Congressional District 1
 |
|
REPORT OF PROGRAM ACTIVITY
FISCAL YEAR 2007: July 1, 2006 – June 30, 2007
1st Half of FY2007 = July 1, 2006 – December 31, 2006
2nd Half of FY2007 = January 1, 2007 – June 30, 2007
HOMEOWNERSHIP
Home-to-Own (H2O)
General Statistics
|
Time Period |
No. Loans |
Dollar Amount |
Mean Loan Amount |
Median Loan Amount |
|
07/2006 – 12/2006 |
139 |
$13,870,040.86 |
$99,784.46 |
$91,673.50 |
|
01/2007 – 06/2007 |
145 |
$13,725,123.00 |
$94,656.02 |
$88,798.00 |
|
Total FY2007 |
284 |
$27,595,163.86 |
$97,166.07 |
$90,235.75 |
|
Loan Cancellation Rate – Total FY2007: |
15.8% |
Loans by Originator / Branch
|
|
|
7/1/06 - 12/31/06 |
1/1/07 - 6/30/07 |
TOTAL FY 2007 |
|||
|
ORIGINATOR / BRANCH |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
1st Home Mortgage, Inc., Jonesboro, AR
|
Craighead |
2 |
$169,581.00 |
0 |
$0.00 |
2 |
$169,581.00 |
|
Crittenden |
1 |
$100,510.00 |
0 |
$0.00 |
1 |
$100,510.00 |
|
|
Subtotal |
3 |
$270,091.00 |
0 |
$0.00 |
3 |
$270,091.00 |
|
|
1st National Bank and Trust, Mountain Home, AR
|
Baxter |
2 |
$182,716.00 |
2 |
$181,625.00 |
4 |
$364,341.00 |
|
Izard |
0 |
$0.00 |
1 |
$40,612.00 |
1 |
$40,612.00 |
|
|
Subtotal |
2 |
$182,716.00 |
3 |
$222,237.00 |
5 |
$404,953.00 |
|
|
1st Security, Searcy, AR
|
Arkansas |
1 |
$80,102.00 |
0 |
$0.00 |
1 |
$80,102.00 |
|
Lonoke |
2 |
$195,351.00 |
0 |
$0.00 |
2 |
$195,351.00 |
|
|
Subtotal |
3 |
$275,453.00 |
0 |
$0.00 |
3 |
$275,453.00 |
|
|
Arvest Mortgage Company, Lowell, AR |
Baxter |
1 |
$82,416.00 |
0 |
$0.00 |
1 |
$82,416.00 |
|
BancorpSouth, Fort Smith, AR
|
Lonoke |
1 |
$79,132.00 |
0 |
$0.00 |
1 |
$79,132.00 |
|
Prairie |
1 |
$73,080.00 |
0 |
$0.00 |
1 |
$73,080.00 |
|
|
Subtotal |
2 |
$152,212.00 |
0 |
$0.00 |
2 |
$152,212.00 |
|
|
BancorpSouth, Jonesboro, AR |
Crittenden |
1 |
$52,000.00 |
0 |
$0.00 |
1 |
$52,000.00 |
|
Bank of America, West Memphis, AR |
Crittenden |
1 |
$110,767.00 |
0 |
$0.00 |
1 |
$110,767.00 |
|
Bank of Little Rock Mortgage, North Little Rock, AR
|
Lonoke |
0 |
$0.00 |
1 |
$84,150.00 |
1 |
$84,150.00 |
|
Mississippi |
0 |
$0.00 |
1 |
$72,900.00 |
1 |
$72,900.00 |
|
|
Subtotal |
0 |
$0.00 |
1 |
$157,050.00 |
2 |
$157,050.00 |
|
|
Bank of the Ozarks, Little Rock, AR
|
Baxter |
3 |
$229,104.00 |
4 |
$472,260.00 |
7 |
$701,364.00 |
|
Lonoke |
0 |
$0.00 |
3 |
$358,084.00 |
3 |
$358,084.00 |
|
|
Subtotal |
3 |
$229,104.00 |
7 |
$830,344.00 |
10 |
$1,059,448.00 |
|
|
Benefit Bank, Fort Smith, AR |
Arkansas |
0 |
$0.00 |
1 |
$54,454.00 |
1 |
$54,454.00 |
|
First Community Bank, Marion, AR |
Crittenden |
0 |
$0.00 |
1 |
$79,560.00 |
1 |
$79,560.00 |
|
First Financial Bank, Jonesboro, AR
|
Craighead |
1 |
$83,836.00 |
3 |
$223,777.00 |
4 |
$307,613.00 |
|
Lawrence |
0 |
$0.00 |
1 |
$44,797.00 |
1 |
$44,797.00 |
|
|
Subtotal |
1 |
$83,836.00 |
4 |
$268,574.00 |
5 |
$352,410.00 |
|
|
First Horizon Home Loan Corp, West Memphis, AR
|
Crittenden |
10 |
$971,962.00 |
7 |
$712,906.00 |
17 |
$1,684,868.00 |
|
Mississippi |
1 |
$156,640.00 |
0 |
$0.00 |
1 |
$156,640.00 |
|
|
Subtotal |
11 |
$1,128,602.00 |
7 |
$712,906.00 |
18 |
$1,841,508.00 |
|
|
First Western Mortgage, Inc., Rogers, AR |
Arkansas |
0 |
$0.00 |
1 |
$68,800.00 |
1 |
$68,800.00 |
|
Guaranty Loan, West Memphis, AR |
Crittenden |
2 |
$284,950.00 |
1 |
$62,500.00 |
3 |
$347,450.00 |
|
Logan Finance, Blytheville, AR |
Mississippi |
2 |
$205,500.00 |
1 |
$57,050.00 |
3 |
$262,550.00 |
|
Metropolitan National Bank, Little Rock, AR |
Lonoke |
1 |
$106,061.00 |
1 |
$96,735.00 |
2 |
$202,796.00 |
|
Pinnacle Mortgage of Little Rock, Jacksonville, AR |
Arkansas |
1 |
$61,110.00 |
0 |
$0.00 |
1 |
$61,110.00 |
|
Pulaski Mortgage Company, Conway, AR |
Lonoke |
0 |
$0.00 |
1 |
$109,777.00 |
1 |
$109,777.00 |
|
Pulaski Mortgage Company, Forrest City, AR
|
Cross |
7 |
$626,875.00 |
3 |
$198,000.00 |
10 |
$824,875.00 |
|
Lee |
1 |
$80,000.00 |
2 |
$145,258.00 |
3 |
$225,258.00 |
|
|
Monroe |
1 |
$68,000.00 |
0 |
$0.00 |
1 |
$68,000.00 |
|
|
St. Francis |
7 |
$492,356.00 |
13 |
$1,134,125.00 |
20 |
$1,626,481.00 |
|
|
Subtotal |
16 |
$1,267,231.00 |
18 |
$1,477,383.00 |
34 |
$2,744,614.00 |
|
|
Pulaski Mortgage Company, West Memphis, AR
|
Cleburne |
0 |
$0.00 |
1 |
$55,957.00 |
1 |
$55,957.00 |
|
Craighead |
1 |
$102,667.00 |
0 |
0 |
1 |
$102,667.00 |
|
|
Crittenden |
79 |
$8,525,923.00 |
85 |
$8,654,970.00 |
164 |
$17,180,893.00 |
|
|
Cross |
1 |
$47,000.00 |
0 |
$0.00 |
1 |
$47,000.00 |
|
|
Lee |
0 |
$0.00 |
1 |
$50,090.00 |
1 |
$50,090.00 |
|
|
St. Francis |
3 |
$239,823.00 |
4 |
$258,576.00 |
7 |
$498,399.00 |
|
|
Subtotal |
84 |
$8,915,413.00 |
91 |
$9,019,593.00 |
175 |
$17,935,006.00 |
|
|
Regions Mortgage, Inc, Little Rock, AR
|
Lonoke |
0 |
$0.00 |
1 |
$95,501.00 |
1 |
$95,501.00 |
|
Craighead |
2 |
$173,280.00 |
1 |
$97,400.00 |
3 |
$270,680.00 |
|
|
Crittenden |
0 |
$0.00 |
1 |
$127,000.00 |
1 |
$127,000.00 |
|
|
Subtotal |
2 |
$173,280.00 |
3 |
$319,901.00 |
5 |
$493,181.00 |
|
|
Regions Mortgage, Inc., Marion, AR |
Crittenden |
1 |
$82,845.00 |
0 |
$0.00 |
1 |
$82,845.00 |
|
Regions Mortgage, Inc., Searcy, AR
|
Crittenden |
1 |
$125,000.00 |
0 |
$0.00 |
1 |
$125,000.00 |
|
Cross |
0 |
$0.00 |
1 |
$82,845.00 |
1 |
