,674.00 |
|
|
Universal Housing |
Franklin |
1 |
$2,875.00 |
0 |
$0.00 |
1 |
$2,875.00 |
|
Johnson |
0 |
$0.00 |
1 |
$3,270.00 |
1 |
$3,270.00 |
|
|
Pope |
9 |
$41,063.00 |
8 |
$28,825.00 |
17 |
$69,888.00 |
|
|
Subtotal |
10 |
$43,938.00 |
9 |
$32,095.00 |
19 |
$76,033.00 |
|
|
Unknown |
Sebastian |
1 |
$4,147.00 |
2 |
$8,000.00 |
3 |
$12,147.00 |
Loans by New / Existing
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY 2008 |
|||||
|
EXISTING OR NEW |
COUNTY |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
|
Existing |
Benton |
16 |
$74,058.00 |
15 |
$65,346.00 |
31 |
$139,404.00 |
|
Crawford |
26 |
$112,749.00 |
21 |
$93,098.00 |
47 |
$205,847.00 |
|
|
Franklin |
1 |
$2,875.00 |
1 |
$5,607.00 |
2 |
$8,482.00 |
|
|
Johnson |
0 |
$0.00 |
1 |
$3,270.00 |
1 |
$3,270.00 |
|
|
Pope |
10 |
$48,023.00 |
9 |
$30,505.00 |
19 |
$78,528.00 |
|
|
Sebastian |
32 |
$133,226.00 |
31 |
$129,733.00 |
63 |
$262,959.00 |
|
|
Washington |
2 |
$5,789.00 |
5 |
$27,059.00 |
7 |
$32,848.00 |
|
|
Subtotal |
87 |
$376,720.00 |
83 |
$354,618.00 |
170 |
$731,338.00 |
|
|
New |
Benton |
4 |
$13,450.00 |
6 |
$20,070.00 |
10 |
$33,520.00 |
|
Crawford |
0 |
$0.00 |
2 |
$9,012.00 |
2 |
$9,012.00 |
|
|
Pope |
1 |
$4,640.00 |
1 |
$3,900.00 |
2 |
$8,540.00 |
|
|
Sebastian |
3 |
$10,504.00 |
2 |
$7,050.00 |
5 |
$17,554.00 |
|
|
Washington |
0 |
$0.00 |
1 |
$5,937.00 |
1 |
$5,937.00 |
|
|
Subtotal |
8 |
$28,594.00 |
12 |
$45,969.00 |
20 |
$74,563.00 |
|
Borrowers’ Profile
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY2008 |
|||||
|
ETHNICITY |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
Minority |
Benton |
0 |
$0.00 |
1 |
$4,500.00 |
1 |
$4,500.00 |
|
Crawford |
1 |
$3,550.00 |
0 |
$0.00 |
1 |
$3,550.00 |
|
|
Pope |
3 |
$17,800.00 |
1 |
$6,000.00 |
4 |
$23,800.00 |
|
|
Sebastian |
3 |
$9,445.00 |
2 |
$7,538.00 |
5 |
$16,983.00 |
|
|
Subtotal |
7 |
$30,795.00 |
4 |
$18,038.00 |
11 |
$48,833.00 |
|
|
Non-Minority
|
Benton |
20 |
$87,508.00 |
20 |
$80,916.00 |
40 |
$168,424.00 |
|
Crawford |
25 |
$109,199.00 |
23 |
$102,110.00 |
48 |
$211,309.00 |
|
|
Franklin |
1 |
$2,875.00 |
1 |
$5,607.00 |
2 |
$8,482.00 |
|
|
Johnson |
0 |
$0.00 |
1 |
$3,270.00 |
1 |
$3,270.00 |
|
|
Pope |
8 |
$34,863.00 |
9 |
$28,450.00 |
17 |
$63,313.00 |
|
|
Sebastian |
32 |
$134,285.00 |
31 |
$129,245.00 |
63 |