$82,845.00 |
|
|
Subtotal |
1 |
$125,000.00 |
1 |
$82,845.00 |
2 |
$207,845.00 |
|
|
Simmons 1st Bank, Jonesboro, AR |
Craighead |
1 |
$81,453.00 |
0 |
$0.00 |
1 |
$81,453.00 |
|
Simmons First National Bank, Searcy, AR |
Woodruff |
0 |
$0.00 |
1 |
$44,304.00 |
1 |
$44,304.00 |
|
US Bank Home Mortgage, North Little Rock, AR |
Stone |
0 |
$0.00 |
1 |
$61,110.00 |
1 |
$61,110.00 |
Loans by New / Existing
|
|
|
7/1/2006 - 12/31/2006 |
1/1/2007 - 6/30/2007 |
TOTAL FY 2007 |
|||
|
EXISTING OR NEW |
COUNTY |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
|
Existing
|
Arkansas
|
2 |
$141,212.00 |
2 |
$123,254.00 |
4 |
$264,466.00 |
|
Baxter
|
6 |
$494,236.00 |
3 |
$269,205.00 |
9 |
$763,441.00 |
|
|
Cleburne
|
0 |
$0.00 |
1 |
$55,957.00 |
1 |
$55,957.00 |
|
|
Craighead
|
6 |
$506,736.00 |
4 |
$321,177.00 |
10 |
$827,913.00 |
|
|
Crittenden
|
16 |
$2,291,183.00 |
85 |
$8,136,141.00 |
101 |
$10,427,324.00 |
|
|
Cross
|
8 |
$673,875.00 |
4 |
$280,845.00 |
12 |
$954,719.00 |
|
|
Izard
|
0 |
$0.00 |
1 |
$40,612.00 |
1 |
$40,612.00 |
|
|
Lawrence
|
0 |
$0.00 |
1 |
$44,797.00 |
1 |
$44,797.00 |
|
|
Lee
|
1 |
$80,000.00 |
3 |
$195,348.00 |
4 |
$275,348.00 |
|
|
Lonoke
|
3 |
$256,943.00 |
2 |
$208,979.00 |
5 |
$465,922.00 |
|
|
Mississippi
|
2 |
$205,500.00 |
2 |
$129,950.00 |
4 |
$335,450.00 |
|
|
Monroe
|
1 |
$68,000.00 |
0 |
$0.00 |
1 |
$68,000.00 |
|
|
Prairie
|
1 |
$73,080.00 |
0 |
$0.00 |
1 |
$73,080.00 |
|
|
St. Francis
|
9 |
$648,493.00 |
17 |
$1,392,701.00 |
26 |
$2,041,194.00 |
|
|
Stone
|
0 |
$0.00 |
1 |
$61,110.00 |
1 |
$61,110.00 |
|
|
Woodruff
|
0 |
$0.00 |
1 |
$44,304.00 |
1 |
$44,304.00 |
|
|
Subtotal |
55 |
$5,439,258.00 |
127 |
$11,304,380.00 |
182 |
$16,743,638.00 |
|
|
New
|
Arkansas |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
Baxter |
0 |
$0.00 |
3 |
$384,680.00 |
3 |
$384,680.00 |
|
|
Cleburne |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Craighead |
1 |
$104,081.00 |
0 |
$0.00 |
1 |
$104,081.00 |
|
|
Crittenden |
80 |
$7,962,774.00 |
10 |
$1,500,795.00 |
90 |
$9,463,569.00 |
|
|
Cross |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Izard |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lawrence |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lee |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lonoke |
1 |
$123,601.00 |
5 |
$535,268.00 |
6 |
$658,869.00 |
|
|
Mississippi |
1 |
$156,640.00 |
0 |
$0.00 |
1 |
$156,640.00 |
|
|
Monroe |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Prairie |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
St. Francis |
1 |
$83,686.00 |
0 |
$0.00 |
1 |
$83,686.00 |
|
|
Stone |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Woodruff |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Subtotal |
84 |
$8,430,782.00 |
18 |
$2,402,743.00 |
102 |
$10,851,525.00 |
|
Loans by Loan Type
|
|
|
7/1/2006 - 12/31/2006 |
1/1/2007 - 6/30/2007 |
TOTAL FY 2007 |
|||
|
TYPE |
COUNTY |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
|
Conventional
|
Arkansas |
1 |
$61,110.00 |
0 |
$0.00 |
1 |
$61,110.00 |
|
Baxter |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Cleburne |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Craighead |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Crittenden |
37 |
$4,110,717.00 |
44 |
$4,791,872.00 |
81 |
$8,902,589.00 |
|
|
Cross |
1 |
$47,000.00 |
0 |
$0.00 |
1 |
$47,000.00 |
|
|
Izard |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lawrence |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lee |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lonoke |
0 |
$0.00 |
1 |
$84,150.00 |
1 |
$84,150.00 |
|
|
Mississippi |
0 |
$0.00 |
1 |
$72,900.00 |
1 |
$72,900.00 |
|
|
Monroe |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Prairie |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
St. Francis |
0 |
$0.00 |
1 |
$70,000.00 |
1 |
$70,000.00 |
|
|
Stone |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Woodruff |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Subtotal |
39 |
$4,218,827.00 |
47 |
$5,018,922.00 |
86 |
$9,237,749.00 |
|
|
FHA
|
Arkansas |
0 |
$0.00 |
2 |
$123,254.00 |
2 |
$123,254.00 |
|
Baxter |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Cleburne |
0 |
$0.00 |
1 |
$55,957.00 |
1 |
$55,957.00 |
|
|
Craighead |
5 |
$441,236.00 |
3 |
$232,845.00 |
8 |
$674,081.00 |
|
|
Crittenden |
39 |
$3,881,964.00 |
39 |
$3,461,281.00 |
78 |
$7,343,245.00 |
|
|
Cross |
1 |
$62,026.00 |
1 |
$82,845.00 |
2 |
$144,871.00 |
|
|
Izard |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lawrence |
0 |
$0.00 |
1 |
$44,797.00 |
0 |
$44,797.00 |
|
|
Lee |
0 |
$0.00 |
2 |
$97,348.00 |
2 |
$97,348.00 |
|
|
Lonoke |
1 |
$106,061.00 |
4 |
$410,413.00 |
5 |
$516,474.00 |
|
|
Mississippi |
0 |
$0.00 |
1 |
$57,050.00 |
1 |
$57,050.00 |
|
|
Monroe |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Prairie |
1 |
$73,080.00 |
0 |
$0.00 |
1 |
$73,080.00 |
|
|
St. Francis |
5 |
$360,429.00 |
1 |
$84,333.00 |
6 |
$444,762.00 |
|
|
Stone |
0 |
$0.00 |
1 |
$61,110.00 |
1 |
$61,110.00 |
|
|
Woodruff |
0 |
$0.00 |
1 |
$44,304.00 |
1 |
$44,304.00 |
|
|
Subtotal |
52 |
$4,924,796.00 |
57 |
$4,755,537.00 |
109 |
$9,680,333.00 |
|
|
Rural Dev.
|
Arkansas |
1 |
$80,102.00 |
0 |
$0.00 |
1 |
$80,102.00 |
|
Baxter |
4 |
$324,702.00 |
6 |
$653,885.00 |
10 |
$978,587.00 |
|
|
Cleburne |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Craighead |
2 |
$169,581.00 |
1 |
$88,332.00 |
3 |
$257,913.00 |
|
|
Crittenden |
16 |
$1,915,964.00 |
6 |
$680,170.00 |
22 |
$2,596,134.00 |
|
|
Cross |
6 |
$564,849.00 |
3 |
$198,000.00 |
9 |
$762,849.00 |
|
|
Izard |
0 |
$0.00 |
1 |
$40,612.00 |
1 |
$40,612.00 |
|
|
Lawrence |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lee |
1 |
$80,000.00 |
1 |
$98,000.00 |
2 |
$178,000.00 |
|
|
Lonoke |
2 |
$150,882.00 |
2 |
$249,684.00 |
4 |
$400,566.00 |
|
|
Mississippi |
3 |
$362,140.00 |
0 |
$0.00 |
3 |
$362,140.00 |
|
|
Monroe |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Prairie |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
St. Francis |
5 |
$371,750.00 |
15 |
$1,238,368.00 |
20 |
$1,610,118.00 |
|
|
Stone |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Woodruff |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Subtotal |
40 |
$4,019,970.00 |
35 |
$3,247,051.00 |
75 |
$7,267,021.00 |
|
|
Unknown
|
Arkansas |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
Baxter |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Cleburne |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Craighead |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Crittenden |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Cross |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Izard |
0 |
$0.00 |
|
$0.00 |
0 |
$0.00 |
|
|
Lawrence |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lee |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lonoke |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Mississippi |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Monroe |
1 |
$68,000.00 |
0 |
$0.00 |
1 |
$68,000.00 |
|
|
Prairie |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
St. Francis |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Stone |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Woodruff |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Subtotal |
1 |
$68,000.00 |
0 |
$0.00 |
1 |
$68,000.00 |
|
|
VA
|
Arkansas |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
Baxter |
2 |
$169,534.00 |
0 |
$0.00 |
2 |
$169,534.00 |
|
|
Cleburne |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Craighead |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Crittenden |
4 |
$345,312.00 |
6 |
$703,613.00 |
10 |
$1,048,925.00 |
|
|
Cross |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Izard |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lawrence |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lee |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lonoke |
1 |
$123,601.00 |
0 |
$0.00 |
1 |
$123,601.00 |
|
|
Mississippi |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Monroe |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Prairie |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
St. Francis |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Stone |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Woodruff |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Subtotal |
7 |
$638,447.00 |
6 |
$703,613.00 |
13 |
$1,342,060.00 |
|
Borrowers’ Profile
|
|
|
7/1/2006 - 12/31/2006 |
1/1/2007 - 6/30/2007 |
TOTAL FY2007 |
|||
|
ETHNICITY |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
Minority
|
Arkansas |
1 |
$61,110.00 |
0 |
$0.00 |
1 |
$61,110.00 |
|
Baxter |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Cleburne |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Craighead |
2 |
$192,198.00 |
0 |
$0.00 |
2 |
$192,198.00 |
|
|
Crittenden |
30 |
$3,389,004.00 |
25 |
$2,386,699.00 |
55 |
$5,775,703.00 |
|
|
Cross |
1 |
$47,000.00 |
0 |
$0.00 |
1 |
$47,000.00 |
|
|
Izard |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lawrence |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lee |
0 |
$0.00 |
2 |
$148,090.00 |
2 |
$148,090.00 |
|
|
Lonoke |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Mississippi |
1 |
$78,500.00 |
1 |
$72,900.00 |
2 |
$151,400.00 |
|
|
Monroe |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Prairie |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
St. Francis |
6 |
$425,591.00 |
11 |
$917,346.00 |
17 |
$1,342,937.00 |
|
|
Stone |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Woodruff |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Subtotal |
41 |
$4,193,403.00 |
39 |
$3,525,035.00 |
80 |
$7,718,438.00 |
|
|
Non-Minority
|
Arkansas |
1 |
$80,102.00 |
2 |
$123,254.00 |
3 |
$203,356.00 |
|
Baxter |
6 |
$494,236.00 |
6 |
$653,885.00 |
12 |
$1,148,121.00 |
|
|
Cleburne |
0 |
$0.00 |
1 |
$55,957.00 |
1 |
$55,957.00 |
|
|
Craighead |
5 |
$418,619.00 |
4 |
$321,177.00 |
9 |
$739,796.00 |
|
|
Crittenden |
66 |
$6,864,953.00 |
70 |
$7,250,237.00 |
136 |
$14,115,190.00 |
|
|
Cross |
7 |
$626,875.00 |
4 |
$280,845.00 |
11 |
$907,720.00 |
|
|
Izard |
0 |
$0.00 |
1 |
$40,612.00 |
1 |
$40,612.00 |
|
|
Lawrence |
0 |
$0.00 |
1 |
$44,797.00 |
1 |
$44,797.00 |
|
|
Lee |
1 |
$80,000.00 |
1 |
$47,258.00 |
2 |
$127,258.00 |
|
|
Lonoke |
4 |
$380,544.00 |
7 |
$744,247.00 |
11 |
$1,124,791.00 |
|
|
Mississippi |
2 |
$283,640.00 |
1 |
$57,050.00 |
3 |
$340,690.00 |
|
|
Monroe |
1 |
$68,000.00 |
0 |
$0.00 |
1 |
$68,000.00 |
|
|
Prairie |
1 |
$73,080.00 |
0 |
$0.00 |
1 |
$73,080.00 |
|
|
St. Francis |
4 |
$306,588.00 |
6 |
$475,355.00 |
10 |
$781,943.00 |
|
|
Stone |
0 |
$0.00 |
1 |
$61,110.00 |
1 |
$61,110.00 |
|
|
Woodruff |
0 |
$0.00 |
1 |
$44,304.00 |
1 |
$44,304.00 |
|
|
Subtotal |
98 |
$9,676,637.00 |
106 |
$10,200,088.00 |
204 |
$19,876,725.00 |
|
|
|
|
7/1/2006-12/31/2006 |
1/1/2007 - 6/30/2007 |
TOTAL FY2007 |
|||
|
ETHNICITY |
COUNTY |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
|
Minority |
Arkansas |
$31,548.00 |
$31,548.00 |
$0.00 |
$0.00 |