$263,530.00 |
|
|
Washington |
2 |
$5,789.00 |
6 |
$32,996.00 |
8 |
$38,785.00 |
|
|
Subtotal |
88 |
$374,519.00 |
91 |
$382,549.00 |
179 |
$757,068.00 |
|
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY2008 |
|||||
|
ETHNICITY |
COUNTY |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
|
Minority |
Benton |
$0.00 |
$0.00 |
$50,664.00 |
$50,664.00 |
$50,664.00 |
$50,664.00 |
|
Crawford |
$42,474.72 |
$42,474.72 |
$0.00 |
$0.00 |
$42,474.72 |
$42,474.72 |
|
|
Pope |
$41,654.24 |
$39,319.32 |
$45,900.60 |
$46,900.60 |
$43,777.42 |
$46,606.96 |
|
|
Sebastian |
$42,209.08 |
$42,598.92 |
$47,760.00 |
$47,760.00 |
$43,484.54 |
$45,179.46 |
|
|
Subtotal |
$42,009.24 |
$42,854.74 |
$46,521.15 |
$45,900.60 |
$44,265.20 |
$44,379.17 |
|
|
Non-Minority |
Benton |
$44,191.04 |
$48,325.70 |
$40,917.21 |
$39,210.66 |
$42,554.13 |
$43,768.18 |
|
Crawford |
$49,209.93 |
$48,394.44 |
$50,688.77 |
$49,643.88 |
$49,949.35 |
$49,019.16 |
|
|
Franklin |
$44,784.00 |
$44,784.00 |
$35,937.72 |
$35,937.72 |
$40,360.86 |
$40,360.86 |
|
|
Johnson |
$0.00 |
$0.00 |
$22,862.88 |
$22,862.88 |
$22,862.88 |
$22,862.88 |
|
|
Pope |
$35,878.37 |
$42,406.86 |
$32,410.76 |
$35,652.24 |
$34,144.57 |
$39,029.55 |
|
|
Sebastian |
$37,880.94 |
$37,594.02 |
$39,456.85 |
$37,440.00 |
$38,668.90 |
$37,517.01 |
|
|
Washington |
$37,744.32 |
$37,744.32 |
$32,996.00 |
$40,516.50 |
$35,370.16 |
$39,130.41 |
|
|
Subtotal |
$42,426.81 |
$43,776.46 |
$41,750.98 |
$37,440.00 |
$42,088.90 |
$40,608.23 |
|
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
FY2008 TOTAL |
|||||
|
Gender |
County |
No Loans |
Pct |
No Loans |
Pct |
No Loans |
Pct |
|
Female |
Benton |
7 |
7.4% |
10 |
10.5% |
17 |
8.9% |
|
Crawford |
5 |
5.3% |
8 |
8.4% |
13 |
6.8% |
|
|
Pope |
1 |
1.1% |
1 |
1.1% |
2 |
1.1% |
|
|
Sebastian |
10 |
10.5% |
10 |
10.5% |
20 |
10.5% |
|
|
Washington |
0 |
0.0% |
3 |
3.2% |
3 |
1.6% |
|
|
Subtotal |
23 |
24.2% |
32 |
33.7% |
55 |
28.9% |
|
|
Male |
Benton |
13 |
13.7% |
11 |
11.6% |
24 |
12.6% |
|
Crawford |
20 |
21.1% |
15 |
15.8% |
35 |
18.4% |
|
|
Franklin |
1 |
1.1% |
1 |
1.1% |
2 |
1.1% |
|
|
Pope |
10 |
10.5% |
9 |
9.5% |
19 |
10.0% |
|
|
Sebastian |
25 |
26.3% |
22 |
23.2% |
47 |
24.7% |
|
|
Washington |
2 |
2.1% |
3 |
3.2% |
5 |
2.6% |
|
|
Subtotal |
71 |
74.7% |
61 |
64.2% |
132 |
69.5% |
|
|
Unknown |