$31,548.00 |
$31,548.00 |
|
Baxter |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Cleburne |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Craighead |
$39,315.48 |
$39,315.48 |
$0.00 |
$0.00 |
$39,315.48 |
$39,315.48 |
|
|
Crittenden |
$44,474.08 |
$46,585.74 |
$44,112.05 |
$42,806.04 |
$44,293.07 |
$44,695.89 |
|
|
Cross |
$19,692.00 |
$19,692.00 |
$0.00 |
$0.00 |
$19,692.00 |
$19,692.00 |
|
|
Izard |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Lawrence |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Lee |
$0.00 |
$0.00 |
$47,569.50 |
$47,569.50 |
$47,569.50 |
$47,569.50 |
|
|
Lonoke |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Mississippi |
$52,003.56 |
$52,003.56 |
$61,092.00 |
$61,092.00 |
$56,547.78 |
$56,547.78 |
|
|
Monroe |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Prairie |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
St. Francis |
$43,067.48 |
$38,589.72 |
$44,376.25 |
$50,132.28 |
$43,721.87 |
$44,361.00 |
|
|
Stone |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Woodruff |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Average |
$38,350.10 |
$37,955.75 |
$49,287.45 |
$50,399.96 |
$40,383.96 |
$40,532.81 |
|
|
Non-Minority
|
Arkansas |
$45,385.92 |
$45,385.92 |
$47,882.64 |
$47,882.64 |
$31,548.00 |
$46,634.28 |
|
Baxter |
$29,431.76 |
$26,515.08 |
$37,941.96 |
$41,100.30 |
$33,686.86 |
$33,807.69 |
|
|
Cleburne |
$0.00 |
$0.00 |
$29,232.00 |
$29,232.00 |
$29,232.00 |
$29,232.00 |
|
|
Craighead |
$40,512.70 |
$40,512.70 |
$41,790.51 |
$42,323.70 |
$41,151.61 |
$41,484.33 |
|
|
Crittenden |
$49,258.75 |
$50,669.34 |
$45,348.37 |
$44,359.38 |
$47,303.56 |
$47,514.36 |
|
|
Cross |
$45,507.09 |
$42,639.96 |
$27,214.38 |
$26,417.52 |
$36,360.74 |
$34,528.74 |
|
|
Izard |
$0.00 |
$0.00 |
$26,160.00 |
$26,160.00 |
$26,160.00 |
$26,160.00 |
|
|
Lawrence |
$0.00 |
$0.00 |
$30,441.72 |
$30,441.72 |
$30,441.72 |
$30,441.72 |
|
|
Lee |
$40,942.00 |
$40,942.00 |
$23,913.84 |
$23,913.84 |
$32,427.92 |
$32,427.92 |
|
|
Lonoke |
$45,704.22 |
$46,850.10 |
$41,044.10 |
$43,079.16 |
$43,374.16 |
$44,964.63 |
|
|
Mississippi |
$31,896.00 |
$31,896.00 |
$46,944.00 |
$46,944.00 |
$39,420.00 |
$39,420.00 |
|
|
Monroe |
$38,249.52 |
$38,249.58 |
$0.00 |
$0.00 |
$38,249.52 |
$38,249.52 |
|
|
Prairie |
$34,585.32 |
$34,585.32 |
$0.00 |
$0.00 |
$34,585.32 |
$34,585.32 |
|
|
St. Francis |
$50,231.28 |
$44,146.56 |
$47,916.66 |
$50,835.84 |
$49,073.97 |
$47,491.20 |
|
|
Stone |
$0.00 |
$0.00 |
$16,059.96 |
$16,059.96 |
$16,059.96 |
$16,059.96 |
|
|
Woodruff |
$0.00 |
$0.00 |
$32,968.20 |
$32,968.20 |
$32,968.20 |
$32,968.20 |
|
|
Average |
$41,064.05 |
$40,217.51 |
$35,347.02 |
$35,837.02 |
$35,127.72 |
$35,998.12 |
|
|
Gender of Head of Household |
|
7/2006 - 12/2006 |
1/2007 - 6/2007 |
FY2007 TOTAL |
|||
|
County |
No Loans |
Pct |
No Loans |
Pct |
No Loans |
Pct |
|
|
Female
|
Arkansas |
1 |
0.7% |
0 |
0.0% |
1 |
0.4% |
|
Baxter |
1 |
0.7% |
1 |
0.7% |
2 |
0.7% |
|
|
Cleburne |
0 |
0.0% |
0 |
0.0% |
0 |
0.0% |
|
|
Craighead |
0 |
0.0% |
1 |
0.7% |
1 |
0.4% |
|
|
Crittenden |
40 |
28.8% |
35 |
24.1% |
75 |
26.4% |
|
|
Cross |
0 |
0.0% |
3 |
2.1% |
3 |
1.1% |
|
|
Izard |
0 |
0.0% |
0 |
0.0% |
0 |
0.0% |
|
|
Lawrence |
0 |
0.0% |
1 |
0.7% |
1 |
0.4% |
|
|
Lee |
1 |
0.7% |
1 |
0.7% |
2 |
0.7% |
|
|
Lonoke |
0 |
0.0% |
2 |
1.4% |
2 |
0.7% |
|
|
Mississippi |
2 |
1.4% |
0 |
0.0% |
2 |
0.7% |
|
|
Monroe |
0 |
0.0% |
0 |
0.0% |
0 |
0.0% |
|
|
Prairie |
0 |
0.0% |
0 |
0.0% |
0 |
0.0% |
|
|
St. Francis |
6 |
4.3% |
9 |
6.2% |
15 |
5.3% |
|
|
Stone |
0 |
0.0% |
0 |
0.0% |
0 |
0.0% |
|
|
Woodruff |
0 |
0.0% |
0 |
0.0% |
0 |
0.0% |
|
|
Subtotal |
51 |
36.7% |
53 |
36.6% |
104 |
36.6% |
|
|
Male
|
Arkansas |
1 |
0.7% |
2 |
1.4% |
3 |
1.1% |
|
Baxter |
5 |
3.6% |
5 |
3.4% |
10 |
3.5% |
|
|
Cleburne |
0 |
0.0% |
1 |
0.7% |
1 |
0.4% |
|
|
Craighead |
7 |
5.0% |
3 |
2.1% |
10 |
3.5% |
|
|
Crittenden |
55 |
39.6% |
54 |
37.2% |
109 |
38.4% |
|
|
Cross |
8 |
5.8% |
1 |
0.7% |
9 |
3.2% |
|
|
Izard |
0 |
0.0% |
1 |
0.7% |
1 |
0.4% |
|
|
Lawrence |
0 |
0.0% |
0 |
0.0% |
0 |
0.0% |
|
|
Lee |
0 |
0.0% |
2 |
1.4% |
2 |
0.7% |
|
|
Lonoke |
4 |
2.9% |
5 |
3.4% |
9 |
3.2% |
|
|
Mississippi |
1 |
0.7% |
2 |
1.4% |
3 |
1.1% |
|
|
Monroe |
1 |
0.7% |
0 |
0.0% |
1 |
0.4% |
|
|
Prairie |
1 |
0.7% |
0 |
0.0% |
1 |
0.4% |
|
|
St. Francis |
4 |
2.9% |
8 |
5.5% |
12 |
4.2% |
|
|
Stone |
0 |
0.0% |
1 |
0.7% |
1 |
0.4% |
|
|
Woodruff |
0 |
0.0% |
1 |
0.7% |
1 |
0.4% |
|
|
Subtotal |
87 |
62.6% |
86 |
59.3% |
173 |
60.9% |
|
|
Unknown |
Crittenden |
1 |
0.7% |
6 |
4.1% |
7 |
2.5% |
Average Age of Head of Household
|
County |
7/2006 - 12/2006 Average Age |
1/2007 - 6/2007 Average Age |
FY2007 TOTAL Average Age |
|
Arkansas |
26.5 |
28.5 |
27.5 |
|
Baxter |
27.0 |
26.5 |
26.8 |
|
Cleburne |
0.0 |
65.0 |
65.0 |
|
Craighead |
22.7 |
27.3 |
25.0 |
|
Crittenden |
36.8 |
37.0 |
36.9 |
|
Cross |
28.3 |
36.5 |
32.4 |
|
Izard |
0.0 |
18.0 |
18.0 |
|
Lawrence |
0.0 |
22.0 |
22.0 |
|
Lee |
24.0 |
27.3 |
25.7 |
|
Lonoke |
26.8 |
32.6 |
29.7 |
|
Mississippi |
35.3 |
37.0 |
36.2 |
|
Monroe |
32.0 |
0.0 |
32.0 |
|
St. Francis |
32.3 |
32.4 |
32.4 |
|
Stone |
0.0 |
31.0 |
31.0 |
|
Woodruff |
0.0 |
36.0 |
36.0 |
|
CD 1 Average Age |
26.5 |
32.7 |
31.8 |
Average Size of Household
|
County |
7/2006 - 12/2006 Average House Size |
1/2007 - 6/2007 Average House Size |
FY2007 Average House Size |
|
Arkansas |
3.0 |
2.5 |
2.8 |
|
Baxter |
2.2 |
2.0 |
2.1 |
|
Cleburne |
0.0 |
2.0 |
2.0 |
|
Craighead |
1.9 |
2.5 |
2.2 |
|
Crittenden |
2.3 |
2.1 |
2.2 |
|
Cross |
3.5 |
2.8 |
3.2 |
|
Izard |
0.0 |
2.0 |
2.0 |
|
Lawrence |
0.0 |
1.0 |
1.0 |
|
Lee |
2.0 |
2.0 |
2.0 |
|
Lonoke |
3.0 |
2.0 |
2.5 |
|
Monroe |
1.0 |
0.0 |
1.0 |
|
Pope |
2.5 |
2.2 |
2.4 |
|
Prairie |
2.0 |
0.0 |
2.0 |
|
St. Francis |
2.0 |
3.1 |
2.6 |
|
Stone |
0.0 |
4.0 |
2.0 |
|
Woodruff |
0.0 |
2.0 |
2.0 |
|
CD 1 Average House Size |
2.3 |
2.3 |
2.3 |
Down Payment Assistance Program (DPA)
General Statistics
|
Time Period |
No. Loans |
Dollar Amount |
Mean Loan Amount |
% of H2O Loans |
|
07/2006 – 12/2006 |
33 |
$105,374.00 |
$3,193.15 |
23.6% |
|
01/2007 – 06/2007 |
56 |
$175,490.00 |
$3,133.75 |
38.1% |
|
Total FY2007 |
89 |
$280,864.00 |
$3,155.78 |
31.0% |
|
Loan Cancellation - Total FY2007: |
17.6% |
Loans by Homebuyer Counselor
|
|
|
7/1/06 - 12/31/06 |
1/1/07 - 6/30/07 |
TOTAL FY 2007 |
|||
|
HOMEBUYER COUNSELOR |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
Argenta Neighborworks Homeownership Center
|
Cross |
0 |
$0.00 |
1 |
$2,350.00 |
1 |
$2,350.00 |
|
Woodruff |
0 |
$0.00 |
1 |
$4,500.00 |
1 |
$4,500.00 |
|
|
Subtotal |
0 |
$0.00 |
2 |
$6,850.00 |
2 |
6,850.00 |
|
|
Black Community Development Program, Inc. |
Lonoke |
1 |
$4,000.00 |
0 |
$0.00 |
1 |
$4,000.00 |
|
Community Resources Tech |
Lonoke |
0 |
$0.00 |
3 |
$8,054.00 |
3 |
$8,054.00 |
|
Crawford Sebastian CDC |
Arkansas |
0 |
$0.00 |
1 |
$3,190.00 |
1 |
$3,190.00 |
|
Crowley's Ridge Development Council |
Craighead |
2 |
$6,275.00 |
1 |
$5,000.00 |
3 |
$11,275.00 |
|
Family Service Agency |
Cleburne |
0 |
$0.00 |
1 |
$3,166.00 |
1 |
$3,166.00 |
|
Legal Aid of Arkansas
|
Craighead |
1 |
$3,000.00 |
0 |
$0.00 |
1 |
$3,000.00 |
|
Crittenden |
2 |
$5,695.00 |
3 |
$12,716.00 |
5 |
$18,411.00 |
|
|
Subtotal |
3 |
$8,695.00 |
3 |
$12,716.00 |
6 |
$21,411.00 |
|
|
Mississippi County EOC
|
Craighead |
1 |
$2,090.00 |
0 |
$0.00 |
1 |
$2,090.00 |
|
Crittenden |
15 |
$43,446.00 |
34 |
$100,000.00 |
49 |
$143,446.00 |
|
|
Cross |
3 |
$12,403.00 |
1 |
$4,600.00 |
4 |
$17,003.00 |
|
|
Lee |
1 |
$3,000.00 |
3 |
$12,244.00 |
4 |
$15,244.00 |
|
|
Mississippi |
0 |
$0.00 |
1 |
$4,650.00 |
1 |
$4,650.00 |
|
|
Monroe |
1 |
$3,000.00 |
0 |
$0.00 |
1 |
$3,000.00 |
|
|
St. Francis |
6 |
$22,465.00 |
4 |
$10,709.00 |
10 |
$33,174.00 |
|
|
Subtotal |
27 |
$86,404.00 |
43 |
$132,203.00 |
70 |
$218,607.00 |
|
|
Unknown
|
Arkansas |
0 |
$0.00 |
1 |
$1,836.00 |
1 |
$1,836.00 |
|
Crittenden |
0 |
$0.00 |
1 |
$2,475.00 |
1 |
$2,475.00 |
|
|
Subtotal |
0 |
$0.00 |
2 |
$4,311.00 |
2 |
$4,311.00 |
|
Loans by New / Existing
|
|
|
7/1/2006 - 12/31/2006 |
1/1/2007 - 6/30/2007 |
TOTAL FY 2007 |
|||
|
Existing
|
Arkansas |
0 |
$0.00 |
2 |
$5,026.00 |
2 |
$5,026.00 |
|
Cleburne |
0 |
$0.00 |
1 |
$3,166.00 |
1 |
$3,166.00 |
|
|
Craighead |
4 |
$11,365.00 |
1 |
$5,000.00 |
5 |
$16,365.00 |
|
|
Crittenden |
16 |
$46,141.00 |
38 |
$115,191.00 |
54 |
$161,332.00 |
|
|
Cross |
3 |
$12,403.00 |
2 |
$6,950.00 |
5 |
$19,353.00 |
|
|
Lee |
1 |
$3,000.00 |
3 |
$12,244.00 |
4 |
$15,244.00 |
|
|
Lonoke |
1 |
$4,000.00 |
1 |
$1,400.00 |
2 |
$5,400.00 |
|
|
Mississippi |
0 |
$0.00 |
1 |
$4,650.00 |
1 |
$4,650.00 |
|
|
Monroe |
1 |
$3,000.00 |
0 |
$0.00 |
1 |
$3,000.00 |
|
|
Woodruff |
0 |
$0.00 |
1 |
$4,500.00 |
1 |
$4,500.00 |
|
|
St. Francis |
5 |
$16,715.00 |
4 |
$10,709.00 |
9 |
$27,424.00 |
|
|
Subtotal |
31 |
$96,624.00 |
54 |
$168,836.00 |
85 |
$265,460.00 |
|
|
New
|
Arkansas |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
Cleburne |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Craighead |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Crittenden |
1 |
$3,000.00 |
0 |
$0.00 |
1 |
$3,000.00 |
|
|
Cross |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lee |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lonoke |
0 |
$0.00 |
2 |
$6,654.00 |
2 |
$6,654.00 |
|
|
Mississippi |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Monroe |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
St. Francis |
1 |
$5,750.00 |
0 |
$0.00 |
1 |
$5,750.00 |
|
|
Woodruff |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Subtotal |
2 |
$8,750.00 |
2 |
$6,654.00 |
4 |
$15,404.00 |
|
Borrowers’ Profile
|
|
|
7/1/2006 - 12/31/2006 |
1/1/2007 - 6/30/2007 |
TOTAL FY2007 |
|||
|
ETHNICITY |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
Minority
|
Arkansas |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
Cleburne |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Craighead |
1 |
$3,000.00 |
0 |
$0.00 |
1 |
$3,000.00 |
|
|
Crittenden |
4 |
$11,110.00 |
11 |
$31,011.00 |
15 |
$42,121.00 |
|
|
Cross |
1 |
$1,863.00 |
0 |
$0.00 |
1 |
$1,863.00 |
|
|
Lee |
0 |
$0.00 |
2 |
$8,144.00 |
2 |
$8,144.00 |
|
|
Lonoke |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Mississippi |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Monroe |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
St. Francis |
4 |
$17,295.00 |
4 |
$10,709.00 |
8 |
$28,004.00 |
|
|
Woodruff |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Total |
10 |
$33,268.00 |
17 |
$49,864.00 |
27 |
$83,132.00 |
|
|
Non-Minority
|
Arkansas |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
Cleburne |
0 |
$0.00 |
1 |
$3,166.00 |
1 |
$3,166.00 |
|
|
Craighead |
3 |
$8,365.00 |
1 |
$5,000.00 |
4 |
$13,365.00 |
|
|
Crittenden |
13 |
$38,031.00 |
27 |
$84,180.00 |
40 |
$122,211.00 |
|
|
Cross |
2 |
$10,540.00 |
2 |
$6,950.00 |
4 |
$17,490.00 |
|
|
Lee |
1 |
$3,000.00 |
1 |
$4,100.00 |
2 |
$7,100.00 |
|
|
Lonoke |
1 |
$4,000.00 |
3 |
$8,054.00 |
4 |
$12,054.00 |
|
|
Mississippi |
0 |
$0.00 |
1 |
$4,650.00 |
1 |
$4,650.00 |
|
|
Monroe |
1 |
$3,000.00 |
0 |
$0.00 |
1 |
$3,000.00 |
|
|
St. Francis |
2 |
$5,170.00 |
0 |
$0.00 |
2 |
$5,170.00 |
|
|
Woodruff |
0 |
$0.00 |
1 |
$4,500.00 |
1 |
$4,500.00 |
|
|
Subtotal |
23 |
$72,106.00 |
37 |
$120,600.00 |
60 |
$192,706.00 |
|
|
Unknown
|
Arkansas |
0 |
$0.00 |
2 |
$5,026.00 |
2 |
$5,026.00 |
|
Cleburne |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Craighead |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Crittenden |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Cross |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lee |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lonoke |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Mississippi |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Monroe |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