Crawford |
1 |
1.1% |
0 |
0.0% |
1 |
0.5% |
|
Johnson |
0 |
0.0% |
1 |
1.1% |
1 |
0.5% |
|
|
Sebastian |
0 |
0.0% |
1 |
1.1% |
1 |
0.5% |
|
|
Subtotal |
1 |
1.1% |
2 |
2.1% |
3 |
1.6% |
|
Average Age of Head of Household
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
TOTAL FY 2008 |
|
|
County |
Average Age |
Average Age |
Average Age |
|
Benton |
29.7 |
29.0 |
29.4 |
|
Crawford |
27.8 |
30.3 |
29.1 |
|
Franklin |
34.0 |
30.0 |
32.0 |
|
Johnson |
0.0 |
29.0 |
29.0 |
|
Pope |
31.1 |
30.4 |
30.8 |
|
Sebastian |
30.9 |
30.0 |
30.5 |
|
Washington |
36.5 |
30.7 |
33.6 |
|
CD Total |
31.7 |
29.9 |
34.9 |
Average Size of Household
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
TOTAL FY 2008 |
|
|
County |
Average Size |
Average Size |
Average Size |
|
Benton |
2.0 |
2.2 |
2.1 |
|
Crawford |
2.5 |
2.8 |
2.7 |
|
Franklin |
2.0 |
4.0 |
3.0 |
|
Johnson |
0.0 |
2.0 |
2.0 |
|
Pope |
2.6 |
1.7 |
2.2 |
|
Sebastian |
2.2 |
2.3 |
2.3 |
|
Washington |
1.5 |
2.7 |
2.1 |
|
CD Total |
2.1 |
2.5 |
2.3 |
American Dream Down Payment Initiative (ADDI) Program
General Statistics
|
Time Period |
No. Loans |
Dollar Amount |
Mean Loan Amount |
% of H2O Loans |
|
07/2007 – 12/2007 |
25 |
$159,245.79 |
$6,369.83 |
7.6% |
|
01/2008 – 06/2008 |
23 |
$127,339.00 |
$5,536.00 |
8.6% |
|
Total FY2008 |
48 |
$286,584.79 |
$5,970.52 |
8.0% |
Loans by Homebuyer Counselor
|
7/1/07 - 12/31/07 |
1/1/08 - 6/30/08 |
TOTAL FY 2008 |
|||||
|
HOMEBUYER COUNSELOR |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
Credit Counseling of Arkansas |
Benton |
3 |
$19,649.00 |
3 |
$22,001.00 |
6 |
$41,650.00 |
|
Washington |
2 |
$11,691.00 |
1 |
$6,050.00 |
3 |
$17,741.00 |
|
|
Subtotal |
5 |
$31,340.00 |
4 |
$28,051.00 |
9 |
$59,391.00 |
|
|
Crawford Sebastian CDC |
Crawford |
3 |
$22,724.00 |
4 |
$20,861.00 |
7 |
$43,585.00 |
|
Sebastian |
10 |
$63,409.00 |
4 |
$21,004.00 |
14 |
$84,413.00 |
|
|
Subtotal |
13 |
$86,133.00 |
8 |
$41,865.00 |
21 |
$127,998.00 |
|
|
EOA of Washington County |
Benton |
4 |
$22,194.79 |
2 |
$11,638.00 |
6 |
$33,832.79 |
|
Carroll |
0 |
$0.00 |
1 |
$5,630.00 |
1 |
$5,630.00 |
|
|
Washington |
1 |
$9,600.00 |
0 |
$0.00 |
1 |
$9,600.00 |
|
|
Subtotal |
5 |
$31,794.79 |
3 |
$17,268.00 |
8 |
$49,062.79 |
|
|
Family Service Agency |
Benton |
0 |
$0.00 |
1 |
$5,317.00 |
1 |
$5,317.00 |