St. Francis |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Woodruff |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Subtotal |
0 |
$0.00 |
2 |
$5,026.00 |
2 |
$5,026.00 |
|
|
|
|
7/1/2006 - 12/31/2006 |
1/1/2007 - 6/30/2007 |
TOTAL FY2007 |
|||
|
ETHNICITY |
COUNTY |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
|
Minority
|
Arkansas |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
Cleburne |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Craighead |
$40,896.00 |
$40,896.00 |
$0.00 |
$0.00 |
$40,896.00 |
$40,896.00 |
|
|
Crittenden |
$40,275.12 |
$39,000.00 |
$38,440.32 |
$39,377.88 |
$39,952.72 |
$39,188.94 |
|
|
Cross |
$19,692.00 |
$19,692.00 |
$0.00 |
$0.00 |
$19,692.00 |
$19,692.00 |
|
|
Lee |
$0.00 |
$0.00 |
$47,569.50 |
$47,569.50 |
$47,569.50 |
$47,569.50 |
|
|
Lonoke |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Mississippi |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Monroe |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
St. Francis |
$32,709.27 |
$32,908.02 |
$40,170.87 |
$42,547.50 |
$36,440.07 |
$37,727.76 |
|
|
Woodruff |
$0.00 |
$0.00 |
$45,087.96 |
$45,087.96 |
$45,531.10 |
$44,331.73 |
|
|
Average |
$33,390.10 |
$33,124.01 |
$42,817.16 |
$43,645.49 |
$38,346.90 |
$38,233.66 |
|
|
Non-Minority
|
Arkansas |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
Cleburne |
$0.00 |
$0.00 |
$29,232.00 |
$29,232.00 |
$29,232.00 |
$29,232.00 |
|
|
Craighead |
$38,485.76 |
$40,644.96 |
$36,240.00 |
$36,240.00 |
$37,362.88 |
$38,442.48 |
|
|
Crittenden |
$55,545.69 |
$56,832.00 |
$46,194.84 |
$46,248.00 |
$50,870.27 |
$51,540.00 |
|
|
Cross |
$43,937.88 |
$43,937.88 |
$28,093.14 |
$28,093.14 |
$36,015.51 |
$36,015.51 |
|
|
Lee |
$40,942.20 |
$40,942.20 |
$23,913.84 |
$23,913.84 |
$32,428.02 |
$32,428.02 |
|
|
Lonoke |
$45,820.08 |
$45,820.08 |
$43,748.80 |
$43,079.16 |
$44,784.44 |
$44,784.44 |
|
|
Mississippi |
$0.00 |
$0.00 |
$46,944.00 |
$46,944.00 |
$46,944.00 |
$46,944.00 |
|
|
Monroe |
$38,249.52 |
$38,249.52 |
$0.00 |
$0.00 |
$38,249.52 |
$38,249.52 |
|
|
St. Francis |
$57,707.58 |
$57,707.58 |
$0.00 |
$0.00 |
$57,707.58 |
$57,707.58 |
|
|
Woodruff |
$0.00 |
$0.00 |
$32,968.20 |
$32,968.20 |
$32,968.20 |
$32,968.20 |
|
|
Average |
$45,812.67 |
$46,304.89 |
$41,552.85 |
$41,475.79 |
$45,209.35 |
$45,264.35 |
|
|
Unknown
|
Arkansas |
$45,385.92 |
$43,385.92 |
$47,882.64 |
$47,882.64 |
$46,634.28 |
$46,634.82 |
|
Cleburne |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Craighead |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Crittenden |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Cross |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Lee |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Lonoke |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Mississippi |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Monroe |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
St. Francis |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Woodruff |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Average |
$45,385.92 |
$45,385.92 |
$47,882.64 |
$47,882.64 |
$46,634.28 |
$46,634.28 |
|
Gender of Head of Household
|
|
|
7/2006 - 12/2006 |
1/2007 - 6/2007 |
FY2007 TOTAL |
|||
|
Gender |
County |
No Loans |
Pct |
No Loans |
Pct |
No Loans |
Pct |
|
Female
|
Arkansas |
0 |
0.0% |
0 |
0.0% |
0 |
0.0% |
|
Cleburne |
0 |
0.0% |
0 |
0.0% |
0 |
0.0% |
|
|
Craighead |
0 |
0.0% |
1 |
1.8% |
1 |
1.1% |
|
|
Crittenden |
6 |
18.2% |
15 |
26.8% |
21 |
23.6% |
|
|
Cross |
0 |
0.0% |
1 |
1.8% |
1 |
1.1% |
|
|
Lee |
1 |
3.0% |
1 |
1.8% |
2 |
2.2% |
|
|
Lonoke |
0 |
0.0% |
0 |
0.0% |
0 |
0.0% |
|
|
Mississippi |
0 |
0.0% |
0 |
0.0% |
0 |
0.0% |
|
|
Monroe |
0 |
0.0% |
0 |
0.0% |
0 |
0.0% |
|
|
St. Francis |
4 |
12.1% |
2 |
3.6% |
6 |
6.7% |
|
|
Woodruff |
0 |
0.0% |
0 |
0.0% |
0 |
0.0% |
|
|
Subtotal |
11 |
33.3% |
20 |
35.7% |
31 |
34.8% |
|
|
Male
|
Arkansas |
0 |
0.0% |
2 |
3.6% |
2 |
2.2% |
|
Cleburne |
0 |
0.0% |
1 |
1.8% |
1 |
1.1% |
|
|
Craighead |
4 |
12.1% |
0 |
0.0% |
4 |
4.5% |
|
|
Crittenden |
11 |
33.3% |
22 |
39.3% |
33 |
37.1% |
|
|
Cross |
3 |
9.1% |
1 |
1.8% |
4 |
4.5% |
|
|
Lee |
0 |
0.0% |
2 |
3.6% |
2 |
2.2% |
|
|
Lonoke |
1 |
3.0% |
3 |
5.4% |
4 |
4.5% |
|
|
Mississippi |
0 |
0.0% |
1 |
1.8% |
1 |
1.1% |
|
|
Monroe |
1 |
3.0% |
0 |
0.0% |
1 |
1.1% |
|
|
St. Francis |
2 |
6.1% |
2 |
3.6% |
4 |
4.5% |
|
|
Woodruff |
0 |
0.0% |
1 |
1.8% |
1 |
1.1% |
|
|
Subtotal |
22 |
66.7% |
35 |
62.5% |
57 |
64.0% |
|
|
Unknown |
Crittenden |
0 |
0.0% |
1 |
1.8% |
1 |
1.1% |
Average Age of Head of Household
|
|
7/2006 - 12/2006 |
1/2007 - 6/2007 |
TOTAL FY 2007 |
|
County |
Average Age |
Average Age |
Average Age |
|
Arkansas |
0.0 |
28.5 |
28.5 |
|
Cleburne |
0.0 |
65.0 |
65.0 |
|
Craighead |
24.0 |
26.0 |
25.0 |
|
Crittenden |
35.2 |
33.4 |
34.3 |
|
Cross |
28.0 |
40.0 |
34.0 |
|
Lee |
24.0 |
27.3 |
25.7 |
|
Lonoke |
23.0 |
24.7 |
23.9 |
|
Mississippi |
0.0 |
21.0 |
21.0 |
|
Monroe |
32.0 |
0.0 |
32.0 |
|
St. Francis |
34.0 |
38.5 |
36.3 |
|
Woodruff |
0.0 |
36.0 |
36.0 |
|
Average Age CD 1 |
28.6 |
34.0 |
32.9 |
Average Household Size
|
|
7/2006 - 12/2006 |
1/2007 - 6/2007 |
TOTAL FY 2007 |
|
County |
Average House Size |
Average House Size |
Average House Size |
|
Arkansas |
0.0 |
2.5 |
2.5 |
|
Cleburne |
0.0 |
2.0 |
2.0 |
|
Craighead |
2.3 |
1.0 |
1.7 |
|
Crittenden |
2.3 |
2.3 |
2.3 |
|
Cross |
4.0 |
2.5 |
3.3 |
|
Lee |
2.0 |
2.0 |
2.0 |
|
Lonoke |
2.0 |
1.7 |
1.9 |
|
Mississippi |
0.0 |
2.0 |
2.0 |
|
Monroe |
1.0 |
0.0 |
1.0 |
|
St. Francis |
3.3 |
3.8 |
3.6 |
|
Woodruff |
0.0 |
2.0 |
2.0 |
|
Average House Size CD 1 |
2.4 |
2.4 |
2.2 |
American Dream Downpayment Initiative (ADDI) Program
General Statistics
|
Time Period |
No. Loans |
Dollar Amount |
Mean Loan Amount |
% of H2O Loans |
|
07/2006 – 12/2006 |
23 |
$130,455.00 |
$5,671.96 |
16.5% |
|
01/2007 – 06/2007 |
14 |
$83,310.00 |
$5,950.71 |
9.7% |
|
Total FY2007 |
37 |
$213,765.00 |
$5,777.43 |
13.0% |
|
Loan Cancellation Rate - Total FY2007: |
17.8% |
Loans by Homebuyer Counselor
|
|
|
7/1/06 - 12/31/06 |
1/1/07 - 6/30/07 |
TOTAL FY 2007 |
|||
|
HOMEBUYER COUNSELOR |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
Community Resources Tech |
Lonoke |
1 |
$3,486.00 |
0 |
$0.00 |
1 |
$3,486.00 |
|
Family Service Agency |
Lonoke |
1 |
$4,300.00 |
0 |
$0.00 |
1 |
$4,300.00 |
|
Legal Aid of Arkansas |
Crittenden |
2 |
$18,609.00 |
0 |
$0.00 |
2 |
$18,609.00 |
|
Mississippi County EOC
|
Crittenden |
19 |
$104,060.00 |
13 |
$78,440.00 |
32 |
$182,500.00 |
|
St. Francis |
0 |
$0.00 |
1 |
$4,870.00 |
1 |
$4,870.00 |
|
|
Subtotal |
19 |
$104,060.00 |
14 |
$83,310.00 |
33 |
$187,370.00 |
|
Loans by New / Existing
|
|
|
7/1/2006 - 12/31/2006 |
1/1/2007 - 6/30/2007 |
TOTAL FY 2007 |
|||
|
EXISTING OR NEW |
COUNTY |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
NO. |
DOLLAR AMOUNT |
|
Existing
|
Crittenden |
19 |
$106,037.00 |
13 |
$78,440.00 |
32 |
$184,477.00 |
|
Lonoke |
2 |
$7,786.00 |
0 |
$0.00 |
2 |
$7,786.00 |
|
|
St. Francis |
0 |
$0.00 |
1 |
$4,870.00 |
1 |
$4,870.00 |
|
|
Subtotal |
21 |
$113,823.00 |
14 |
$83,310.00 |
35 |
$197,133.00 |
|
|
New
|
Crittenden |
2 |
$16,632.00 |
0 |
$0.00 |
2 |
$16,632.00 |
|
Lonoke |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
St. Francis |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Subtotal |
2 |
$16,632.00 |
0 |
$0.00 |
2 |
$16,632.00 |
|
Borrowers’ Profile
|
|
|
7/1/2006 - 12/31/2006 |
1/1/2007 - 6/30/2007 |
TOTAL FY2007 |
|||
|
ETHNICITY |
COUNTY |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
NO. LOANS |
DOLLAR AMOUNT |
|
Minority
|
Crittenden |
10 |
$63,158.00 |
6 |
$32,114.00 |
16 |
$95,272.00 |
|
Lonoke |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
St. Francis |
0 |
$0.00 |
1 |
$4,870.00 |
1 |
$4,870.00 |
|
|
Subtotal |
10 |
$63,158.00 |
7 |
$36,984.00 |
17 |
$100,142.00 |
|
|
Non-Minority
|
Crittenden |
11 |
$59,511.00 |
7 |
$46,326.00 |
18 |
$105,837.00 |
|
Lonoke |
2 |
$7,786.00 |
0 |
$0.00 |
2 |
$7,786.00 |
|
|
St. Francis |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Subtotal |
13 |
$67,297.00 |
7 |
$46,326.00 |
20 |
$113,623.00 |
|
|
|
|
7/1/2006 - 12/31/2006 |
1/1/2007 - 6/30/2007 |
TOTAL FY2007 |
|||
|
ETHNICITY |
COUNTY |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
MEAN INCOME |
MEDIAN INCOME |
|
Minority |
Crittenden |
$27,840.36 |
$30,753.18 |
$33,213.06 |
$34,286.22 |
$30,526.71 |
$32,519.70 |
|
Lonoke |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
St. Francis |
$0.00 |
$0.00 |
$40,347.84 |
$40,347.84 |
$40,347.84 |
$40,347.84 |
|
|
Average |
$27,840.36 |
$30,753.18 |
$37,317.03 |
$37,317.03 |
$35,437.28 |
$35,437.28 |
|
|
Non-Minority
|
Crittenden |
$26,516.50 |
$24,340.32 |
$29,503.20 |
$28,108.20 |
$28,009.85 |
$26,224.26 |
|
Lonoke |
$20,515.74 |
$20,515.74 |
$0.00 |
$0.00 |
$20,515.74 |
$20,515.74 |
|
|
St. Francis |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
|
|
Average |
$23,516.12 |
$22,428.03 |
$29,503.20 |
$28,108.20 |
$24,262.80 |
$23,370.00 |
|
Gender of House of Household
|
|
|
7/2006 – 12/2006 |
1/2007 – 6/2007 |
TOTAL FY2007 |
|||
|
Gender |
County |
No Loans |
Pct |
No Loans |
Pct |
No Loans |
Pct |
|
Female
|
Crittenden |
13 |
56.5% |
6 |
42.9% |
19 |
51.4% |
|
Lonoke |
2 |
8.7% |
0 |
0.0% |
2 |
5.4% |
|
|
St. Francis |
0 |
0.0% |
0 |
0.0% |
0 |
0.0% |
|
|
Subtotal |
15 |
65.2% |
6 |
42.9% |
21 |
56.8% |
|
|
Male
|
Crittenden |
8 |
34.8% |
6 |
42.9% |
14 |
37.8% |
|
Lonoke |
0 |
0.0% |
0 |
0.0% |
0 |
0.0% |
|
|
St. Francis |
0 |
0.0% |
0 |
0.0% |
0 |
0.0% |
|
|
Subtotal |
8 |
34.8% |
6 |
42.9% |
14 |
37.8% |
|
|
Unknown
|
Crittenden |
0 |
0.0% |
1 |
7.1% |
1 |
2.7% |
|
St. Francis |
0 |
0.0% |
1 |
7.1% |
1 |
2.7% |
|
|
Subtotal |
0 |
0.0% |
2 |
14.3% |
2 |
5.4% |
|
Average Age of Head of Household
|
|
7/2006 - 12/2006 |
1/2007 - 6/2007 |
TOTAL FY 2007 |
|
County |
Average Age |
Average Age |
Average Age |
|
Crittenden |
36.0 |
33.2 |
34.6 |
|
Lonoke |
52.0 |
0.0 |
52.0 |
|
St. Francis |
0.0 |
37.0 |
37.0 |
|
Average Age CD 1 |
44.0 |
35.1 |
41.2 |
Average House Size
|
|
7/2006 - 12/2006 |
1/2007 - 6/2007 |
TOTAL FY 2007 |
|
County |
Average House Size |
Average House Size |
Average House Size |
|
Crittenden |
2.3 |
2.5 |
2.4 |
|
Lonoke |
2.0 |
0.0 |
2.0 |
|
St. Francis |
0.0 |
5.0 |
5.0 |
|
Average House Size CD 1 |
2.2 |
3.8 |
3.1 |
|
TOTAL HOMEOWNERSHIP: |
|
||
|
07/2006 – 12/2006 |
01/2007 – 06/2007 |
Total FY2007 |
|
|
$14,105,869.00 |
$13,983,923.00 |
$28,089,792.00 |
|
Homeownership – Congressional District 1
FACTS & INFERENCES
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HomeToOwn Program
This graph shows that Minorities in Congressional District 1 have an average income of about $5,000 less than non-Minorities. However, their loans are only approximately $1,000 less than those for non-Minorities.
Down Payment Programs (DPA & ADDI)
· Combining the DPA and ADDI programs, 44.4% of the H2O loans originated had a downpayment assistance loan. The DPA loans in Congressional District 1 accounted for 70.6% of the downpayment loans and ADDI loans were originated for 29.4% of the total downpayment loans.
· Mississippi County EOC originated 81.7% of the downpayment loans in Congressional District 1 and 78.6% of those were within Crittenden County.
· A large majority (95.2%) of the downpayment loans was for existing property and only 4.8% was for new construction.
Graph - Average Loan Amount & Average Income by Ethnicity
Graph – Gender as Primary Mortgagor
This chart indicates that Males are more likely to be the primary mortgagor for the H2O and DPA loans. For the ADDI loans, the primary mortgagor is more likely to be a Female.