|
One Stop Homeowner’s Center |
Crawford |
1 |
$5,789.00 |
0 |
$0.00 |
1 |
$5,789.00 |
|
Unknown |
Crawford |
0 |
$0.00 |
1 |
$4,893.00 |
1 |
$4,893.00 |
|
Pope |
0 |
$0.00 |
3 |
$15,168.00 |
3 |
$15,168.00 |
|
|
Sebastian |
1 |
$4,189.00 |
1 |
$4,023.00 |
2 |
$8,212.00 |
|
|
Subtotals |
1 |
$4,189.00 |
5 |
$24,084.00 |
6 |
$28,273.00 |
|
Loans by New / Existing
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY 2008 |
|||||
|
EXISTING OR NEW |
COUNTY |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
|
Existing
|
Benton |
7 |
$41,843.79 |
5 |
$37,538.00 |
12 |
$79,381.79 |
|
Carroll |
0 |
$0.00 |
1 |
$5,630.00 |
1 |
$5,630.00 |
|
|
Crawford |
2 |
$14,985.00 |
4 |
$20,861.00 |
6 |
$35,846.00 |
|
|
Pope |
0 |
$0.00 |
2 |
$8,059.00 |
2 |
$8,059.00 |
|
|
Sebastian |
6 |
$36,418.00 |
5 |
$25,027.00 |
11 |
$61,445.00 |
|
|
Washington |
3 |
$21,291.00 |
3 |
$16,484.00 |
6 |
$37,775.00 |
|
|
Subtotal |
18 |
$114,537.79 |
20 |
$113,599.00 |
38 |
$228,136.79 |
|
|
New
|
Benton |
0 |
$0.00 |
1 |
$1,638.00 |
1 |
$1,638.00 |
|
Crawford |
2 |
$13,528.00 |
1 |
$4,993.00 |
3 |
$18,521.00 |
|
|
Pope |
0 |
$0.00 |
1 |
$7,109.00 |
1 |
$7,109.00 |
|
|
Sebastian |
5 |
$31,180.00 |
0 |
$0.00 |
5 |
$31,180.00 |
|
|
Subtotal |
7 |
$44,708.00 |
3 |
$13,740.00 |
10 |
$58,448.00 |
|
Borrowers’ Profile
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY2008 |
|||||
|
ETHNICITY |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
Minority |
Carroll |
0 |
$0.00 |
1 |
$5,630.00 |
1 |
$5,630.00 |
|
Crawford |
2 |
$10,717.00 |
0 |
$0.00 |
2 |
$10,717.00 |
|
|
Sebastian |
6 |
$36,628.00 |
1 |
$5,889.00 |
7 |
$42,517.00 |
|
|
Subtotal |
8 |
$47,345.00 |
2 |
$11,519.00 |
10 |
$58,864.00 |
|
|
Non-Minority |
Benton |
7 |
$41,843.79 |
6 |
$39,176.00 |
13 |
$81,019.79 |
|
Crawford |
2 |
$17,796.00 |
5 |
$25,854.00 |
7 |
$43,650.00 |
|
|
Pope |
0 |
$0.00 |
3 |
$15,168.00 |
3 |
$15,168.00 |
|
|
Sebastian |
5 |
$30,970.00 |
4 |
$19,138.00 |
9 |
$50,108.00 |
|
|
Washington |
3 |
$21,291.00 |
3 |
$16,484.00 |
6 |
$37,775.00 |
|
|
Subtotal |
17 |
$111,900.79 |
21 |
$115,820.00 |
38 |
$227,720.79 |
|
|
7/1/2007 - 12/31/2007 |
1/1/2008 - 6/30/2008 |
TOTAL FY2008 |
|||||
|
ETHNICITY |
COUNTY |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
|
Minority |
Carroll |
$0.00 |
$0.00 |
$24,792.00 |
$24,792.00 |