HOUSING PRODUCTION (HP)
Program Partners:
HOME Allocations / Board Approvals by Type
|
|
|
7/2006 - 12/2006 |
1/2007 - 6/2007 |
FY2007 TOTAL |
|||
|
Type |
County |
No. Units |
Dollar Amount |
No. Units |
Dollar Amount |
No. Units |
Dollar Amount |
|
Acquisition Rehab
|
Crittenden |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
Independence |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Izard |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Jackson |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lawrence |
0 |
$0.00 |
10 |
$400,000.00 |
10 |
$400,000.00 |
|
|
Lonoke |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Mississippi |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Monroe |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Sharp |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
St. Francis |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Stone |
0 |
$0.00 |
10 |
$400,000.00 |
10 |
$400,000.00 |
|
|
Woodruff |
0 |
$0.00 |
5 |
$100,000.00 |
5 |
$100,000.00 |
|
|
Subtotal |
0 |
$0.00 |
25 |
$900,000.00 |
25 |
$900,000.00 |
|
|
Homeowner Rehab or Mortgage Subsidy
|
Crittenden |
31 |
$1,032,543.73 |
5 |
$439,750.00 |
36 |
$1,472,293.73 |
|
Independence |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Izard |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Jackson |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lawrence |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lonoke |
8 |
$417,415.00 |
0 |
$0.00 |
8 |
$417,415.00 |
|
|
Mississippi |
6 |
$440,000.00 |
0 |
$0.00 |
6 |
$440,000.00 |
|
|
Monroe |
6 |
$384,474.00 |
0 |
$0.00 |
6 |
$384,474.00 |
|
|
Sharp |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
St. Francis |
5 |
$188,463.00 |
0 |
$0.00 |
5 |
$188,463.00 |
|
|
Stone |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Woodruff |
0 |
$0.00 |
10 |
$340,083.00 |
10 |
$340,083.00 |
|
|
Subtotal |
56 |
$2,462,895.73 |
15 |
$779,833.00 |
71 |
$3,242,728.73 |
|
|
Tenant Based Rental Assistance
|
Crittenden |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
Independence |
20.8 |
$66,666.67 |
0 |
$0.00 |
20.8 |
$66,666.67 |
|
|
Izard |
20.8 |
$66,666.67 |
0 |
$0.00 |
20.8 |
$66,666.67 |
|
|
Jackson |
20.8 |
$66,666.67 |
0 |
$0.00 |
20.8 |
$66,666.67 |
|
|
Lawrence |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Lonoke |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Mississippi |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Monroe |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Sharp |
20.8 |
$66,666.67 |
0 |
$0.00 |
20.8 |
$66,666.67 |
|
|
St. Francis |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Stone |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
|
|
Woodruff |
20.8 |
$66,666.67 |
0 |
$0.00 |
20.8 |
$66,666.67 |
|
|
Subtotal |
104 |
$333,333.35 |
0 |
$0.00 |
104 |
$333,333.35 |
|
|
FY2007 Total |
160 |
$2,796,229.08 |
40 |
$1,679,833.00 |
200 |
$4,476,062.08 |
|
Low Income Housing Tax Credits / Board Approvals (only one round per fiscal year)
|
County |
No. Units |
Federal Fund Dollar Amount |
State Funds Dollar Amount |
Total Dollar Amount |
|
Lawrence |
25 |
$157,771.00 |
$0.00 |
$157,771.00 |
|
Stone |
32 |
$147,770.00 |
$29,554.00 |
$177,324.00 |
|
Woodruff |
23 |
$128,955.00 |
$25,791.00 |
$154,746.00 |
|
FY2007 TOTAL FOR CD 1 |
80 |
$434,496.00 |
$55,345.00 |
$489,841.00 |
Multifamily Housing Bonds
No Multifamily Housing Bond Program Activity FY2007
|
TOTAL HOUSING PRODUCTION: |
|
||
|
07/2006 – 12/2006 |
01/2007 – 06/2007 |
Total FY2007 |
|
|
$2,796,229.08 |
$2,169,674.00 |
$4,965,903.08 |
|
Housing Production – Congressional District 1
FACTS & INFERENCES
DEVELOPMENT FINANCE
|
|
|
7/2006 - 12/2006 |
1/2007 - 6/2007 |
FY2007 TOTAL |
||||
|
Type |
County |
No. Projects |
Dollar Amount |
No. Projects |
Dollar Amount |
No. Projects |
Dollar Amount |
Average Per Unit |
|
Bond Guaranty
|
Baxter |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
Cleburne |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Craighead |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Crittenden |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Greene |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Independence |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Izard |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Jackson |
1 |
$1,600,000.00 |
0 |
$0.00 |
1 |
$1,600,000.00 |
$1,600,000.00 |
|
|
Mississippi |
2 |
$2,545,200.00 |
0 |
$0.00 |
2 |
$2,545,200.00 |
$1,272,600.00 |
|
|
Phillips |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Subtotal |
3 |
$4,145,200.00 |
0 |
$0.00 |
3 |
$4,145,200.00 |
$1,381,733.33 |
|
|
Higher Education Facilities
|
Baxter |
0 |
$0.00 |
1 |
$2,200,000.00 |
1 |
$2,200,000.00 |
$2,200,000.00 |
|
Cleburne |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Craighead |
0 |
$0.00 |
1 |
$7,500,000.00 |
1 |
$7,500,000.00 |
$7,500,000.00 |
|
|
Crittenden |
0 |
$0.00 |
1 |
$1,350,000.00 |
1 |
$1,350,000.00 |
$1,350,000.00 |
|
|
Greene |
0 |
$0.00 |
1 |
$2,220,000.00 |
1 |
$2,220,000.00 |
$2,220,000.00 |
|
|
Independence |
0 |
$0.00 |
1 |
$1,900,000.00 |
1 |
$1,900,000.00 |
$1,900,000.00 |
|
|
Izard |
0 |
$0.00 |
1 |
$1,100,000.00 |
1 |
$1,100,000.00 |
$1,100,000.00 |
|
|
Jackson |
0 |
$0.00 |
1 |
$1,600,000.00 |
1 |
$1,600,000.00 |
$1,600,000.00 |
|
|
Mississippi |
0 |
$0.00 |
2 |
$4,400,000.00 |
2 |
$4,400,000.00 |
$2,200,000.00 |
|
|
Phillips |
0 |
$0.00 |
1 |
$1,900,000.00 |
1 |
$1,900,000.00 |
$1,900,000.00 |
|
|
Subtotal |
0 |
$0.00 |
10 |
$24,170,000.00 |
10 |
$24,170,000.00 |
$2,417,000.00 |
|
|
Other
|
Baxter |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
Cleburne |
1 |
$398,000.00 |
0 |
$0.00 |
1 |
$398,000.00 |
$398,000.00 |
|
|
Craighead |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Crittenden |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Greene |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Independence |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Izard |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Jackson |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Mississippi |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Phillips |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Subtotal |
1 |
$398,000.00 |
0 |
$0.00 |
1 |
$398,000.00 |
$398,000.00 |
|
|
Safe Drinking Water Revolving Loan Fund
|
Baxter |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
Cleburne |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Craighead |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Crittenden |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Greene |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Independence |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Izard |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Jackson |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Mississippi |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Phillips |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Subtotal |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
State Facilities Financing
|
Baxter |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
Cleburne |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Craighead |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Crittenden |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Greene |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Independence |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Izard |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Jackson |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Mississippi |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Phillips |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Subtotal |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Wastewater Revolving Loan Fund
|
Baxter |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
Cleburne |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Craighead |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Crittenden |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Greene |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Independence |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Izard |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Jackson |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Mississippi |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Phillips |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
Subtotal |
0 |
$0.00 |
0 |
$0.00 |
0 |
$0.00 |
$0.00 |
|
|
DEVELOPMENT FINANCE: |
|
||
|
07/2006 – 12/2006 |
01/2007 – 06/2007 |
Total FY2007 |
|
|
$4,543,200.00 |
$24,170,000.00 |
$28,713,200.00 |
|
OTHER PROGRAM(S)
Rehab / Disability Loan Program
|
|
7/2006 - 12/2006 |
1/2007 - 6/2007 |
FY2007 TOTAL |
||||
|
County |
No. Loans |
Dollar Amount |
No. Loans |
Dollar Amount |
No. Loans |
Dollar Amount |
Average Per Unit |
|
Cross |
0 |
$0.00 |
1 |
$20,000.00 |
1 |
$20,000.00 |
$20,000.00 |
|
Lonoke |
1 |
$3,466.00 |
0 |
$0.00 |
1 |
$3,466.00 |
$3,466.00 |
|
Total FY2007 CD 1 |
1 |
$3,466.00 |
1 |
$20,000.00 |
2 |
$23,466.00 |
$11,733.00 |
|
TOTAL FUNDS FOR CONGRESSIONAL DISTRICT 1 |
|
07/2006 – 12/2006 |
01/2007 – 06/2007 |
Total FY2007 |
|
$18,903,564.08 |
$42,888,797.00 |
$61,792,361.08 |
All Programs – Congressional District 1
FACTS & INFERENCES
·
Graph - Funding by Time Period and Main Category of Programs -
|
Time Period |
Homeownership Funds |
Housing Production Funds |
Development Finance Funds |
Other Funds |
Total Funds |
|
7/2006 – 12/2006 |
$14,105,869.00 |
$2,796,229.08 |
$4,543,200.00 |
$3,466 |
$18,903,564.08 |
|
1/2007 – 6/2007 |
$13,983,923.00 |
$2,169,674.00 |
$24,170,000.00 |
$20,000.00 |
$42,888,797.00 |
|
Total FY2007 |
$28,089,792.00 |
$4,965,903.08 |
$28,713,200.00 |
$23,466.00 |
$61,792.361.08 |
|
|
45.4% |
8.0% |
46.5% |
0.1% |
|
Congressional District 1 received 19.6% of ADFA’s available funds in FY2007. These funds are only part of the impact ADFA’s Homeownership, Housing Production, Development Finance and Other Programs had on the economy of the counties in Congressional District 1. There are many other ways (direct, indirect and induced) these funds benefited the 26 counties. For more information and analyses, please contact Judy Brummett at the address on the first page of the Statewide section