$24,792.00 |
$24,792.00 |
|
Crawford |
$27,904.38 |
$27,904.38 |
$0.00 |
$0.00 |
$27,904.38 |
$27,904.38 |
|
|
Sebastian |
$32,748.24 |
$34,297.20 |
$22,344.00 |
$22,344.00 |
$27,546.12 |
$28,320.60 |
|
|
Subtotal |
$31,537.28 |
$31,943.22 |
$23,568.00 |
$23,568.00 |
$27,552.64 |
$27,755.61 |
|
|
Non- Minority |
Benton |
$34,729.85 |
$36,816.12 |
$29,775.06 |
$30,444.00 |
$32,252.46 |
$33,630.06 |
|
Crawford |
$25,876.56 |
$25,876.56 |
$23,888.40 |
$20,280.00 |
$24,882.48 |
$23,078.28 |
|
|
Pope |
$0.00 |
$0.00 |
$21,626.80 |
$21,204.00 |
$21,626.80 |
$21,204.00 |
|
|
Sebastian |
$26,550.07 |
$29,016.00 |
$22,400.04 |
$22,324.08 |
$24,475.06 |
$25,670.04 |
|
|
Washington |
$35,319.99 |
$38,146.56 |
$21,660.00 |
$22,308.00 |
$28,489.99 |
$30,227.28 |
|
|
Subtotal |
$31,386.60 |
$29,120.04 |
$21,626.80 |
$21,204.00 |
$21,626.80 |
$21,204.00 |
|
Gender of Head of Household
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
FY2008 TOTAL |
|||||
|
Gender |
County |
No Loans |
Pct |
No Loans |
Pct |
No Loans |
Pct |
|
Female |
Benton |
1 |
4.0% |
1 |
4.3% |
2 |
4.1% |
|
Crawford |
0 |
0.0% |
3 |
13.0% |
3 |
6.2% |
|
|
Pope |
0 |
0.0% |
2 |
8.7% |
2 |
4.1% |
|
|
Sebastian |
3 |
12.0% |
1 |
4.3% |
4 |
8.3% |
|
|
Washington |
1 |
4.0% |
2 |
8.7% |
3 |
6.2% |
|
|
Subtotal |
5 |
20.0% |
9 |
39.1% |
14 |
29.1% |
|
|
Male |
Benton |
6 |
24.0% |
5 |
21.7% |
11 |
22.9% |
|
Carroll |
0 |
0.0% |
1 |
4.3% |
1 |
2.1% |
|
|
Crawford |
4 |
16.0% |
2 |
8.7% |
6 |
12.5% |
|
|
Pope |
0 |
0.0% |
1 |
4.3% |
1 |
2.1% |
|
|
Sebastian |
7 |
28.0% |
4 |
17.3% |
11 |
22.9% |
|
|
Washington |
2 |
8.0% |
1 |
4.3% |
3 |
6.2% |
|
|
Subtotal |
19 |
76.0% |
14 |
60.9% |
33 |
68.8% |
|
|
Unknown |
Sebastian |
1 |
4.0% |
0 |
0.0% |
1 |
2.1% |
Average Age of Head of Household
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
TOTAL FY 2008 |
|
|
County |
Average Age |
Average Age |
Average Age |
|
Benton |
32.7 |
39.1 |
35.9 |
|
Carroll |
0.0 |
40.0 |
40.0 |
|
Crawford |
39.0 |
19.0 |
29.0 |
|
Pope |
0.0 |
32.7 |
32.7 |
|
Sebastian |
32.2 |
36.6 |
34.4 |
|
Washington |
30.7 |
33.0 |
31.9 |
|
CD Total |
33.7 |
33.4 |
39.5 |
Average House Size
|
7/2007 - 12/2007 |
1/2008 - 6/2008 |
TOTAL FY 2008 |
|
|
County |
Average House Size |
Average House Size |
Average House Size |
|
Benton |
3.1 |
3.0 |
3.1 |
|
Carroll |
